James Craig is a financial advisor with LPL Financial in Jupiter, FL, holding Series 63 and Series 65 credentials and having 40 years of industry experience. He has been with LPL Financial since 2004. Outside of advisory work, he is involved in marketing non-variable insurance products including long-term care, term life, disability, and health insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, research, and various management strategies across discretionary and non-discretionary accounts.

Kirstin Turner is a financial advisor with RBC Capital Markets in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has worked at RBC Capital Markets since 2013 and is also affiliated with City National Bank. Outside of her advisory role, she serves on the Board of Directors and Audit Committee Chair for Adopt A Family of the Palm Beaches, a nonprofit organization. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs that combine in-house and third-party investment management with options for tax management and responsible investing.

Paula Brancato is a CFP® professional with 22 years of experience in the financial industry. She has worked at MassMutual Investors Services since 2017 and previously held various roles at Northwestern Mutual from 2009 to 2017. Outside of her advisory work, she serves as a non-executive director of Tower Resources PLC and owns a strategic planning and management consulting business. She is also involved in creative writing, teaching, editing, and has experience in acting. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning, asset management, and educational services to individuals, business owners, trusts, and charitable organizations. The firm emphasizes collaborative, annual financial planning engagements and offers event-driven planning programs such as divorce and estate-settlement planning.

Randy Levitt is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank since 2015, having also worked at Morgan Stanley Smith Barney since 2009. He is a licensed CPA with the State of Florida Board of Accountancy. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets.

Alan Gladstone is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and bringing 49 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm’s approach incorporates structured discovery, firm-approved planning tools, and uses methods such as Monte Carlo simulations to model outcomes.

Preston Sizemore is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds a Series 66 designation and has worked with Morgan Stanley and its affiliates since 2007. Sizemore is based in Palm Beach Gardens, Florida. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and methodologies.

Madeline Andrews is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and four years of industry experience. She has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2022 and has prior experience in various roles including positions at Domino's Pizza Inc. and multiple small businesses. Andrews is based in Palm Beach Gardens, Florida. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting delivered on a non-discretionary basis. The firm integrates quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Michael Lader is a financial advisor at Ameriprise with 19 years of industry experience. He previously worked at Edward Jones for 17 years, followed by brief tenures at LPL Financial and NewEdge Advisors, LLC. Outside of his advisory role, Lader works as an airline pilot for Endeavor Air. Ameriprise serves clients primarily through its retirement-income planning service, targeting individuals with substantial investable assets. The firm combines research, modeling, and tax-efficient strategies to deliver non-discretionary, written recommendations, supported by a centralized consulting team and algorithmic tools.

William Burns is a financial advisor with Morgan Stanley in Jupiter, FL, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and research.

Mitchell Bellak is a financial advisor with UBS Financial Services in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with UBS Financial Services since 2011. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and provides research and capital markets services through a broad platform.

Robert Burns is a financial advisor with J.P. Morgan Securities in Palm Beach Gardens, FL, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has worked at JPMorgan Securities and JPMorgan Chase Bank since 2018 and previously held roles at Bank of America and Merrill. Outside of his advisory work, Burns is an owner and partner of Wand Synthesis AI, Inc., an artificial intelligence company. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Richard Salmeron is a CFP®-credentialed financial advisor with 35 years of industry experience. He has worked at Raymond James Financial Services Advisors, Inc. and Raymond James Financial Services, Inc. since 2025, following a 24-year tenure at Commonwealth Financial Network. Outside of his advisory work, he is an author with a book available on Amazon and is the owner of Winks Waffles, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers non-discretionary planning and investment consulting tailored to client goals, and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Terrence Burns is a financial advisor at Wells Fargo Advisors with 34 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 66 licenses. Prior to his current role, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he owns and operates T BURNS CAPITAL LLC and has a minority interest in FINET OFFICE BURNS GP, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Lee Staton is a financial advisor with J.P. Morgan Securities who holds a Series 66 designation and has nine years of industry experience. His career includes roles at JPMorgan Chase Bank, Bank of America, Merrill, and Compass Financial Group. He is based in Palm Beach Gardens, Florida. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Michael Melnyk is a financial advisor at UBS Financial Services with 40 years of industry experience. He has been with UBS since 2011 and holds Series 63 and Series 65 designations. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, providing a broad range of capital markets and advisory solutions.

C Emmerson Small is a CFP® with 41 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, Small worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non‑qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with an emphasis on tailored services and ERISA fiduciary responsibility.

Joseph Connolly is a financial advisor at Merrill with Series 63 and Series 66 credentials and 22 years of industry experience. He has been with Merrill since 1998, totaling 28 years at the firm. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Donald Stewart is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs, including tailored financial planning. The firm’s process uses structured discovery conversations and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Elizabeth Carpenter is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 66 and Series 63 licenses. Prior to joining J.P. Morgan in 2021, she worked at Morgan Stanley Smith Barney LLC for five years and was involved with Atlas Cruises & Tours from 2011 to 2023. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Michael Comcowich is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His prior roles include positions at Avantax Advisory Services and Glowacki & Company. He serves as treasurer and board member for the Windrift at Jonathans Landing Homeowners Association. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.