Luis Farret is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing 27 years of industry experience. His prior roles include positions at Merrill and Bank of America. He is the owner of Apollo FO LLC, a business related to the automotive and transportation sector. Morgan Stanley Wealth Management serves individual and institutional clients with various advisory programs, emphasizing structured financial planning supported by firm-approved tools and analysis from its Global Investment Committee.

Angel Cantu is a financial advisor at Equitable Advisors with one year of industry experience. He holds a Series 66 designation and has a diverse background that includes roles at Bill Miller B-B-Q and The University of Texas at San Antonio. Equitable Advisors serves a broad mix of individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, working extensively with program sponsors and third-party managers to deliver advisory and brokerage solutions.

David Wang is a CFP® professional with 19 years of experience in financial advising. He currently works at Charles Schwab in San Antonio, TX, where he has been since 2020. Prior to joining Schwab, he spent over a decade at USAA in various financial planning and investment management roles. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by Schwab Center for Financial Research due diligence.

Trent Pauls is a financial advisor at Merrill with nine years of industry experience. He holds the Series 66 designation and has worked at Bank of America and Merrill since 2017, following a one-year tenure at Signpost. He serves as a committee member for the American Cancer Society, assisting with event planning. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Asefa Wetzel is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, Wetzel held various roles including positions at the University of Wyoming and Frontline Financial Services. Outside of advising, Wetzel works as a delivery driver for DoorDash. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through third-party managers and LPL programs. The firm employs a hybrid referral and implementation model and offers both advisory and brokerage/insurance services to its clients.

Michael Atkins is a financial advisor at UBS Financial Services with 12 years of industry experience. He holds a Series 66 designation and has been with UBS Financial Services since 2008. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering services such as futures commission merchant activities, principal trading, and proprietary research.

Christopher Olsen is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Fidelity and its affiliates since 2012. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and employs oversight and evaluation processes aimed at mitigating conflicts of interest.

Steven Mitchell is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 66 credentials and 39 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and previously at Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with various advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to support its advisory services.

Daniela Arias Rojas is a Financial Advisor at Merrill Lynch Wealth Management. She focuses on providing tailored strategies encompassing wealth preservation, growth opportunities, and personalized financial planning aligned with the goals of individuals and business owners. Daniela aims to help clients navigate the complexities of finances to achieve clarity and confidence in their financial futures. She holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Daniela completed her high school education at Coronado High School and attended El Paso Community College without degree completion. She is bilingual in English and Spanish.

Scott Meenan is a financial advisor with J.P. Morgan Securities LLC, holding Series 65 and Series 66 credentials and bringing 28 years of industry experience. His prior roles include positions at Citigroup Global Markets Inc., Broadway Wealth Solutions, Frost Investment Services, and Axiom Capital Management. He is based in San Antonio, TX. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Raymundo Gomez Janeiro is a financial advisor at Merrill in San Antonio, TX, holding a Series 66 designation with less than one year of industry experience. Prior to joining Merrill, he has worked in various roles across different sectors, including positions at Swig Drinks and the University of the Incarnate Word. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Alan Pearson is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Morgan Stanley since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations to support its financial planning services.

James Boone III is a financial advisor with Raymond James & Associates in San Antonio, TX, holding a Series 63 designation and bringing 34 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm serves a diverse client base, including individuals, pension plans, corporations, and municipal entities, providing wealth advisory planning and investment consulting through non-discretionary, tailored recommendations and a combination of municipal advisory and affiliated municipal capabilities.

David Saldana is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. His prior roles include positions at Victory Capital Services, USAA Investment Management, and USAA Financial Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, providing tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by its Global Investment Committee.

Patrick Lane is a financial associate at Cetera with one year of industry experience. He holds a Series 66 designation and has prior experience at Aspect Wealth Management and Cetera Wealth Services. Outside of financial advising, he has worked in various roles including coaching soccer and teaching. Cetera Investment Advisers LLC is a nationwide registered advisor serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers diversified portfolio management, financial planning, and access to third-party money managers through a multi-manager platform with discretionary and non-discretionary options.

Rahul Tandan is a financial advisor at Merrill with a Series 66 license and three years of industry experience. He previously worked at Chase Bank and Bank of America, with a combined seven years there. Outside of advising, he is the owner of CIRLCLE JERKY LLC, a limited liability company with no active business operations. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors.

Jason Black is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies.

James Keck is a financial advisor with Equitable Advisors in San Antonio, TX, holding a Series 66 designation and 20 years of industry experience. He has been with Equitable Advisors since 2006, including the time when the firm operated as Axa Advisors. Outside of his advisory role, Keck serves as a board member and treasurer for the Sons of the Republic of Texas, Chapter #7, and is on the endowment board for Saint George Episcopal School. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm emphasizes a delivery model that leverages LPL-sponsored programs and endorsed third-party managers, providing both advisory and brokerage solutions across discretionary and non-discretionary structures.

David Bavero is a financial advisor with OSAIC in San Antonio, TX, holding Series 63 and Series 66 licenses and 26 years of industry experience. He has worked at OSAIC since 2024 and previously with Securities America Advisors and Securian Financial Services. Outside of advising, he owns Waterstone Labradors, where he breeds and trains British Labradors, and serves as vice president of the Alamo Retriever Club. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios across various asset classes.

Carolyn Brown Simpson is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and 16 years of industry experience. She has worked at Merrill Lynch since 2007. Merrill provides managed account services through the Select Portfolio Solutions program to a wide range of clients, including individuals, high-net-worth clients, pension and profit-sharing plans, and corporate fiduciaries, utilizing model-based and discretionary investment strategies.