Bart Vannucci is a financial advisor with Primerica Advisors in Sacramento, CA, holding Series 63 and Series 65 licenses and 34 years of industry experience. He has been with Primerica Advisors since 1991 and has additional involvement with the UC Davis Equestrian Center and the University of California Davis. Primerica Advisors manages a wrap-fee asset management program serving individual investors, corporate, and charitable clients, utilizing model-delivery strategies and discretionary separately managed accounts supported by third-party managers and custodians.

Robert Townsend is a financial advisor with Morgan Stanley in Roseville, CA, holding a Series 63 designation and bringing 41 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009, including Morgan Stanley Private Bank since 2015. Outside of his advisory role, he is involved in organizing high school sports tournaments and has created a related website. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, providing tailored financial planning through a structured discovery process and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services both directly to individuals and through corporate financial planning agreements.

Samuel Lindemann is a CFP® professional with 12 years of experience in the financial services industry. He currently works at Edelman Financial Engines and has prior experience at Charles Schwab Bank and Charles Schwab & Co., Inc. Edelman Financial Engines provides technology-enabled investment advisory services primarily focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Trevor Asch is a financial advisor at Equitable Advisors with five years of industry experience. He holds the Series 66 designation and has worked at Equitable Advisors since 2020. Prior to his advisory role, he was employed at Enterprise Holdings Inc for six years. Equitable Advisors serves individuals ranging from non‑high-net-worth to high-net-worth clients, as well as pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and third-party asset managers.

Thomas Chandler is a CFP®-certified financial advisor with 33 years of industry experience, currently affiliated with Ameriprise in Granite Bay, CA. He has been with Ameriprise and its affiliated entities since 2014. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm employs a centralized consulting team and combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary advice, with a focus on assets held in Ameriprise Managed Accounts.

Augustine Dunford is a financial advisor at Robert Baird & Co. with the Series 66 designation and one year of industry experience. Prior to joining Baird Private Wealth Management, he held various roles in diverse sectors including fitness, manufacturing, and retail. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm employs a combination of discretionary and non-discretionary portfolio management strategies and emphasizes manager selection and monitoring supported by internal research and tools.

Stephen Erickson is a CFP® professional with 25 years of experience in the financial services industry. He is currently with Cetera, where he has worked since 2013. Erickson is the owner of Mammen Financial Services Inc, a corporation involved in investment-related activities, and also engages in fixed insurance sales including life and annuities. Cetera Investment Advisers LLC operates a nationwide network of independent advisors serving individual, employer-sponsored, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and retirement services through a multi-manager platform, providing access to affiliated and unaffiliated investment options across multiple program structures.

Jacob Florence is a CFP®-certified financial advisor with two years of industry experience, currently affiliated with Cambridge Investment Research Advisors. Prior to entering the financial services field, he worked for seven years at the Federal Aviation Administration. He serves as treasurer and board member of the LW & AT Harman Foundation, a non-public entity. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing multiple custody platforms and a combination of proprietary and third-party investment strategies.

Lisa Koppanyi is a financial advisor with Ameriprise in Auburn, CA, holding a Series 66 designation and 24 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated companies, using a centralized consulting team and a combination of research, modeling, and tax-efficiency analysis to deliver tailored retirement-income recommendations.

Kristopher Wilson is a Series 66-licensed financial advisor at LPL Financial with 12 years of industry experience, all of which have been with LPL since 2014. He is based in Auburn, CA. Outside of his advisory role, Wilson is employed with the San Juan School District in a non-investment capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, and institutions. The firm offers diverse advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

John Lewis is a financial advisor with Ameriprise in Sacramento, CA, holding a Series 66 designation and 21 years of industry experience. He has been with Ameriprise since 2004 and is also a co-owner of Ascendant Wealth Management Group, where he manages an advisory business. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Martin Meier is a financial advisor with LPL Financial in Citrus Heights, CA, holding a Series 63 designation and bringing 44 years of industry experience. He has worked at Linsco Private Ledger Corp since 2003. Outside of advisory services, he has conducted outside sales of non-variable insurance under the DBA ISE Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, financial institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies to support diverse investment strategies.

Sandy Stafford is a financial advisor at Merrill with Series 66 credentials and eight years of industry experience. She has worked at Bank of America and Merrill since 2006. Outside of her advisory role, Stafford is a passive equity investor as a member of MKG Ventures, LLC, a limited liability company focused on investing primarily in private companies. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Paul Hanna is a financial advisor at Edward Jones with five years of industry experience. He holds the Series 63 and Series 66 licenses. Prior to joining Edward Jones, he worked at Wells Fargo Clearing and Wells Fargo Bank NA for a combined ten years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies and separately managed accounts, and operates under a fiduciary standard.

Tillman Pugh III is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has one year of industry experience, including prior work with MassMutual Life Insurance Company and 14 years employed by Major League Baseball. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, and charitable organizations, among others. The firm offers collaborative, annual planning engagements using firm-approved analytical tools and supports event-driven services such as estate settlement and divorce planning.

Clifford Gamble is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He previously worked at Western International Securities, Inc. for 12 years and has served as president of Life Rx Corporation since 1994. He also acts in a fiduciary capacity for the Fred E. Helmick Irrevocable Trust. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, financial planning, and retirement consulting, supported by a variety of portfolio management options and research services.

Larry Au is a financial advisor with Ameriprise in Auburn, CA, holding a Series 66 designation and 22 years of industry experience. He previously worked at Stifel Nicolaus & Co Inc for 17 years before joining Ameriprise. He serves on the advisory board of the Salvation Army. Ameriprise offers retirement-income planning services targeted at individuals nearing or in retirement who meet specific asset criteria, combining research and modeling with tax-efficient withdrawal strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Adam Altman is a financial advisor with Morgan Stanley in Roseville, CA, holding Series 63 and Series 66 licenses and having 23 years of industry experience. He has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients by providing advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that includes tools such as Monte Carlo simulations and Secular Return Estimates.

Bradley Baer is a financial advisor with Thrivent Investment Management in Roseville, CA, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning across various topics and allows clients to integrate planning with managed account services under a consolidated billing option, while maintaining separation between planning and portfolio management.

George Robertson is a CFP® professional with six years of industry experience, currently affiliated with Cetera. His prior roles include positions at Edward Jones, Franklin Templeton Investments, and LPL Financial. He is also involved with Sierra Oaks Financial Planning, Inc. and Sierra Ridge Advisor Group in capacities related to LPL business activities. Cetera Investment Advisers LLC operates as an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management options, financial planning, and access to various third-party investment strategies.