Sara Gardner is a CFP® professional with 22 years of industry experience. She has been with EP Wealth Advisors since 2016 and previously worked at Elevated Planning, LLC. Gardner holds the Series 63 and Series 65 licenses. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides wealth management, financial planning, and ancillary services including tax preparation and estate-document preparation, utilizing customized model portfolios and a range of investment strategies.

Jason Bevacqua is a financial advisor at Integrated Wealth Concepts LLC with one year of industry experience. Prior to joining Integrated Wealth Concepts, he has worked with the Garden Grove Unified School District for 29 years. Integrated Wealth Concepts serves individuals, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios with mutual funds, ETFs, equities, and fixed income while employing both long-term and shorter-term trading strategies.

Michael Fink is a CFP® and Series 66 professional with four years of experience in financial advising. He currently works at Mariner Wealth Advisors and has previous experience at EP Wealth Advisors, Highmark Capital Management (Union Bank Private Bank), and U.S. Trust. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, providing investment management, financial planning, retirement plan consulting, and tax services. The firm uses customized portfolios supported by an internal team and third-party managers, and it offers integrated tax, accounting, and family office services uncommon among large advisory firms.

Hunter Brasher is a CFP® and holds a Series 65 license with two years of industry experience. He has been with EP Wealth Advisors since 2022 and previously worked at Fox Pest Control and Brigham Young University. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, financial planning, and ancillary services, utilizing customized model portfolios and a blend of fundamental, technical, and cyclical analysis.

Nathan Cutler is a financial advisor at EP Wealth Advisors with a Series 65 designation and four years of industry experience. His prior work includes roles at Utah Valley University and Casepak, Inc. Outside of advising, no additional business activities were reported. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning, using customized model portfolios and a range of investment strategies including fundamental, technical, and cyclical analysis.

Casey Ahrendsen is a financial advisor at EP Wealth Advisors with four years of industry experience. He holds the ChFC® designation and the Series 66 license. Prior to joining EP Wealth Advisors, he worked at Capital Group - American Funds Distributors, Inc. from 2021 to 2023. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualifying clients. Their investment approach includes customized model portfolios with monitoring and rebalancing, and they also provide ERISA plan services and access to alternative investments and private funds.

Daniel Kerr is a CFP® with nine years of industry experience, currently serving at Cerity Partners LLC. He previously worked at Running Point Capital Advisors, Mission Wealth, and Moss Adams Wealth Advisors. Kerr volunteers as Director of Investments for the South Bay Police and Fire Memorial Foundation. Cerity Partners provides customized wealth management services to a national client base that includes individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset allocation and manager selection, incorporating proprietary quantitative screens alongside third-party managers and individual securities, and offers services such as financial planning, retirement plan consulting, tax planning, and access to alternative and private-market investments.

Richard Caw is a CFP® professional with 23 years of industry experience. He is currently with EP Wealth Advisors, where he has worked since 2025, following prior roles at Better Money Decision and The Sherringon Group. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, financial planning, and ancillary services including tax preparation and estate-document preparation for qualifying clients, employing a strategy that combines fundamental, technical, and cyclical analysis with access to alternative investments and third-party managers.

Todd Vaught is a CFP® with three years of industry experience and is currently affiliated with EP Wealth Advisors in Torrance, CA. He previously worked at Pathstone and Key Investment Services. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, offering wealth management, financial planning, and ancillary services such as tax preparation and estate-document access for qualified clients. The firm uses a variety of investment strategies including fundamental, technical, and cyclical analysis, and manages ERISA plans with discretionary fiduciary services.

Kristina Ventura is a financial advisor at EP Wealth Advisors with 20 years of industry experience. She holds Series 65 and Series 66 designations. Prior to joining EP Wealth Advisors in 2025, she worked for Peninsula Wealth, LLC for 11 years. EP Wealth Advisors serves individual, corporate, and retirement plan clients with wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios and a combination of fundamental, technical, and cyclical analysis, along with alternative investments and private fund recommendations when appropriate.

Andrew Kurtz is a financial advisor with EP Wealth Advisors in Torrance, CA. He holds a Series 65 designation and has six years of industry experience. Prior to joining EP Wealth Advisors, he worked at RKL Wealth Management LLC and RKL LLP. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning services. The firm employs a blend of fundamental, technical, and cyclical analysis in portfolio construction and provides various ancillary services, including tax preparation and estate-document facilitation for qualifying clients.

Mai Nghiem is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. Prior to joining Citigroup in 2021, they worked at Comerica Securities, Marcum Financial Services, Raymond James Financial Services, State Farm VP Management Corp., and Phillip Ngo Insurance Agency. Outside of their advisory role, Mai Nghiem is involved in providing in-home supportive services to individuals with limited self-care abilities. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a variety of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with oversight committees and incorporates a combination of institutional scale and specialized market functions.

John McGrath is a CFP® with 25 years of industry experience, currently serving as a financial advisor at EP Wealth Advisors since 2009. Based in Torrance, CA, he holds Series 63 and Series 65 licenses. EP Wealth Advisors is a registered investment adviser providing wealth management, discretionary portfolio management, and financial planning services to individuals, corporate clients, and retirement plans. The firm employs a combination of fundamental, technical, and cyclical analysis to create customized model portfolios and offers ancillary services such as tax preparation and estate-document preparation for qualified clients.

Aaron Dues is a CFP® professional with 10 years of industry experience. He has worked at Mariner Wealth Advisors since 2021 and previously spent five years at Kayne Anderson Rudnick Investment Management, LLC. Mariner serves a diverse client base, including high-net-worth individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and coordinated tax services. The firm employs customized discretionary portfolios supported by both in-house research and third-party managers, and provides integrated tax, accounting, and financial wellness solutions uncommon for firms of its size.

Nathan Rogers is a financial advisor with EP Wealth Advisors in Torrance, CA, holding Series 63, 65, and 66 licenses and 12 years of industry experience. He previously worked at Polaris Wealth Advisory Group, TD Ameritrade Investment Management, and Scottrade. Outside of advisory services, Mr. Rogers teaches a college course on Business Law and Business Communications at Shasta College and provides support in corporate planning and oversight for a health and wellness center. EP Wealth Advisors serves individuals, businesses, and retirement plans with wealth management, financial planning, and ancillary services, offering customized portfolios that incorporate fundamental, technical, and cyclical analysis along with alternative investment options. The firm also provides ERISA plan services and internal tax preparation and estate-document offerings for eligible clients.

Brooke Wadsworth is a financial advisor at EP Wealth Advisors with six years of industry experience. She holds a Series 65 credential and has worked previously at Vantage Advisors, LLC and UHY Advisors MI, Inc. Outside of her advisory role, she is involved as a member and shareholder in real estate investment businesses. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans by offering wealth management, discretionary portfolio management, and financial planning services. The firm employs customized model portfolios with ongoing monitoring and utilizes a combination of fundamental, technical, and cyclical analysis, along with alternative investment strategies when appropriate.

Peter Fry is a CFP® professional with four years of industry experience. He is currently with EP Wealth Advisors and has prior experience at Kimsa Asset Management and START LLC. He is based in Torrance, California. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, financial planning, and ancillary services while employing customized model portfolios and a variety of investment strategies, including fundamental, technical, and cyclical analysis.

Peter Haroun is a CFP® with 16 years of industry experience, currently with Private Advisor Group, LLC. His prior roles include positions at LPL Financial LLC, Mariner Independent Advisor Network, LLC, and Wells Fargo, spanning over a decade. Private Advisor Group serves a diverse client base including individuals, trusts, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting through a wide network of investment adviser representatives and access to multiple asset management platforms and analytical approaches.

James Nevers is a financial advisor at EP Wealth Advisors with 14 years of industry experience. He holds a Series 65 designation and previously worked at Soundmark Wealth Management, LLC, and served in the U.S. Army National Guard for 11 years. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, offering wealth management, portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation. The firm uses customized model portfolios with fundamental, technical, and cyclical analysis, and it provides services including third-party manager recommendations and ERISA plan fiduciary support.

Cole Allshouse is a financial advisor with EP Wealth Advisors and holds a Series 65 designation. He has two years of industry experience, including prior work at Wacker Wealth Partners and a long career at Garcia Architecture + Design. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, offering wealth management, financial planning, and ancillary services such as tax preparation and estate-document access for qualifying clients. The firm uses a combination of fundamental, technical, and cyclical analysis to construct customized portfolios and provides ERISA plan services including fiduciary management.