Jeffrey Elliott is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

Carson Smith is a financial advisor at Equitable Advisors in Houston, TX, holding a Series 66 designation with one year of industry experience. Prior to joining Equitable Advisors, he worked at the Mark & Paula Hurd Welcome Center as a student assistant. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a broad roster of third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Sidney Schmitz is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and with one year of experience at the firm. Prior to joining Morgan Stanley, Schmitz worked at Neste US Inc. for two years and spent eight years in full-time education. Morgan Stanley Wealth Management serves both individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers a broad range of retail and institutional investment services.

Ann Mac Naughton is a financial advisor at LPL Financial with 21 years of industry experience. She holds the CFP® and Series 66 credentials. Prior to joining LPL Financial in 2019, she worked at Bank of America and Merrill. Outside of her advisory work, she serves as an election clerk for Harris County, Houston, Texas. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by model portfolios and research.

Ben Cravens is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2015. Outside of his advisory role, he serves as president and board member of Trucha Grande LLC, a recreational business based in Fort Worth, Texas. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a variety of advisory programs and financial planning services that utilize structured discovery conversations and firm-approved tools but generally does not provide individual security recommendations as part of standalone planning.

Wendi Ann Francis is a financial advisor with J.P. Morgan Securities in Houston, TX, holding Series 63 and Series 66 licenses and possessing 17 years of industry experience. She has worked at several firms including Regions Bank, Cetera Investment Services, and JP Morgan Chase Bank. Outside of her advisory role, she owns Roots & Resilience LLC, which provides literacy materials and cultural programs focused on social and educational topics. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, offering investment consulting and advisory services that combine quantitative asset allocation with centralized due diligence, applying an ESG eligibility framework.

Jalen Blackmon is a CFP® professional with three years of experience in financial advising. He is currently with Mass Mutual Investors Services and has prior experience at firms including Strategic Financial Group, Wealth Standard Financial, and Cetera Advisor Networks. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, money-manager programs, and educational seminars, with planning engagements structured as annual, collaborative relationships utilizing firm-approved analytical tools.

Edward Walker is the Senior Resident Director and Wealth Management Advisor at Merrill Lynch Wealth Management in Houston, Texas. He serves as the Senior Resident Director of the River Oaks branch and works with high net worth individuals, corporate executives, and business owners. His typical clients are in the mid to later stages of asset accumulation, focusing on capital preservation, income generation, retirement planning, estate planning services, and wealth transfer planning. Edward Walker is a qualified Portfolio Manager who provides traditional advice and guidance while managing personalized or defined strategies that may include individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations and earned a Bachelor's Degree from The Ohio State University. He and his family reside in River Oaks and are active in supporting local schools as well as several local and national charitable and non-profit organizations. Edward's personal interests include boating, chess, football, interior decorating, spending time with his family, swimming, table tennis, and tennis.

Dominic Cellitti is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he serves on the board of the 4th Wall Theater, a civic organization focused on arts and culture in Houston. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including customized financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment committee estimates to support client financial plans.

Samantha Alonzo is a financial advisor at Merrill with 7 years of industry experience. She holds the Series 66 designation and has worked at both Bank of America, N.A. and Merrill since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Stephen Hever III is a financial advisor at LPL Financial based in Houston, TX, holding a ChFC® designation along with Series 63 and Series 65 licenses. He has 26 years of industry experience and has previously worked at firms including JSC Federal Credit Union, IMG Financial Group, Securian Financial Services, Minnesota Life, PRUCO Securities, and State Farm Insurance. He is involved in JSC Financial Services and Wellby Financial, both related to his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Daren Dahmer is a CFP® credentialed financial advisor with 32 years of industry experience. He has worked at Wells Fargo Clearing since 2020 and previously spent 11 years at Bank of America, NA. He is based in Houston, TX. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Robert Stillman is a financial advisor with LPL Financial in Clear Lake Shores, TX, holding Series 63 and Series 66 licenses and with 26 years of industry experience. He has been with LPL Financial since 2014. Outside of his advisory role, he is active as an artist under the name Scott Stillman Artist. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources.

Mayank Rai is a financial advisor at OSAIC with 9 years of industry experience. He holds a Series 66 designation and has worked previously at Securities America Advisors and Securities America Inc. In addition to his advisory role, he serves as an office manager in insurance sales focusing on life, health, and indexed annuities. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with portfolio construction tools that include stocks, bonds, options, mutual funds, ETFs, and alternative investments, managing accounts on both discretionary and non-discretionary bases.

Jesus Garza is a financial advisor with J.P. Morgan Securities in Houston, TX, holding a Series 66 designation and six years of industry experience. He previously worked at Merrill and BBVA Securities, among other firms. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage and investment management capabilities.

Sergio Gumucio is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and three years of industry experience. His career includes four years at Indiana University–Bloomington and Morgan Stanley since 2022. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Taylor Baloney is a financial advisor with J.P. Morgan Securities in Houston, TX. He holds a Series 66 designation and has two years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., Baloney worked at Edward Jones and several other firms. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Moufid Hajjar is a financial advisor with Merrill in Houston, TX, holding a Series 66 designation and four years of industry experience. His prior work includes positions at Bank of America, Woodforest National Bank, and Capital One. Outside of finance, he is involved in his family’s restaurant business, assisting with various operational tasks. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Rafael Locken Testa is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 66 designations and possessing 27 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and associated with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs to individuals and institutional clients, including customized financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Rachael Tobor is a financial advisor at Morgan Stanley with 23 years of industry experience. She has been with Morgan Stanley Smith Barney since 2010 and has worked at Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she co-owns an erosion control and landscaping business with her spouse. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutional clients, offering tailored financial planning and a wide range of investment programs supported by firm-approved tools and methodologies.