Monica Douglas is a CFP® and ChFC® with 14 years of experience in the financial services industry. She is currently with Schwab Wealth Advisory, Inc., having worked previously at U.S. Bancorp Advisors, TIAA-CREF, and Vanguard Advisers. She is based in Charlotte, NC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. Its services emphasize customized asset allocation and investment selection, using proprietary research tools and standard models, with trades executed only upon client authorization.

Michael Jones is a CFP® professional with 29 years of industry experience. He is currently with Money Concepts Capital Corp and previously worked at firms including Prudential Insurance Company of America, GWN Securities Inc, and Merrill. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, pension plans, trusts, and corporations. The firm employs model-driven, asset-allocation strategies and utilizes proprietary and third-party portfolio programs, supporting a network of several hundred advisors managing approximately $4.07 billion in assets.

Alexis Quen is a financial advisor at Wells Fargo Investment Institute, Inc. in Charlotte, NC, holding a Series 65 license with one year of industry experience. Prior to joining Wells Fargo Investment Institute, Alexis worked in various roles including at Wells Fargo and Voodoo Donuts. Wells Fargo Investment Institute provides manager research, global investment strategy, securities research, asset allocation analysis, and model-portfolio services primarily to Wells Fargo affiliates and unaffiliated financial institutions. The firm delivers its offerings on a non-customized basis and focuses on research and model provisioning rather than direct portfolio management or individualized financial planning.

Dawn Wilson is a financial advisor at &PARTNERS with Series 63 and Series 65 credentials and eight years of industry experience. She previously worked at Neuberger Berman LLC for seven years and Wells Fargo Clearing Services, LLC for two years before joining &PARTNERS in 2025. &PARTNERS serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management, financial and tax planning, and retirement plan consulting, utilizing a mix of proprietary and third-party strategies with ongoing monitoring and account reviews.

Adam Dinkins is a financial advisor at First Citizens Investor Services, Inc. with nine years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Wells Fargo Bank NA and Ally Invest Advisors. First Citizens Investor Services, Inc. serves individuals, pension and profit-sharing plans, charitable organizations, and corporate entities by providing advisory and brokerage services. The firm utilizes a client-centered process combining fundamental, quantitative, and technical analysis to manage portfolios across various asset classes.

Misty Petrosino is a financial advisor at Guardian Life with 29 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Park Avenue Securities, LLC and Metropolitan Life Insurance Company, among others. Additionally, she is involved with Target Market Institute, LLC, a non-investment related business. Park Avenue Securities LLC, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to proprietary and third-party advisory solutions.

Calvin Holmes is a ChFC® credentialed financial advisor with nine years of industry experience, currently affiliated with Eagle Strategies (New York Life) in Charlotte, NC. He has worked with Eagle Strategies since 2025 and has prior experience with Nylife Securities LLC and New York Life. Holmes also founded and operated Fitness Edge Inc. from 2016 to 2019. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, as well as charitable and corporate clients. The firm offers a range of advisory services and emphasizes tailored recommendations, with a significant portion of its assets managed on a non-discretionary basis.

Joshua Mayor is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Corient. His prior roles include positions at Byron Financial, M HOLDINGS SECURITIES, Inc., and Ameriprise. He is the managing member of AWWM, LLC, a non-investment-related entity established for tax purposes. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach combining in-house strategies with third-party managers, utilizing risk management tools and incorporating alternative investments when appropriate.

Marcus Atkinson is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with First Citizens Investor Services since 2012. Outside of his advisory role, he serves as a director helping set up youth summer football camps and is contracted with USA Track & Field as a coach and referee. First Citizens Investor Services, Inc. serves individuals, pension and profit-sharing plans, charitable organizations, and corporate entities by providing advisory and brokerage services through investment adviser representatives and third-party portfolio managers. The firm offers portfolio management, wrap programs, model portfolios, an automated guided investing platform, and tax-aware services, focusing on client-driven assessments and a mix of fundamental, quantitative, and technical analysis for asset allocation.

Christian Patterson is a financial advisor at Truist Advisory Services with 23 years of industry experience. He holds a Series 66 designation and has worked within the Truist organization and its predecessors since 2008, including roles at Bb&T Investments and Bb&T Securities. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to a wide range of clients, including individuals, corporations, plan sponsors, and charitable organizations. The firm’s approach integrates traditional research with AI-enabled tools and offers comprehensive ongoing reviews and reporting.

Amy Wong Pawa is a financial advisor at TIAA-CREF with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has been with TIAA-CREF since 2017. Outside of her advisory role, she is involved in managing an investment property. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm separates one-time financial planning from ongoing portfolio management and acts as adviser to a donor-advised fund, operating within a vertically integrated model using affiliated funds.

Katie Ellis is a financial advisor with Truist Advisory Services based in Gastonia, NC, holding Series 63 and Series 65 licenses and eight years of industry experience. She has worked at Truist Investment Services since 2019 and previously held positions at First Citizens Investor Services and First Citizens Bank. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, plan sponsors, and charitable organizations. The firm utilizes a combination of traditional research and AI-enabled tools, and provides ongoing client reviews and reporting through its affiliation with Truist Financial and related entities.

Dimitri Tcherkassov is a financial advisor at First Citizens Investor Services, Inc. with eight years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Chase Bank and StormGuard Restoration before joining First Citizens. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, including high-net-worth clients, as well as pension plans, charitable organizations, and businesses. The firm utilizes a client-centered approach with fundamental, quantitative, and technical analysis to manage portfolios across various asset classes.

William Bulluck Jr. is a financial advisor with Equity Services, Inc. and holds a Series 66 designation. He has seven years of industry experience and has worked at firms including Edward Jones and Foundations Investment Advisors, LLC. Outside of his advisory role, Bulluck is involved with the Matthews Chamber of Commerce and the Charlotte Connectors Networking Group. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm employs multiple advisory platforms, often using third-party asset managers and model portfolios, and offers both discretionary and non-discretionary management options.

Adam Batchelor is a financial advisor at Osaic Institutions, Inc. with nine years of industry experience. He holds the Series 66 designation and has previously worked at Infinex Investments, Inc. and LPL Financial, LLC. Osaic Institutions serves individuals, trusts, estates, charitable organizations, and corporate clients through a network of investment adviser representatives, offering customized advisory engagements, financial planning, ERISA plan services, and brokerage and insurance products. The firm delivers both discretionary and non-discretionary advisory services and utilizes a range of investment strategies and platforms to meet client objectives.

Alan Gray is a financial advisor with First Citizens Investor Services, Inc. based in Charlotte, NC. He holds a Series 66 designation and has 21 years of industry experience, including roles at First Citizens Asset Management, Bank of America, and Merrill Lynch. Outside of his advisory work, he serves as President of the Board for both the Porter Ridge Athletic Association and the Union County Youth Soccer Program. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension plans, charitable organizations, and corporate clients. The firm offers portfolio management, financial planning, and tax-aware services, utilizing fundamental, quantitative, and technical analysis to guide investment allocations.

Ty Hensley is a financial advisor with Independent Advisor Alliance, LLC and LPL Financial, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been associated with Independent Advisor Alliance since 2015. Outside of his advisory roles, Hensley is involved in retirement planning and tax preparation activities. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, and retirement plan consulting. The firm employs a network model of advisory representatives and provides both discretionary and non-discretionary portfolio management, utilizing various analytical techniques and technology platforms.

Dylan Mc Cullough is a CFP® professional with 22 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Charlotte, NC. He has been with Charles Schwab since 2004 and with Schwab Wealth Advisory since 2012. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and research tools, with customized recommendations and annual reviews.

Daniel Huth is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 63 and Series 66 designations and 15 years of industry experience. His prior experience includes roles at UBS Financial Services and M&T Securities. Outside of his advisory work, he occasionally assists with his wife’s online collectibles business. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, plan sponsors, and charitable organizations. The firm uses a combination of client information gathering, goal setting, asset allocation strategies, and manager selection via the Envestnet platform, supported by research and monitoring tools, including AI-enabled analysis.

Andrew Calder is a financial advisor with Creative Planning, holding the Series 63 and Series 65 credentials and eight years of industry experience. His prior work includes roles at Lockton Investment Advisors, Lockton Investment Securities, Lockton Companies, Newport Group, and TriNet Group. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a broad client base including individuals, pension and profit-sharing plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in client assets.