Chad Bowman is the Market Leader at Fidelity Investments, a role he has held since 2025. In this capacity, he leads a team of financial professional leaders with a focus on prioritizing client needs. His career at Fidelity Investments began in 2006, and he has progressed through various positions including Vice President, Branch Leader; Regional Planning Consultant; Financial Consultant; Investments Representative; Financial Representative; and Service and Trading (Phones). Throughout his tenure at Fidelity Investments, Chad has gained extensive experience in financial consulting, regional planning, and market leadership. His professional journey reflects a commitment to developing financial teams and delivering client-centered services. Chad appreciates the opportunity to coach and develop leadership within his team, emphasizing a client-first approach. No additional information regarding Chad's education, credentials, personal interests, or community involvement has been provided.

Jennifer Walters is a financial advisor at Morgan Stanley with a Series 66 designation and 23 years of industry experience. She previously worked at Merrill from 1998 to 2023 before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm provides a variety of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets through a structured planning process supported by firm-approved tools and analysis.

Beverly Stiegele is a CFP®-certified financial advisor with Ameriprise in Westlake, OH, bringing 30 years of industry experience. She has been with Ameriprise since 2009, including her current role starting in 2020. Outside of her advisory work, she owns Beverly A Stiegele, LLC, a business focused on transitional planning activities. Ameriprise serves clients approaching or in retirement, primarily those with significant investable assets, offering a retirement-income planning service that combines research, modeling, and tax-efficiency strategies to produce tailored Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional financial services provider.

Timothy Myers is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Linsco Private Ledger, which is affiliated with LPL Financial, since 2005. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and multiple portfolio strategies.

Connor Lenartowicz is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A., Commonwealth Financial Network, and Hudson Wealth Management. Prior to his financial services career, he held various roles in the hospitality and service industries. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines institutional advisory capabilities with brokerage and investment management services, delivering recommendations on a non-discretionary basis.

John Takacs is a financial advisor at LPL Financial with 26 years of industry experience. He previously worked for Ohio National Financial Services and The O.N. Equity Sales Company from 2005 to 2023. Takacs holds a Series 63 designation. LPL Financial serves a broad range of clients including individuals, retirement plans, and institutional entities through a national network of investment adviser representatives. The firm offers diverse advisory programs, financial planning, and retirement consulting with both discretionary and non-discretionary management options.

Joseph Hudak is a financial advisor at RBC Capital Markets with 38 years of industry experience. His prior roles include positions at City National Bank, Wells Fargo Clearing, and Wells Fargo Advisors LLC. Outside of his advisory work, he serves as a director for both the Westlake-Bay Village Rotary and the William J. Corley Foundation and teaches firearm and personal safety training classes. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse clientele including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored strategies implemented through a combination of in-house and third-party investment managers, supported by a comprehensive suite of capital markets and asset management capabilities.

Denise Neugebauer is a Wealth Management Advisor with Merrill Lynch Wealth Management. She brings over thirty years of experience in the financial services industry, focusing on managing new wealth, personal retirement planning, and portfolio management services. Denise works to develop personalized wealth management strategies tailored to clients' unique financial situations and goals. She holds FINRA Series 7, 63, and 65 registrations, Life Insurance and Variable Annuity licenses, and the CERTIFIED FINANCIAL PLANNER® (CFP) designation. Denise also earned a Bachelor's degree from the University of LaVerne and completed an Accredited Certificate Program at Nova Southeastern University. Her professional designations include CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Denise grew up in Chagrin Falls and served four years stationed at Vandenberg Space Force Base in California during her enlistment in the U.S. Air Force. Outside of her professional life, she enjoys boating, running, and traveling. She is committed to building and maintaining strong relationships with clients to help them make important financial decisions.

Angela Specht is a financial advisor with Merrill in Westlake, Ohio, holding Series 63 and Series 65 licenses and having 22 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2010. Outside of her advisory role, she is involved part-time with Mary Kay Cosmetics as a representative. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a wide range of clients including individuals, high-net-worth clients, and institutional investors.

Jared Melnyk is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and previously worked at Ernst & Young LLP and AML Rightsource. Jared also operated Jarmel Enterprises from 2023 to 2024. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs.

Bryce Patrick is a Financial Consultant at Fidelity Investments, a position he has held since 2026. Prior to this role, he was a Planning Consultant at the same firm from 2024 to 2026. Bryce's background includes experience as a Senior Business Risk Consultant and Staff Auditor at Ernst & Young from 2019 to 2024. As a CERTIFIED FINANCIAL PLANNER™ professional, Bryce applies a holistic approach to financial planning, emphasizing the importance of understanding clients' goals, values, and life moments alongside their financial data. His expertise spans various aspects of financial planning and risk consulting. Outside of his professional work, Bryce engages in activities such as boating, concerts, fitness, reading, running, and skiing.

Steven Podhradsky is a financial advisor at Edward Jones with nine years of industry experience. He holds the Series 66 designation and has worked at several firms, including Merrill, Cetera Advisor Networks LLC, and GPS Financial Group. Podhradsky previously worked at Edward Jones from 2014 to 2017 before returning in 2023. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment solutions, operating under a fiduciary standard.

Karen Miller is a Series 66-licensed financial advisor with LPL Financial, based in Strongsville, OH, and has one year of industry experience. She has been associated with LPL Financial and Ta-Check Financial since 2025. Outside of her advisory roles, she has involvement with Quiet Storm Holdings and Northeast Bancorp of America Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and advanced technologies to manage assets both discretionarily and non-discretionarily.

Bryan Kissling is a CFP® professional with 44 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he acts as a trustee for his mother’s and deceased father’s trusts. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and utilizes research, diversification principles, and modern portfolio theory in its investment approach.

Justin Hein is a financial advisor at Raymond James & Associates with eight years of industry experience. He holds a Series 66 designation and has previously worked at Charles Schwab and Charles Schwab Bank. Hein is based in Westlake, Ohio. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, charitable organizations, and public entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Raymond Loeser is a CFP® with eight years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. Before joining Edward Jones, he held positions at Cedarville University, Uber, New Hire Housing Guide, and Wright State University. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of investment strategies including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets with a large network of advisors and branch offices nationwide.

Joshua Basen is a financial advisor with UBS Financial Services in Westlake, OH, holding a Series 66 designation and 19 years of industry experience. He has been with UBS since 2013. Outside of his advisory role, Basen serves on the board of directors for Cornucopia Inc., an organization providing occupational training for individuals with disabilities, and participates in investment advisory and sustainability networks connected to Cleveland State University and Sisters of Notre Dame International. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Michael Budzik is a financial advisor with Primerica Advisors based in Strongsville, OH. He holds a Series 65 designation and has 20 years of industry experience. His work history includes roles at PFS Investments, Inc. and Primerica Financial Services since 2005 and 2006, respectively, and a 27-year tenure with North Royalton City Schools. In addition to advisory services, he has involvement in the sale of loan products and home-related services through affiliated companies. Primerica Advisors serves primarily individual investors as well as corporate and charitable clients through a wrap-fee asset management program. The firm offers model-driven investment strategies supported by third-party asset managers and custodians, managing approximately $15.5 billion in assets with a large network of advisors and offices.

Randy Kinsey is a financial advisor at Equitable Advisors with 10 years of industry experience. He holds a Series 66 designation and has worked at Equitable Advisors since 2016. His prior roles include positions at Axa Advisors, LLC and Compass Search Partners. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a range of advisory models, including third-party program sponsors and LPL-sponsored advisory programs, to tailor investment solutions for its clients.

Robert Stclair Jr. is a financial advisor with Cambridge Investment Research Advisors, holding 35 years of industry experience. He has worked with Cambridge Investment Research Advisors since 2018 and previously was with Nationwide Securities and Nationwide Financial from 2010 to 2018. Outside of advisory services, he is also a Medicare insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals. The firm offers a variety of investment solutions, including proprietary model strategies and access to third-party managers, delivered across multiple custody and platform arrangements.