Daniel Roma is a Financial Consultant at Fidelity Investments. He partners with individuals and families to develop financial plans aimed at enhancing their financial well-being. In his role at Fidelity, Daniel focuses on understanding clients' priorities to build customized strategies aligned with their goals and needs, and he monitors these plans to implement adjustments as necessary. Daniel's experience at Fidelity Investments spans several roles, including Planning Consultant from 2022 to 2025 and Workplace Planning Consultant from 2021 to 2022, before assuming his current position. He holds insurance licenses in Arkansas and California.

Anthony Lutkus is a financial advisor at Merrill with 23 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Deutsche Bank Securities Inc and Bank of America, N.A. prior to his current role. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Ingrid Gonzalez is a Series 66–licensed financial advisor at Merrill with 11 years of industry experience. She has been with Merrill since 2014. Outside of her advisory role, she co-owns a family rental property business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Byron Harris is a financial advisor at Fidelity with Series 63 and Series 66 licenses and five years of industry experience. His career includes roles at Fidelity Investments and prior positions at Shipt Inc., Aflac, and Target. He also worked at Windsor Parke Golf Club and has teaching experience from the University of North Florida and Lafayette High School. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and portfolio management. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction, and serves as an advisor to multiple registered investment companies and fund-of-funds.

Scott Perry is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career in the financial services industry in 1997 and joined Merrill Lynch in 1999. Scott focuses on providing financial guidance through education, honesty, and transparency to individuals pursuing their financial and retirement goals. His expertise includes managing investment accounts, estate planning services, life insurance, annuities, and addressing longevity concerns. He works with clients in areas such as college education planning, employee financial health, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income. Scott holds a Bachelor's Degree from the University of Florida and is a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Born and raised in Key West, Florida, he participates in community volunteering and is involved with organizations like the Swim Like A Pro Triathlon Team, USA Triathlon, and Velobrew Racing. His personal interests include biking, fishing, scuba diving, spending time with family, swimming, table tennis, and volleyball.

Michael Hayward is a CFP® and ChFC® with 18 years of industry experience. He is currently with Morgan Stanley in Jacksonville, FL, having previously worked at JP Morgan Securities LLC. Outside of his financial advisory role, he is also a photographer based in Saint Augustine, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets, utilizing a structured planning process supported by firm-approved tools.

Rance Winn is a financial advisor at Fidelity with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has been associated with various Fidelity entities since 2006. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and deliver model strategies.

Manuel Dortch is a financial advisor at Merrill with 19 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2006 and Bank of America since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

David Green is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client engagements and Corporate Financial Planning agreements.

Joseph Miley is a financial advisor at Merrill with four years of industry experience and holds the Series 66 designation. His prior work includes roles at Bank of America, Amazon, Textron Specialized Vehicles, and Bell Helicopter. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies constructed by internal and third-party managers for a range of clients including individuals, high-net-worth investors, and institutions.

Tutana Partsvania is a financial advisor with Merrill Lynch Wealth Management, serving clients as an FSA. She focuses on connecting clients to tailored plans and processes that align with their unique financial ambitions. Her work involves assisting individuals in planning for various personal goals, including funding education, preparing for retirement and healthcare expenses, and developing long-term family financial strategies. Tutana emphasizes understanding her clients' personal perspectives and priorities to create transparent and straightforward investment solutions. She holds a Bachelor's degree from Tbilisi State University and applies a client-centered approach to wealth planning, helping clients navigate the complexities of financial management.

Cameron Edmiston is a financial advisor with Wells Fargo Advisors holding a Series 66 designation and 11 years of industry experience. He previously worked at Bank of America and Merrill from 2014 to 2025 before joining Wells Fargo Advisors Financial Network. Based in Jacksonville, FL, he has been with Wells Fargo clearing and advisory teams since 2025. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services and integrates advisory offerings with other financial product lines through a network of financial advisors.

Mariam Morris is a financial advisor at Fidelity with seven years of industry experience. She holds a Series 66 designation and has worked with Fidelity Investments since 2025, following several years at FIDELITY Brokerage Services and prior experience at Verizon Wireless. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver discretionary and non-discretionary advisory solutions, model portfolios, and fund advisory services.

Christopher Bady is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and 11 years of industry experience. He has worked at Merrill since 2015 and Bank of America since 2018. Outside of his advisory role, he is involved with Body by Bady Inc. (dba Ring Fitness) and Vicalus Inc., and acts as a consultant for USA Containers, where he sells cargo containers remotely. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Patrick Ruane II is a financial advisor at Fidelity with 22 years of industry experience. He holds a Series 66 designation and has worked at various Fidelity divisions since 2011. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, and it engages in advisory roles that include fund management and delivery of model portfolios.

Jennifer Moor is a financial advisor at Charles Schwab with Series 63 and Series 66 designations and two years of industry experience. Her prior roles include positions at Flagstar Bank, JPMorgan Chase, and HealthFitness. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary investment guidance and access to affiliated discretionary SMAs, with integrated brokerage, custody, and advisory services.

Todd Grovenstein is a financial advisor at OSAIC with 39 years of industry experience. He holds a Series 63 designation and previously worked at FSC Securities Corporation for 31 years before joining OSAIC in 2023. Outside of advisory work, he owns a sole proprietorship involved in reviewing client life and annuity policies and operates a real estate business managing tenant relations and property maintenance. OSAIC serves a diverse client base including individuals, institutions, and charitable organizations through various advisory platforms. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios across multiple asset classes, offering discretionary and non-discretionary account management options.

Mark Dzikowski is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 2009 and Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kendall Park is a CFP® with 31 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2021. Prior to joining Raymond James, he worked at Bank of America for 10 years and Merrill for 27 years. He is a member and chairman of the Jacksonville Police and Fire Finance and Investment Committee. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and municipal entities. The firm offers financial planning and advisory services that emphasize tailored, non-discretionary consulting supported by various portfolio management styles and extensive affiliated resources.

Steven Reynolds Jr. is a financial advisor at Cetera with a Series 65 designation and one year of industry experience. Prior to joining Cetera, he worked in various educational roles at multiple schools in Florida. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates as a multi-manager platform with access to affiliated and third-party investment strategies.