Hailee Allen is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, she worked at Pennymac Financial Services and has a varied background that includes roles in entertainment and content creation. Outside of advising, she creates content on platforms such as TikTok, YouTube, and Twitch, and is involved in entertainment events as an independent contractor. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines fundamental research with quantitative analysis and algorithmic portfolio construction.

Jiajia Shen is a financial advisor at Charles Schwab with five years of industry experience. She holds a Series 66 credential and has worked at Charles Schwab Bank and Charles Schwab since 2020. Prior to that, she was employed at HSBC Bank and Suzhou Rural Commercial Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, with a multi-asset model portfolio approach supported by centralized custody and operational services.

Kenneth Eversfield is a financial advisor at LPL Financial with 26 years of industry experience. He holds a Series 66 designation and has worked at LPL Financial since 2025, following prior roles at Western International Securities, D.A. Davidson & Co., and Crowell, Weedon & Co. He is also involved with Arrowhead Wealth Advisors, a business related to his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing both proprietary and third-party strategies across various account types.

Falguni Patel is a financial advisor with Merrill in Ontario, CA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. Patel has worked at Merrill since 2002, with a one-year period at Morgan Stanley & Co. LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving a range of clients including individuals, high-net-worth individuals, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Philip Bryan Jalad is a financial advisor at Primerica Advisors with two years of industry experience. He holds Series 65 and Series 63 designations. Prior to his advisory role, he has worked at Primerica Financial Services since 2023 and has a background at T-Mobile USA dating back to 2013. Outside of his advisory work, he manages BYHZE, LLC, a non-investment related business. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that uses model-delivery strategies developed by third-party asset managers and provides custody and trade execution support through Pershing.

Alexander Ling is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at JPMC Bank NA and J.P. Morgan Securities since 2019. Prior to his financial services career, he was employed at Mtel Wireless for eight years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program. Their advisory approach combines quantitative and qualitative due diligence supported by centralized research and incorporates ESG eligibility considerations.

Michelle Chung Hui Lai is a CFP® credentialed financial advisor with 15 years of industry experience. She has been with J.P. Morgan Securities since 2016 and previously worked at Cetera. Michelle is based in Diamond Bar, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting.

Carlos Tseng is a Series 66-licensed financial advisor with 11 years of industry experience. He has worked at J.P. Morgan Securities since 2014, with prior roles at HSBC Securities, Merrill, and Bank of America. He is currently based in Arcadia, CA. J.P. Morgan Securities provides institutional consulting services including asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. The firm’s advisory process incorporates quantitative and qualitative research and may include ESG considerations.

Ronald Owen is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. He has three years of industry experience, including prior roles at Merrill Edge and Northwestern Mutual. Before entering the financial industry, he served seven years in the U.S. Navy. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research in its advisory process and offers broader derivatives and commodities capabilities through unique regulatory registrations.

Lake Robinson is a financial advisor at Fidelity with Series 65 and Series 66 licenses and 4 years of industry experience. His prior roles include positions at Ameriprise and Equitable Advisors, LLC. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients using a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a range of clients including registered investment companies and delivers model portfolios through systematic methodologies and oversight of sub-advisers.

Marshall James is a Certified Financial Planner® with 28 years of industry experience. He has been with LPL Financial since 2007 and previously worked at OSAIC and Pension Portfolios. He serves as a board member of Prospector's Federal Credit Union, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, leveraging various investment strategies and technology tools while overseeing substantial discretionary assets.

Rene Licon Jr. is a CFP® professional with 32 years of industry experience. He is currently with LPL Financial and previously worked at SCF Investment Advisors, SCF Securities, Financial Telesis Inc., and had an earlier tenure at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing both proprietary research and third-party strategies.

Qiang Duan is a financial advisor with Merrill holding a Series 66 license and no prior industry experience. His work history includes multiple roles at Bank of America, N.A., as well as positions at Lyft, Inc., Uber Technologies, Inc., and Super Vacation Inc. DBA America Asia Travel Center. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Dyllon Whitaker is a financial advisor with Primerica Advisors in Upland, CA, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has worked with Primerica Advisors and Primerica Financial Services since 2013 and is also involved with Tristar Marketing Systems in a sales capacity. Outside of advising, he receives compensation for referrals related to home security, automation products, and loan services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving mainly individual investors—including both non-high-net-worth and high-net-worth clients—as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering advisory services through model recommendations managed by unaffiliated asset managers and supported by third-party custody and trade execution providers.

Frank Ortiz is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Merrill and Banc of America Investment Services, Inc. Ortiz is based in La Puente, California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Timothy Burns is a financial advisor with Cetera and holds a Series 66 designation, bringing 22 years of experience in the industry. He has previously worked at Avantax Insurance Services and 1st Global Advisors, and he also owns Burns & Johnston CPAs, where he practices as a CPA, handling tax preparation and business advisory services. Additionally, he operates Burns Financial Services, focusing on investment-related client meetings. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporations, and institutions. The firm offers diverse portfolio management and financial planning services through a multi-manager platform that supports both discretionary and non-discretionary strategies.

Michael Crean is a Series 66-licensed financial advisor with LPL Financial, based in Upland, CA, and has 10 years of industry experience. He has worked at LPL Financial since 2016 and previously at California Financial Partners, Inc. from 2012 to 2023. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Sapphira Chow is a financial advisor at Cetera with 12 years of industry experience. Her background includes positions at JP Morgan Securities LLC and East West Bank. Outside of finance, she is a licensed real estate agent and part-owner of a dog daycare and boarding business, Family Paws Resort LLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and retirement services and operates a multi-manager platform that includes model portfolios and third-party manager options.

Chunyi Lei is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. She holds the ChFC® designation and the Series 66 license. Prior to joining J.P. Morgan Securities in 2016, she worked at Merrill and MSI Financial Services, Inc. She is also involved with AJ4properties, LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates quantitative and qualitative research and may include an ESG eligibility framework.

Lidan Zhang is a financial advisor at Cetera with four years of industry experience and holds a Series 66 designation. Prior to joining Cetera, Zhang worked at KCAL Insurance Company and East West Bank. Zhang took a year for extended travel between 2016 and 2017. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports various investment strategies and program structures.