Andrew Fairbanks is a financial advisor at LPL Financial with 13 years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2012. Fairbanks also has a longstanding association with Golden 1 Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services utilizing both discretionary and non-discretionary management strategies.

Derek Seo is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Outside of his advisory role, Seo owns and manages Duckhorn Properties, LLC, a property management business. Ameriprise offers retirement-income planning services tailored to individuals nearing or in retirement who meet specific asset thresholds, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. As a large institutional firm, Ameriprise delivers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Philip Woodland is a financial advisor at OSAIC with 13 years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors for 11 years. Outside of his advisory role, Woodland serves as a notary public and is the practice manager of Retirement Security Centers LLC, where he supports financial planners with analysis and operations. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, risk-tolerance questionnaires, and third-party money managers to construct portfolios across various asset classes.

Mark Jagow is a financial advisor with LPL Financial holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at Bancwest Investment Services, Inc., M Holdings Securities, Inc., and LPL Enterprise. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Sandra Kirschten is a financial advisor with Robert W. Baird & Co. in Roseville, CA, holding a Series 66 designation and 23 years of industry experience. She has been with Robert W. Baird since 2008. She is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and charitable organizations. The group provides consulting and portfolio services tailored to client goals, utilizing a range of traditional and complex investment strategies through both in-house and third-party managers.

Mike Monahan is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at E*TRADE Capital Management LLC and E*Trade Securities LLC. In addition to his advisory role, Monahan is a committee member of Ruck for 22, Inc., a nonprofit organization supporting veterans. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Amy Peeples is a financial advisor at UBS Financial Services with 28 years of industry experience. She holds the Series 66 designation and has worked previously at Safe Credit Union, LPL Financial LLC, Wells Fargo Clearing, and Wells Fargo Advisors LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services delivered by a large network of advisors using proprietary research and model-based asset allocations.

Elizabeth Festejo is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 27 years of industry experience. She has been associated with Cetera and its affiliated entities since 2014. Outside of her advisory role, she is involved in managing De Novo Wealth Management and works as an insurance agent specializing in life, health, annuities, and disability products. Cetera Investment Advisers LLC operates a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a large network of independent advisors.

Craig Weis is a financial advisor at Raymond James & Associates with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Raymond James since 2020, following seven years at UBS Financial Services. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, advisory programs, and institutional consulting with a focus on non-discretionary planning and a range of portfolio management styles.

Alexander Rocha is a financial advisor with Morgan Stanley in Roseville, CA, holding a Series 66 designation and three years of industry experience. His prior work includes roles at PNC Bank and Morgan Stanley Private Bank, N.A. Rocha’s background also includes eight years dedicated to full-time education. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services that incorporate structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides plans both directly and through corporate financial planning agreements.

Alexandria Davis is a CFP® with six years of experience in financial advising. She is currently with LPL Financial and has previously worked at Facet Wealth and Ameriprise Financial Services. Outside of advisory work, she owns and operates Beyondtax, a tax preparation business in Rancho Cordova, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and consulting services, utilizing both discretionary and non-discretionary management along with model portfolios and research from various sources.

Joseph Moricone is a financial advisor with Edward Jones in Roseville, CA, holding a Series 66 designation. He has been with Edward Jones since 2023, with prior experience at Umpqua Bank and in real estate through Vision Forward Realty and Next Home Cedar Street Realty. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of advisors and branch offices across the United States.

Robert Gustavis II is a financial advisor at Edward Jones with 17 years of industry experience. He holds the Series 63 and Series 66 credentials and previously worked at John Hancock and AIG Corebridge. Outside of his advisory work, he has co-owned an ATM business and owns several rental properties, including an Airbnb managed by his wife. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and affiliated investment products. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices across the United States.

Craig Miyamoto is a financial advisor at Edward Jones with 25 years of industry experience. He holds the CFP® and ChFC® designations and has been with Edward Jones since 2000. Earlier in his career, he worked as a golf instructor. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment options supported by a large national network of advisors and branch offices.

Hong Van is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Chase Bank and its securities affiliates since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, using a combination of quantitative asset-allocation modeling and centralized due diligence, with an emphasis on ESG criteria and a non-discretionary advisory approach.

Galang Nguyen is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding a Series 66 designation and six years of industry experience. He previously worked at Bank of America, N.A. and Merrill from 2015 to 2022 before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with services tailored to plan objectives and demographics, and includes a broader set of financial product offerings such as insurance-related vehicles and bank deposit sweep options.

Justin Curry is a financial advisor at Edward Jones with two years of industry experience. He holds the Series 66 designation and has a background that includes roles at WestAmerica Bank, Banner Bank, and Umpqua Bank. Outside of finance, he owns and operates DJ Direct Entertainment, providing DJ and emcee services for weddings and corporate events. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutions, and charitable organizations. The firm offers a range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices.

Susan Dawson is a financial advisor at Robert Baird & Co. with 12 years of industry experience. She holds the Series 66 designation and has worked at Baird since 2023, with prior experience at Cetera Advisor Networks and Ana I Ramirez. Outside of financial advising, she serves as Chief Financial Officer and Secretary of Clearview Systems Consulting, Inc., an IT systems consulting company. The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers financial planning, portfolio management, separately managed account programs, and custody and brokerage services, using a range of strategies including tax management and direct indexing, supported by internal research and technological tools.

Rashida Lilani is a CFP® professional with 24 years of industry experience, currently affiliated with OSAIC since 2024. She previously worked at Securities America Advisors for eight years and has operated Lilani Wealth Management since 2007. Lilani serves as Secretary of the Peninsula Estate Planning Council and is the President Elect of the Financial Planning Association of Northern California. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable organizations through a broad network of financial advisers and multiple advisory platforms, offering integrated brokerage, investment advisory, financial planning, and retirement consulting services.

Norielle Gottschalk is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Ameriprise since 2011. She holds the Series 66 designation and is based in Sacramento, CA. Outside of her advisory role, she has involvement in non-investment-related real estate ownership. Ameriprise is a large institutional firm offering retirement-income planning services targeted at individuals nearing or in retirement, combining research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations.