Joan Wenglikowski is a CFP® professional with 17 years of industry experience. She has worked at EP Wealth Advisors since 2024 and previously spent 14 years at Wacker Wealth Partners. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management and financial planning, using a suitability-driven process to develop customized portfolios that include mutual funds, ETFs, equities, fixed income, and alternative investments.

Michael Mccullough is a financial advisor with United Planners' Financial Services of America, holding Series 63 and Series 65 licenses and with 16 years of industry experience. He has worked at Anthony Azavedo, CPA since 2019 and previously at Orange Coast Financial Group. In addition to his advisory role, he is president of Beach Wealth Management and owner of McCullough Financial, LLC, a tax preparation and accounting firm. United Planners Financial Services serves a diverse client base including individuals, corporations, and institutional clients, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors. The firm employs an open-architecture platform with multiple custodians and third-party money managers, primarily managing largely non-discretionary assets.

Ashley Oliveira is a CFP® professional at EP Wealth Advisors with experience at Aspiriant and Brown Advisory. She has been in the financial industry since 2019, transitioning from a prior role as a homemaker. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm uses a suitability-driven process to manage portfolios and offers a range of services including financial planning, retirement plan advisory, tax preparation, and estate-document facilitation.

Subash Seshadri is a financial advisor at Wealth Enhancement Advisory Services, LLC with four years of industry experience. He holds a Series 66 designation and has previously worked with Cetera Advisor Networks LLC, Securian Financial Services, and Ameriprise Financial. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, charitable organizations, corporations, and retirement plans through a large network of advisors. The firm offers financial planning, asset management, and specialized retirement consulting, employing a strategic investment approach that combines passive and active managers with quantitative and fundamental analysis.

Craig Mc Crory is a CFA® charterholder with 18 years of industry experience. He is currently with EP Wealth Advisors, where he has worked since 2026, following a 16-year tenure at Capital Insight Partners. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven process to manage portfolios using a range of investment vehicles and offers services including financial planning, retirement plan advisory, tax preparation, and estate-document facilitation.

Doug Ireland is a financial advisor at EP Wealth Advisors with 30 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wedbush Securities, Mass Mutual Investors Services, and Ameriprise Financial Services. Outside of his advisory role, he serves as a high school baseball assistant coach in Irvine, CA. EP Wealth Advisors serves individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning services, utilizing customized model portfolios and a range of investment strategies, while also providing ancillary services such as tax preparation and estate-document facilitation for qualifying clients.

Stephanie Garcia is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and one year of industry experience. Her prior roles include positions at Merrill, Bank of America, and Wells Fargo. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs, broker-dealer execution, and custody services. The firm combines large institutional scale with specialized market roles such as swap dealing and futures commission merchant activities.

Christine Tillman is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Creative Planning since 2023. She previously worked at several Cetera entities and AXA Advisors from 2014 to 2023. Outside of financial advising, she is an officer of TireSwing Media, LLC, a film and TV production company based in Manhattan Beach, CA. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, and retirement plans. The firm emphasizes a financial planning-led investment approach with low-cost indexing and buy-and-hold strategies, supported by a large advisory team and centralized infrastructure.

Kevin Cross is a CFP® professional with 24 years of industry experience. He is currently with EP Wealth Advisors and has previously worked at firms including Private Client Services LLC and Executive Wealth Management, LLC. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation.

Lyndsey Xa is a CFP® with six years of industry experience and is currently with EP Wealth Advisors in Torrance, CA. She previously worked at The Insight Group and Ameriprise, and has a background that includes two years at T-Mobile prior to entering the financial industry. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans, providing wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios and a variety of analytical techniques, also offering ancillary services such as tax preparation and estate-document preparation for qualifying clients.

Yehudah Judah is a financial advisor at Transamerica Financial Advisors with five years of industry experience. He holds a Series 65 designation and has worked with several firms, including Mercor, WFGIA, King David Capital, and Chasing Value Asset Management. His business activities include sales of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a diverse client base that includes individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a range of advisory and broker-dealer services, including fee-based wrap programs, model portfolios, and access to third-party money managers.

Jason Bahramian is a financial advisor with Voya Financial Advisors, Inc. and holds a Series 66 designation, bringing 11 years of industry experience. His prior work includes roles at JP Morgan Securities, JP Morgan Chase Bank, and GWN Securities Inc. He also operates as an independent insurance agent, focusing on sales of fixed insurance products. Voya Financial Advisors, Inc. is a dual-registered SEC investment adviser and broker-dealer serving individuals, employer-sponsored retirement plans, and charitable and corporate clients. The firm offers financial planning, portfolio management, third-party money manager access, and brokerage and insurance product distribution through its network of Investment Adviser Representatives.

Elliott Servais is a Certified Financial Planner (CFP®) and holds a Series 66 license with 12 years of industry experience. He has been with EP Wealth Advisors since 2014. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, managing approximately $35.57 billion in assets with a team of about 214 advisors.

Clay Zachry is a CFP® professional with 24 years of industry experience. He is currently with EP Wealth Advisors and previously worked at Harris Financial Advisors, Inc. from 2009 to 2020. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven process to manage portfolios using a variety of investment vehicles and offers additional services including tax preparation and estate-document facilitation.

Elizabeth Desousa is a CFP® with 15 years of industry experience currently at Cerity Partners LLC. She previously worked at Running Point Capital Advisors, Mercer Global Advisors Inc., and Duckworth Wealth Advisors, Inc. Outside of her advisory role, she serves as a non-shareholder director of her spouse’s engineering firm and is the investment account trustee and chair of the committee for the Girl Scouts of Orange County. Cerity Partners provides customized wealth management services to individuals, families, trusts, business entities, and institutional investors nationwide. The firm uses tailored asset allocation, manager selection, and periodic rebalancing with a mix of proprietary quantitative screens, third-party managers, and individual securities, and it offers access to alternative and private-market investments alongside retirement plan consulting and tax planning.

Timothy Vanderhoof is a financial advisor at EP Wealth Advisors with four years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at J.P. Morgan Investment Management Inc. and its affiliated entities. EP Wealth Advisors serves individuals, including high-net-worth clients, corporate and business clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios and a range of investment strategies while providing ancillary services such as tax preparation and estate-document preparation for certain clients.

Brett Hughes is a Certified Financial Planner (CFP®) with 12 years of industry experience, currently serving at EP Wealth Advisors in Torrance, CA. His prior experience includes roles at CCG Wealth Management LLC, AlphaCore Capital LLC, and Delphi Private Advisors. EP Wealth Advisors is a registered investment adviser that serves individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers customized wealth management and financial planning services, incorporating a variety of analytical approaches and investment options, while also providing ancillary services such as tax preparation and estate-document assistance for qualified clients.

Carrie Sax is a CFP® and CFA® credentialed financial advisor with 12 years of industry experience. She is currently with EP Wealth Advisors and has previously worked at DeYoe Wealth Management, Bank of America, Merrill, and Parsec Financial Management. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm uses a suitability-driven process to develop and manage portfolios, offering discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation.

Tyler Petersen is a CFP® professional with 13 years of experience in the financial services industry. He has worked at EP Wealth Advisors since 2020 and previously held roles at The Insight Group Insurance Agency, Financial Insight Center, and American United Life. He is based in Salt Lake, UT. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, employing a suitability-driven investment process that includes a range of asset classes and third-party managers.

Hector Hernandez is a financial advisor with Transamerica Financial Advisors in Torrance, CA. He holds Series 63 and Series 65 licenses and began his advisory career in 2026. Outside of his advisory role, he has extensive experience in various business ventures dating back nearly three decades, including real estate and asset management companies. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations. The firm offers both advisory and broker-dealer services, providing proprietary and third-party model portfolios with discretionary and non-discretionary options.