Robert Phillips is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked extensively within JPMorgan Chase and J.P. Morgan Securities since 2007. Previously, he was involved with Lifelong Advocacy Inc. from 2012 to 2020. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering recommendations on a non-discretionary basis.

Tyler Urman is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 designations and bringing 12 years of industry experience. He has worked at Prudential Insurance Company of America and Pruco Securities, LLC, and has additional experience with Uber. Outside of advisory roles, he is the owner of Northern Wealth Management, a business entity focused on tax and investment purposes. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutions, offering financial planning, consulting, and access to model portfolios and third-party asset management. The firm integrates advisory services with brokerage and insurance products through an affiliated agency and supports discretionary and non-discretionary investment programs.

Michael Busse is a financial advisor at LPL Financial with two years of industry experience. He holds a Series 66 designation and previously worked at Raymond James Financial Services Advisors, Inc. and Austin Peay State University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide, offering financial planning, advisory programs, and retirement plan consulting through a large network of investment adviser representatives.

Mackenzie Mertz is a financial advisor with Cetera, holding a Series 66 designation and one year of industry experience. She is also involved in coaching volleyball, serving as lead trainer and tournament director for The Victors Volleyball Club LLC and as an assistant volleyball coach at the University of Michigan - Dearborn. Outside of advising, she works at Fern Hill Golf Club in a customer service role. Cetera Investment Advisers LLC is an SEC-registered firm supporting a large network of independent advisors, serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with options spanning automated allocations to customized strategies.

Kelly Tucker is a financial advisor at OSAIC with seven years of industry experience. She holds Series 65 and Series 63 licenses and previously worked at Securities America, Inc., Securities America Advisors, CoreCap Advisors, and Hakim Financial. Tucker is also a licensed insurance agent and has operated advisory and insurance businesses. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of financial advisers. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party solutions to construct customized portfolios across various asset classes.

Michael Gulawsky is a financial advisor at LPL Enterprise with a Series 66 credential and under one year of industry experience. His prior work experience includes roles at Lululemon Athletica and MPM Companies LP. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, access to model portfolios, third-party asset management, and brokerage and insurance products through an integrated platform combining advisory and sales services.

Jacob Ritchie is a financial advisor with LPL Financial, holding the Series 66 designation and having one year of industry experience. He has worked at LPL Financial since 2023 and concurrently operates a tax preparation and accounting business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, supported by model portfolios, third-party research, and various portfolio management strategies.

Ian Cole is a financial advisor with Thrivent Investment Management in Mount Clemens, MI, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Trevco, Inc. and Shinola Detroit. Outside of his advisory work, he is the president and owner of Mount Clemens Brewing Company, a business involved in brewing and distributing beer to retailers. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based planning across a broad range of financial topics without discretionary trading authority, and clients may combine planning with managed accounts under a consolidated billing option called “WealthPlan.”

Kerry Lacy is a financial advisor with LPL Enterprise holding Series 63 and Series 65 licenses and 14 years of industry experience. Prior to joining LPL Enterprise in 2024, he worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of finance, Lacy has been a professional bass player and musician since 1976. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, and institutional clients, providing financial planning, advisory, and brokerage services through various investment programs and third-party management strategies.

Caren Boatman is a financial advisor at Ameriprise with 13 years of industry experience. She holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2014. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis delivered through a centralized consulting team, emphasizing managed accounts and algorithmic automation in its advisory process.

Dylan Seibold is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Prior to his current role, he worked as a general contractor and in pest control, and has experience in educational and community settings. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Nancy Papo is a financial advisor with Equitable Advisors in Troy, MI, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. She has worked at Equitable Advisors and its predecessor firms since 2016. Outside of advising, she serves as an independent contractor arbitrator for FINRA, hearing arbitration cases and deciding outcomes based on evidence since 1992. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, with a delivery model focused on LPL-sponsored programs and endorsed third-party managers.

Taylor King is a financial advisor with Thrivent Investment Management, holding a Series 66 credential and one year of industry experience. Prior to joining Thrivent, King worked at the Department of Defense and has a background that includes roles at Lucianos and Aloia & Associates. Outside of advisory work, King is the CEO and founder of Naturally King LLC, a business that sells all-natural skincare products through local vendor shows. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering written, holistic financial planning that covers a broad range of topics but does not include implementation of recommendations. The firm’s approach combines planning with managed-account programs under a consolidated billing option while maintaining separate service functions.

Todd Hoover is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 41 years of industry experience. He previously worked at National Planning Corporation for 10 years before joining LPL Financial in 2017. Hoover also serves as a non-variable insurance agent and operates Hoover Financial Services, a DBA for his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management alongside model portfolios and research from multiple sources.

Peter Andrew is a CFP® with eight years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He also serves as an advisory board member for Jeep Jamboree USA, providing financial consulting and client engagement. His career includes roles at Andrew Financial, Inc. and FCA, US LLC. Raymond James Financial Services Advisors, Inc. offers tailored financial planning and investment consulting to individuals, high-net-worth clients, and institutional clients. The firm utilizes analytical tools and risk profiling to support non-discretionary advisory services and maintains specialized programs in municipal finance and SIMPLE IRA employer consulting.

Michael Cayen is a financial advisor at Cambridge Investment Research Advisors with 28 years of industry experience. He previously worked at Lincoln Investment and Legend Equities Corporation. Cayen is the owner of Cayen Financial Services LLC and Ohana Wealth Advisory, and he also works as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial wellness services through a network of independent Financial Professionals, using a variety of proprietary models and third-party strategies tailored to client objectives.

Wade Masen is a financial advisor with LPL Financial, holding a Series 63 designation and over 40 years of industry experience. He has held roles at Sigma Planning Corporation, Sigma Financial Corporation, and Masen, Frantz & Associates before joining LPL Financial in 2023. Outside of his advisory work, Masen is involved with WMS LLC, a non-variable insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and various investment management technologies.

Kurt Schuster is a CFP® professional with 25 years of industry experience, currently affiliated with LPL Financial since 2010. He also owns and operates Qolity Tax, a personal income tax preparation and advisory business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, and brokerage services supported by research and various investment management approaches.

Maria Victoria Fought is a CFP® professional with 18 years of experience in the financial services industry. She is currently with LPL Enterprise and has previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities Inc. Outside of her advisory role, she is involved in Prudential-sponsored non-variable insurance activities. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products, supported by an integrated platform combining adviser programs with financial product sales.

Grant Cobb is a financial advisor at Equitable Advisors with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Axa Advisors, Prudential, and Cushman & Wakefield. Outside of his advisory role, he operates a business under the name MAINSTREET FINANCIAL SERVICES. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage channels to implement client recommendations.