Stephen Kelly is a CFP® with 10 years of industry experience, currently affiliated with Guardian Life in San Diego, CA. He has worked at Guardian Life and Park Avenue Securities since 2016. Outside of his advisory role, he is involved with Liberty ID, a business focused on identity restoration. Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers financial planning, retirement plan consulting, and a range of investment advisory programs through proprietary and third-party models.

Jonas Noack is a CFA® charterholder with two years of industry experience. He is currently an advisor at Mercer Global Advisors Inc., where he has worked since 2023. Prior to joining Mercer, he held roles at Northrop Grumman, Meketa Investment Group, and Berkshire Hathaway Homestate Companies. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm’s investment approach is based on Modern Portfolio Theory and emphasizes globally diversified, risk-appropriate portfolios using low-cost index vehicles and multi-factor tilts.

Ian Carr is a financial advisor with Commonwealth Financial Network in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. Prior to joining Commonwealth in 2022, he worked at JPMorgan Chase Bank and JP Morgan Securities LLC from 2015 to 2021 and spent a year as a homemaker and at-home dad. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while providing operational, trading, technology, and compliance support to affiliated advisors.

Katherine Fries is a Certified Financial Planner® with 21 years of industry experience. She is currently with Beacon Pointe Advisors, LLC and previously spent over 17 years at The Family Firm. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients. The firm employs a disciplined approach that includes allocating across third-party independent managers selected through a proprietary due-diligence process and offers a variety of services including discretionary wealth management, retirement plan consulting, and outsourced CIO solutions.

Matthew Streeter is a financial advisor at Guardian Life with a Series 66 credential. He has experience working at several firms, including Park Avenue Securities and PBO Advisory Group. Streeter is based in San Diego, CA, and has been with Guardian Life since 2026. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage services, financial planning, retirement plan consulting, and investment advisory programs to individuals, pension and profit-sharing plans, charitable organizations, and corporate clients.

Brandon Borcic is a financial advisor at Empower Advisory Group with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at GWFS Equities, INC, Core Staff, Jeppesen Sanderson, and Staff Pro. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm uses an integrated model tied to Empower’s administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Arturo Mendez Vega is a financial advisor at Voya Financial Advisors, Inc. with nine years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Empower Financial Services, TIAA, and Vanguard Marketing Corporation. Voya Financial Advisors, Inc. serves individuals, employer-sponsored retirement plans, and charitable and corporate clients, offering financial planning, portfolio management through wrap and unified managed account programs, and brokerage and insurance product distribution. The firm delivers advice using model portfolios, affiliated strategies, and third-party strategists, with a significant portion of assets managed on a non-discretionary basis.

Sheila Braun is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and four years of industry experience. Prior to joining Commonwealth in 2021, she worked at PricewaterhouseCoopers LLP for ten years. She is currently associated with Plan to Prosper alongside her role at Commonwealth. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and back-office support, including portfolio management, trading, compliance, and technology services.

Daniel Parent is a financial advisor with TIAA-CREF in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with TIAA-CREF since 2015. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals—often those connected to TIAA-administered employer retirement plans—as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory model separates one-time planning services from ongoing discretionary management through managed accounts that utilize model portfolios or customized portfolios managed under client-approved investment policies.

Adriana Pacheco is a financial advisor with VOYA Financial Advisors, Inc., holding a Series 63 designation and 22 years of industry experience. She has been with Voya Financial Advisors since 2014. Outside of her financial advisory work, she is a professional ballroom dancer who performs at events, competes, and occasionally teaches. VOYA Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base including individuals, charitable organizations, corporations, and plan sponsors. The firm offers a range of investment programs combining model portfolios and manager-driven sleeves, with a focus on non-discretionary advice and a platform that integrates advisory and broker-dealer services.

Matthew Digiacomo is a CFP® professional with 23 years of industry experience. He is currently affiliated with Commonwealth Financial Network and Core Financial Group since 2023, and previously worked at Woodbury Financial Services, Inc. from 2011 to 2023. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, investment management, and practice-management support. The firm offers discretionary model portfolios and customized program options, backed by substantial clearing and custody relationships.

Tedd Meyer is a Series 66-licensed financial advisor with seven years of industry experience. He currently works at TLG Advisors, Inc. and has previously held roles at J Alden Associates, Inc., Hornor Townsend & Kent Inc., Penn Mutual Life Insurance Co., and Northrop Grumman. Meyer is also a director at Newcleus LLC, where he provides life insurance solutions to credit unions, and he maintains an independent insurance agent role focused on life insurance sales. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary assets, serving a diverse client base including individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors. The firm offers investment supervisory services, comprehensive financial and estate planning, and ERISA fiduciary services, employing a research approach based on fundamental analysis and Modern Portfolio Theory.

Stephan Sandoval is a financial advisor with Principal Financial Services in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with Principal Securities and Principal Life Insurance since 2010. Sandoval also serves as a bank officer with Principal Bank and Principal Trust Company, supporting retirement plan account relationships across multiple offerings. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs under various advisory and promoter arrangements.

Alan Pamintuan is a financial advisor at VALIC Financial Advisors with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Forthright Capital Partners, Forthright Capital Advisory, Pruco Securities, and The Prudential Insurance Company of America. He is also appointed as an agent to sell non-securities insurance products. VALIC Financial Advisors, Inc. serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers wrap programs, portfolio management, and financial planning through a large network of advisors, utilizing discretionary unified managed accounts on Envestnet’s platform combined with tax-aware and impact overlays.

Jeremy Runnels is a CFP® with 12 years of industry experience, currently serving as an advisor at Cerity Partners LLC. Prior to joining Cerity Partners in 2025, he spent eight years at West Coast Financial, LLC. He is involved with several nonprofit organizations, including the Rady Children's Hospital Foundation and the Lawrence Family JCC, where he serves on investment-related committees, and also advises a local business incubator focused on sports innovation. Cerity Partners is an SEC-registered investment adviser serving a broad client base that includes individuals, families, trusts, estates, corporations, charitable institutions, and other institutional investors. The firm offers customized portfolios with diversified asset allocation and provides a range of services including investment management, financial planning, tax and insurance support, retirement plan services, and access to alternative and private-market investments.

Dauna Bohlken is a financial advisor with Voya Financial Advisors, Inc. in Redlands, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Voya in various capacities since 2014. Voya Financial Advisors, Inc. offers investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base including individuals, charitable organizations, corporations, and plan sponsors. The firm utilizes a range of model portfolios and manager-driven strategies, providing both discretionary and non-discretionary investment options, and integrates an advisory platform with an active broker-dealer distribution model.

Michael Simon is a financial advisor with RBC Rochdale, LLC in La Jolla, CA. He holds a Series 66 designation and has five years of industry experience. His prior work history includes roles at Merrill and City National Rochdale, as well as positions outside the financial sector, including at Cinemark and Sal's Pizza and Baglery. RBC Rochdale serves a diverse client base, including high net worth individuals, corporations, charitable organizations, and government entities. The firm employs an active, multi-strategy investment process that integrates quantitative screening, fundamental analysis, and proprietary tools to tailor portfolios across various asset classes.

Ashkan Ghahremani is a financial advisor with Primerica Advisors based in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has worked at Park Avenue Securities and Guardian Life Insurance Company since 2015. Outside of his advisory role, he is involved with Disaster Pro, LLC, a public adjusting business assisting clients with insurance claims. Park Avenue Securities serves a diverse retail client base, offering both brokerage and advisory services along with financial and business consulting. The firm employs a combination of proprietary and third-party investment strategies and supports various account-level services including lending and donor-advised funds.

Gregory Ochinero is a financial advisor with Kestra Advisory in La Jolla, CA, holding a Series 66 credential and seven years of industry experience. His prior work includes roles at Sanmina Corporation and On Semiconductor. He is also involved as a registered field assistant, supporting client outreach and backup functions. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm serves a diverse client base that includes large institutional investors and sovereign wealth funds.

Elaine Rodriguez is a financial advisor at Empower Advisory Group with three years of industry experience. She holds Series 65 and Series 63 licenses and previously worked at JPMorgan Chase Bank and J.P. Morgan Securities. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage account holders. The firm’s integrated service model is linked with Empower’s administrative platforms and emphasizes long-term portfolio returns, annual rebalancing, and clients’ savings rates.