Mark Moore is a CFP® with 32 years of industry experience, currently with Commonwealth Financial Network and PBJ Wealth Management since 2019. He previously worked at Wells Fargo Advisors from 2013 to 2019. He also engages in fixed insurance sales on a limited basis. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing around $212.7 billion in client assets. The firm provides a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and custody/clearing services.

James Higginbotham III is a CFP® with 16 years of experience, currently affiliated with Primerica Advisors in Tampa, FL. He has worked at Guardian Life Insurance Company and Park Avenue Securities since 2015. Outside of his advisory role, he serves as an elder at Westtown Church. Park Avenue Securities LLC serves a broad retail client base including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both transaction-based brokerage and fee-based advisory services, utilizing proprietary and third-party investment strategies across various programs and platforms.

Joseph Tarantino is a financial advisor at Transamerica Retirement Advisors, LLC with 13 years of industry experience. He has held roles at Transamerica Investors Securities Corporation and Transamerica Retirement Solutions since 2017. Tarantino holds Series 63 and Series 65 licenses and is based in Clearwater, Florida. Transamerica Retirement Advisors provides retirement plan participants and IRA owners with managed advice and investment education services, utilizing Morningstar Investment Management tools for portfolio construction and ongoing oversight. The firm serves a large client base primarily with non-discretionary asset management and operates within the broader Transamerica/AEGON group.

James Belyeu is a CFP® professional with 25 years of experience in financial advising. He is affiliated with J. W. Cole Advisors, Inc. and has worked with Cornerstone Financial Advisors and J.W. Cole Financial, Inc. He is also involved in educational roles with Dalton Education, Florida Community College, and Kaplan Financial. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of more than 400 independent investment adviser representatives. The firm provides portfolio management, fee-based financial planning, access to third-party managers, and multiple managed account solutions.

Robert Tiller is a CFP® professional with 40 years of industry experience, currently serving at J. W. Cole Advisors, Inc. since 2019. He has held multiple roles at the University of South Florida starting in 2015, including his current position as Courtesy Assistant Professor. Outside of his advisory work, he is an author of the book "Forgotten Faces: Family Caregiver Voices." J. W. Cole Advisors operates through a large network of independent advisors and provides fee-based portfolio management, financial planning, retirement plan services, and access to multiple investment platforms for individuals, high-net-worth clients, and institutions. The firm employs both fundamental and technical analysis and offers discretionary and non-discretionary account management.

Abby Humberd is a financial advisor at J. W. Cole Advisors, Inc. in Tampa, FL, with nine years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Morgan Stanley and T. Rowe Price. J. W. Cole Advisors operates a large network of independent advisors and offers fee-based portfolio management, financial planning, retirement plan services, and digital advice to individuals, high-net-worth clients, and institutional accounts. The firm employs a variety of investment strategies and platforms, including discretionary and non-discretionary management options.

Todd Pack is a financial advisor with J.W. Cole Advisors, Inc. based in Tampa, FL. He holds the ChFC® designation and has 24 years of industry experience. He is the founder and CEO of Break Through Advisers, a firm that provides public speaking services, coaching, training, and outsourced due diligence to broker-dealers and investment advisors. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of more than 400 independent representatives. The firm offers portfolio management, financial planning, and access to various managed account solutions, with investment decisions implemented using fundamental and technical analysis, model portfolios, and digital advice platforms.

Thomas Dirscherl is a financial advisor at J. W. Cole Advisors, Inc. with seven years of industry experience. He holds the Series 66 designation and has worked previously at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. Prior to his financial services career, he spent seven years with the Golf Channel. Outside of advising, he is a registered owner of a transportation business. J. W. Cole Advisors operates a large network of investment adviser representatives and offers fee-based portfolio management, financial planning, retirement plan services, and access to third-party managers and digital advice platforms for individuals, high-net-worth clients, and institutional accounts. The firm employs both discretionary and non-discretionary strategies using fundamental and technical analysis.

Christopher Ritacca is a financial advisor with Independent Financial Partners in St. Petersburg, FL, holding Series 63 and Series 65 designations and 15 years of industry experience. Prior to joining Independent Financial Partners in 2018, he worked at TIAA-CREF and TIAA from 2007 to 2018. Independent Financial Partners is a nationwide advisory firm with over 260 advisors, serving individual, charitable, corporate, and high-net-worth clients. The firm offers decentralized investment strategies alongside centralized asset management options and is notable for its retirement-plan advisory and pension consulting services.

Ryan Baney is a CFP® and ChFC® with 13 years of experience in financial advising, currently serving at Sequoia Financial Group, L.L.C. in Tampa, FL. He has been with Sequoia and its affiliated entities since 2012 and holds the position of Vice President, Private Client Services. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse client base including individuals, charitable organizations, corporations, trusts, and family offices. The firm employs a combination of in-house models, custom portfolios, and third-party manager selection, supported by an Investment Policy Committee and extensive research resources.

Sita Monti is a CFP® professional with 16 years of experience in the financial industry. She is currently with Empower Advisory Group and has previously worked at Morgan Stanley, E*TRADE Securities, and Ameriprise Financial Services. Outside of her advisory work, she teaches various forms of yoga and is the founder of LivAfrika, a volunteer retail sales effort that donates all proceeds to its mission. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, offering integrated services aligned with Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and client savings rates through a combination of “point-in-time” financial plans and optional managed account solutions.

Patrick Goodrich is a financial advisor with Valic Financial Advisors holding a Series 66 designation. He has one year of industry experience and has previously worked in education roles with Pinellas County Schools, Alternative Education Foundation, and Broward County Public Schools. He volunteers as a financial coach with United Way - Suncoast and is appointed to sell non-securities insurance products as an agent for AGIA. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Kory Johnson is a financial advisor at Hornor, Townsend & Kent, LLC with 11 years of industry experience. He holds Series 65 and Series 63 licenses and has been with Hornor, Townsend & Kent since 2014. Johnson also works with Penn Mutual Life Insurance Company and is involved in several insurance brokerage activities, including roles as an agent and financial advisor focused on life insurance products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a combination of advisory programs and broker‑dealer services. The firm offers tailored financial planning and investment solutions, utilizing both discretionary and non‑discretionary management approaches supported by a network of third‑party asset managers.

Pegge Barrier is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. She has worked with Hornor, Townsend & Kent since 2014, including its predecessor entities, and was previously associated with Royal Alliance Associates, Inc. Barrier is also the CEO of New Day Financial Advisors, LLC, an insurance brokerage specializing in disability and health products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services through third-party asset managers and emphasizing client-directed implementation and oversight with a focus on non-discretionary management.

Robert Fincher is a financial advisor at CIBC Private Wealth Advisors, Inc. in Tampa, FL, holding Series 65, Series 63, and Series 66 licenses with 16 years of industry experience. He has been with CIBC National Trust Company since 2017 and previously worked at Atlantic Trust Company, N.A. for one year. CIBC Private Wealth Advisors provides investment and wealth advisory services to individuals, families, trusts, employee benefit plans, corporations, and investment companies. The firm utilizes a governance structure involving internal investment teams and committees to create customized portfolio solutions, combining proprietary products and external managers, and offers services including financial, estate, and philanthropic planning as well as specialized family office solutions.

Joseph Nagy is a financial advisor at Principal Financial Services with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Principal Securities Inc. since 2016 and Principal Life Insurance Company since 1999. Outside of his advisory role, he is active as an insurance agent specializing in fixed life insurance, fixed annuities, disability insurance, and long-term care insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement consulting, and access to third-party money manager programs through various advisory and promoter arrangements.

Melissa Kelly is a financial advisor with D.A. Davidson & Co. in Tampa, FL, holding a Series 66 designation and 21 years of industry experience. She previously worked at Raymond James in various capacities from 2000 to 2025. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of services such as ERISA retirement plan advisory, comprehensive financial planning, equity research, and a Private Wealth program for clients with over $20 million in net worth.

Myles Dudley is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 licenses and 22 years of industry experience. His prior roles include positions at LPL Financial, Triad Advisors, LLC, and Pinnacle Private Wealth, LLC. He is based in Tampa, FL. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm that serves a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm’s investment approach combines strategic asset allocation with both passive and active management, supported by an internal Investment Committee and research that targets factor premiums such as value and momentum.

Laura Mataitis is a financial advisor at Transamerica Retirement Advisors, LLC with seven years of industry experience. She holds a Series 66 designation and has worked at firms including J.P. Morgan Securities, Cetera Investment Services, and Merrill. Outside of finance, she has worked as a delivery contractor for Uber Eats. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, offering managed and non-discretionary advice focused on asset allocation, contribution rates, and retirement age guidance. The firm relies on Morningstar Investment Management for portfolio construction and oversight and serves a large client base through scalable, technology-driven programs.

Anthony Lombardi is a financial advisor at PNC Wealth Management in Tampa, FL, holding Series 63 and Series 66 licenses with seven years of industry experience. His work history includes roles at JP Morgan Securities, Citizens Securities, and ownership of Oceanfeet LLC, a non-investment business he operates outside of trading hours. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital discretionary model account available by invitation to employees, which utilizes algorithmic risk assessment and approved mutual fund and ETF strategies.