Josh Lucarelli is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He specializes in assisting clients with understanding their finances and developing personalized plans that align with their goals and lifestyles. His work involves simplifying complex financial topics and providing clear guidance tailored to clients' evolving needs and priorities. Prior to his current role, Josh served as a Planning Consultant at Fidelity Investments from 2024 to 2025 and as a Relationship Manager at the same company from 2021 to 2024. Through these roles, he has gained experience in financial planning, investment management, and client relationship management. Outside of his professional responsibilities, Josh has interests in beach activities, boating, golf, snowboarding, soccer, and traveling.

Brandon O'higgins is a financial advisor with Edward Jones in Summerville, SC, holding a Series 66 designation and seven years of industry experience. He worked previously at Fox Dog LLC and Triangle Char & Bar. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and affiliated investment options supported by a large national network of advisors and branch offices.

Leslie Puckhaber is a financial advisor at Merrill with 27 years of industry experience. He holds a Series 66 designation and has been with Merrill and Bank of America since 1996. Outside of his advisory role, he is associated with Puckhaber Construction, a limited liability company in Mount Pleasant, SC, serving as an added signatory. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Luke Snyder is a financial advisor at Edelman Financial Engines with four years of industry experience. He holds the Series 65 designation and has previously worked at McAdam LLC and the University of Pennsylvania. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process alongside planner delivery and online tools, offering diversified model portfolios and both discretionary and non-discretionary investment options.

James Mc Kenna is a financial advisor with Cetera, holding a Series 66 credential and four years of industry experience. His prior roles include positions at Shoemaker Financial - Capital Management and several insurance firms. He is also involved in fixed insurance sales through Shoemaker Financial. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers varied portfolio management and financial planning services through a multi-manager platform and supports both discretionary and non-discretionary account structures.

Jennifer Blanchard is a financial advisor with Cetera who holds a Series 66 designation and has 22 years of industry experience. She previously worked at Securian Financial Services and Minnesota Life Insurance Company for 19 years and has been associated with The Commonwealth Financial Group for over two decades. Outside of her advisory work, she serves on the fundraising committee for The Samaritan House of Orangeburg and is a board member of the Orangeburg Civic Ballet. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform incorporating both affiliated and third-party strategies.

Erik Lauricella is a financial advisor at Morgan Stanley with a Series 66 designation and three years of industry experience. He has worked at Morgan Stanley and its related entities since 2019 and previously held positions at Whiting Door and the University at Buffalo. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers a broad range of investment and planning services.

Stephen Whitman is a financial advisor with Morgan Stanley in Charleston, SC, holding Series 63, 65, and 66 licenses and bringing 20 years of industry experience. He has worked at Morgan Stanley since 2013 and Morgan Stanley Private Bank since 2015. Outside of his advisory role, he serves as a trustee/co-trustee of a trust based in New Providence, New Jersey. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured, tool-based planning process without providing individual security recommendations as part of standalone planning.

Stephanie Harvey is a financial advisor at Osaic Wealth, Inc. She holds Series 63 and Series 65 licenses and has 10 years of industry experience. Prior to joining Osaic in 2024, she worked at Woodbury Financial Services and Equitable Advisors/AxA Advisors. Outside of her advisory role, she is president of Cane Bay Financial Planning LLC and owns a sole proprietorship offering insurance products. Osaic Wealth serves a diverse client base, including individuals, high-net-worth investors, pension plans, and corporations, offering integrated brokerage and advisory services through a large network of advisors. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios that may include a range of investment types and supports various third-party platforms and managed-account solutions.

Liane Crouse is a financial advisor at Wells Fargo Clearing with five years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing and Truist Investment Services, among other related entities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances, and includes a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Gary Rivano is Vice President and Branch Leader at Fidelity Investments, where he leads a team of investment professionals focused on helping clients achieve their financial goals through comprehensive financial planning. He emphasizes the importance of strong relationships with clients and values the contributions of both employees and clients to foster an inclusive culture and provide an outstanding client experience. Gary has held multiple roles at Fidelity Investments since 2005, progressing from Support Specialist to his current leadership position. His experience includes positions as Financial Consultant, Investment Consultant, Investment Representative, Private Client Specialist, and Financial Representative. Prior to joining Fidelity, he worked as Assistant Vice President at Deutsche Bank from 2014 to 2016 and as Private Client Adviser at JP Morgan Chase from 2012 to 2014.

Josephine Beebe is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has worked at Merrill for a total of ten years, with a brief period outside the industry. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, and various institutions using model-based and discretionary strategies developed by internal and third-party teams.

Amanda Sakmar is a financial advisor with Cetera, holding a Series 66 designation and eight years of industry experience. She has worked at Cetera since 2023 and has been associated with North Star Resource Group since 2018. Sakmar also operates as an agent and broker with North Star Consultants. Cetera Investment Advisers LLC is an SEC-registered firm offering advisory services through a nationwide network of advisors, serving individual, retirement plan, corporate, charitable, and institutional clients with a range of portfolio management and financial planning solutions.

Charles Claus is a financial advisor at Raymond James & Associates with 24 years of industry experience. He holds the Series 66 designation and has been with Raymond James since 2013. Outside of his advisory role, Claus serves as a director and board member for the Children's Museum of the Lowcountry, a nonprofit focused on educational programming for children and families. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and consulting with a range of portfolio management styles and affiliated research.

Timothy Sease is a CFP®-credentialed financial advisor with 34 years of industry experience. He is affiliated with LPL Financial and has worked concurrently at South State Bank since 2014. Prior to that, he was with First Southeast Investor Services, Inc. for 18 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, incorporating discretionary and non-discretionary management, model portfolios, and research from multiple sources.

Victoria DuPre is a Planning Consultant at Fidelity Investments. She supports clients and advisors through collaborative financial planning focused on trust, transparency, and relationship-building. Victoria helps translate goals into actionable strategies and supports the implementation of thoughtful, client-centered plans. Victoria has been with Fidelity Investments since 2023, holding roles including Customer Relationship Advocate, Relationship Manager, and Investment Solutions Representative. Her experience spans client support and relationship management within the financial services industry. Outside of her professional work, Victoria enjoys board games, fitness, social events with friends, outdoor adventures, pets, and puzzles.

Vicente Munoz Reyes is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has been with MassMutual Life Insurance Company and Mass Mutual Investors Services since 2025. Outside of his advisory role, he is involved in several activities including serving as a mathematics tutor, working as an academic assistant for online math courses at Louisiana State University at Alexandria, co-founding and managing projects at Tikvah Health and Wellness, and coaching CrossFit classes. MassMutual Investors Services, LLC operates as a subsidiary of MassMutual, offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and provides specialties including divorce planning and event-driven estate and employer-sponsored planning programs.

Viktor Hammer is a Series 66 licensed financial advisor with 12 years of industry experience, currently practicing at Morgan Stanley in Charleston, SC. He has been affiliated with Morgan Stanley and its Private Bank since 2013 and 2015, respectively. Hammer also serves as a board member of the Armand Hammer Foundation, which focuses on education and the arts. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and proprietary investment research in its financial planning process.

Jamie Nix is a financial advisor with Robert W. Baird & Co. in Charleston, SC, holding a Series 66 designation and 18 years of industry experience. He has been with Robert W. Baird & Co. since 2010. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that provides financial planning, portfolio management, and consulting services to individuals, families, pensions, corporations, and institutional clients. The group offers tailored investment strategies using a combination of in-house and third-party managers, with services ranging from discretionary management to complex allocations including private funds and real assets.

Thomas Stotz is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services Inc. from 2008 to 2019. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory and tailored to plan-specific objectives and risk tolerances.