Charlotte Humphrey is a financial advisor with Morgan Stanley in Memphis, TN, holding a Series 66 designation and 12 years of industry experience. She has been with Morgan Stanley Private Bank since 2018 and with Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning using structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Robert Gooch III is a financial advisor at Raymond James & Associates with 35 years of industry experience. He has been with Raymond James since 2013. Outside of his advisory role, he is a co-owner of a family lake house in Memphis, where he manages family-related responsibilities. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves individuals, institutions, pension plans, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing a range of portfolio management styles supported by affiliated research and sub-advisers.

Phillip Dobbins is a financial advisor at Cetera with a Series 66 designation and less than one year of industry experience. His prior work includes positions at Bethany Huffman CPA and eBay, among others. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Latondria Polk is a financial advisor with Edward Jones in Memphis, TN, holding a Series 66 designation and 15 years of industry experience. She has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a wide range of advisory programs with approximately $1.01 trillion in assets under management supported by a large nationwide network of financial advisors and branch offices.

Amelia O'dell is a financial advisor at Merrill with 30 years of industry experience and holds a Series 63 designation. She has been with Merrill since 2013. Outside of her advisory role, she holds a power of attorney position for an entity named K B O in Memphis, Tennessee. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Daniel Botto is a financial advisor at LPL Financial with 27 years of industry experience. He holds a Series 63 designation and has worked at First Tennessee Brokerage, Inc. since 1999 and Ftb Advisors, Inc. since 2013. Botto is also a business owner of LBOE Inc. and RF Holdings Inc., both investment-related entities. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a broad range of advisory programs, financial planning, and brokerage services supported by model portfolios, third-party research, and technological tools.

James Cowgill is a financial advisor with Thrivent Investment Management in Memphis, TN, holding Series 63 and Series 65 licenses and 12 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2013. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations across various financial planning topics. The firm focuses on holistic, goal-based analyses and allows clients to combine planning with managed-account programs under a consolidated billing option while maintaining separate service structures.

Jenna Lester is a financial advisor with Edward Jones in Hernando, MS, holding a Series 66 designation and over one year of industry experience. Prior to joining Edward Jones, she worked at Mueller Industries, Cadence Bank, and BDO. Outside of advising, she is involved in a residential construction business focused on house flipping. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,700 financial advisors.

Jonathan Lyons is a Series 66-licensed financial advisor with Raymond James & Associates in Memphis, TN, and has 25 years of industry experience. He has been with Raymond James since 2013 and is involved as an investor in Crossroads Extremity Systems. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutional investors, and municipal entities. The firm offers financial planning and non-discretionary investment consulting with a variety of portfolio management styles, and is notable for providing municipal advisory services alongside its broad advisory capabilities.

James Cook Jr. is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 14 years of industry experience. He has been with Raymond James since 2013, initially with Raymond James & Associates and subsequently with Raymond James Financial Services. Cook serves on the board of The 100 Club of Memphis, where he is a past president, and is a member of the finance and investment committee for Ducks Unlimited, participating in financial oversight and budget planning for these nonprofit organizations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary investment consulting using various analytical tools and supports both advisory programs and institutional portfolio management.

Taylor Agee is a Series 66-licensed financial advisor with Thrivent Investment Management, based in Memphis, TN. He has four years of industry experience, including roles at Thrivent Financial and Thrivent Investment Management since 2021. Prior to his finance career, Agee worked in the restaurant industry and organized live music concerts in the Memphis area. He also serves as president of the local Business Networking International chapter. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a nationwide network of financial advisors. The firm offers goal-based, holistic planning across various financial topics without discretionary trading authority and allows clients to combine planning with managed accounts under a consolidated billing option called “WealthPlan.”

Matthew Mc Calla is a financial advisor at Raymond James Financial with a Series 66 designation and three years of industry experience. He has worked with Raymond James Financial Services, Ameriprise, and LPL Financial. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and analytical tools to support client goals and maintains notable municipal and public finance capabilities along with specialized consulting programs.

Terry Brough is a financial advisor at Raymond James & Associates with 39 years of industry experience. He holds Series 63 and Series 65 designations and has been with Raymond James since 2013. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services through various portfolio management styles and affiliated research resources.

James Gillespie Jr. is a financial advisor with Thrivent Investment Management in Memphis, TN. He holds the Series 66 designation and has been with Thrivent since 2024. Prior to joining Thrivent, he worked at Hilti for nine years and briefly at Hytrol. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm focuses on holistic, goal‑based planning that covers a wide range of financial topics and offers a combined planning and managed-account option while keeping the services separate.

James Dixon is a Series 66-licensed financial advisor with MassMutual Investors Services in Memphis, TN, where he has worked since 2019. He has six years of industry experience and has also held a position as an assistant cross country coach at St. George’s Independent School. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses analytical tools to develop tailored financial strategies and offers event-driven planning services, including recent additions such as standalone divorce planning.

Amin Mulji is a financial advisor with Cetera, holding Series 65 and Series 63 credentials and 12 years of industry experience. He has worked with Cetera Wealth Services and VOYA Financial Advisors, and has been involved in managing and operating a Subway franchise for over 20 years. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers across various investment strategies.

James Walne Jr. is a financial advisor with Stifel who holds Series 63 and Series 65 registrations and has 48 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2010. Based in Memphis, TN, Walne’s career spans several decades within the financial services industry. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach incorporates proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Mark Billions is a financial advisor at Stifel with 22 years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Advisors, LLC and Wells Fargo Clearing. He serves on the board of the Regional One Foundation, a hospital foundation in Memphis, Tennessee. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach uses proprietary analysis and modeling developed by its Investment Strategy Group to support client decision-making.

Tiquadney Terrell is a Series 66-licensed financial advisor with Merrill, based in Memphis, TN, and has one year of industry experience. Prior to joining Merrill, Terrell worked at Bank of America, Walmart, and served six years in the United States Army. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jennifer Stiles is a financial advisor with Morgan Stanley in Memphis, TN, holding a Series 63 designation and 28 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.