Ryan Hoge is a financial advisor at Raymond James & Associates with seven years of industry experience. He holds Series 66 and Series 63 credentials and previously worked at Franklin Templeton Distributors Inc. and Carillon Fund Distributors, Inc. before joining Raymond James. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser serving a broad client base that includes individuals, pension plans, corporations, and government entities. The firm provides wealth advisory planning and investment consulting on a non-discretionary basis, with services supported by a large affiliate network and specialized capabilities in municipal and public finance.

Thomas Gargiulo Jr. is a financial advisor at Cetera with 36 years of industry experience. He holds a Series 63 designation and has worked at Cetera and its related entities since 1999. Outside of his advisory role, he serves as president of National Income Tax Accounting & Insurance Services, Inc., where he provides accounting services, prepares tax returns, and manages accounting software sales and support. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of over 10,000 advisors. The firm offers a variety of portfolio management and financial planning services delivered via a multi-manager platform that includes affiliated and third-party managers, with program options ranging from automated allocations to bespoke strategies.

Benjamin Runnells is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has worked with Raymond James since 2018, and prior to that, he was with USAA Financial Advisors and USAA Investment Management Company from 2013 to 2018. Raymond James & Associates, Inc. serves a broad client base including individuals, pension plans, corporations, and government entities, providing wealth advisory planning and investment consulting primarily on a non-discretionary basis. The firm is notable for its involvement with municipal and public finance clients, offering integrated services through an extensive affiliate network and firm-sponsored programs.

Eliah Ewing is a financial advisor with Ameriprise in Tampa, FL, holding a Series 66 designation and over 21 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Ewing serves on the board of directors for Coreystrong, Inc., a nonprofit organization. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to provide personalized income recommendations. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Andrea Osbourn is a financial advisor with Raymond James & Associates, holding a Series 66 credential and 18 years of industry experience. She has been with Raymond James & Associates since 2006 and is based in St. Petersburg, FL. Outside of her advisory role, she is a partner in a non-investment-related business owned by her husband but does not have active responsibilities there. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with over 5,400 advisors. The firm serves a diverse client base, including individuals, institutions, and governmental entities, offering wealth advisory planning and investment consulting, with a notable emphasis on municipal and public finance advisory services.

Janet Zaloga is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she has dedicated her entire 39-year career. She specializes in retirement, education, and estate planning services and focuses on educating clients to help them achieve their financial goals through personalized strategies. Janet holds a Bachelor's degree in economics from the University of Michigan and has earned the professional designations of Chartered Financial Consultant (ChFC), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Her expertise encompasses areas such as college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Committed to community involvement, Janet follows the Merrill tradition of participating in local organizations, volunteering with groups including the Humane Society of Tampa Bay, Historic Tampa Theater, Raptor Center of Tampa Bay, and Maxx & Me Pet Rescue. She resides in Tampa, Florida, and has been married since 1984, with her team serving clients in Clearwater, Florida, and Farmington Hills, Michigan.

Race Walker is a financial advisor at LPL Financial with 12 years of industry experience. He holds the Series 66 designation and previously worked for Vernick Financial Planning and Cadaret, Grant & Co., Inc. Walker is involved in a real estate rental activity outside of his advisory work. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, and institutional clients through a wide range of advisory programs and financial planning services.

Thomas Currier is a Planning Consultant at Fidelity Investments, where he works with clients and their families to develop financial plans tailored to their individual goals. In his role, he focuses on understanding clients' objectives and assisting them in managing risks to support their desired lifestyles. Thomas has held various positions within Fidelity Investments, including Relationship Manager, Investment Solutions Representative 1, and High Net Worth Associate. Prior to joining Fidelity, he worked as a Financial Associate at Equitable Advisors. No additional information about his education, credentials, personal interests, or community involvement has been provided.

Ronald Caffrey is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 designations and 19 years of industry experience. He has been with Raymond James since 2009. Outside of his advisory role, he manages three rental properties inherited from his father. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and sponsors wrap fee advisory programs.

Tatum Taucher is a financial advisor with Charles Schwab in St. Petersburg, FL, holding a Series 66 credential and three years of industry experience. Their work history at Charles Schwab and Charles Schwab Bank spans from 2021 to the present, alongside earlier roles including work at Our Lady Star of the Sea and Urban Dogg. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and operates a large-scale, integrated platform offering advisory, brokerage, custody, and cash-sweep services.

Jason Dukas is a financial advisor at Stifel with 25 years of industry experience. He holds the Series 66 designation and has worked at Stifel Nicolaus & Co Inc since 2017, following prior roles at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory work, he serves as an advisory board member for the YMCA of Suncoast. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and state and municipal entities. The firm provides both brokerage and investment advisory services, utilizing a proprietary methodology for investment analysis and asset allocation developed by its Investment Strategy Group.

Sean Obrien is a financial advisor at Raymond James & Associates with five years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at Charles Schwab and Raymond James Financial. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 advisors. The firm provides wealth advisory planning and investment consulting to individuals, institutions, and government entities, delivering recommendations on a non-discretionary basis supported by extensive research and a broad affiliate network.

Liam House Myers is a financial advisor at OSAIC with 11 years of industry experience. He holds a Series 66 designation and has worked at Royal Alliance Associates Inc. since 2018 and previously at Sii from 2014 to 2018. OSAIC serves a wide range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, financial planning, and access to multiple investment platforms, utilizing various asset-allocation tools and third-party managers.

Sarah Shockley is a financial advisor at Raymond James Financial with seven years of industry experience. She holds a Series 66 designation and has worked at firms including Stifel and New Generation Corp. Outside of finance, she has experience in the hospitality and beverage industries, having been involved with Fallons Bar And Grill and Heavy Riff Brewery. Raymond James Financial Services Advisors, Inc. serves a diverse client base ranging from individual investors to institutional entities, providing financial planning and non-discretionary investment consulting. The firm emphasizes tailored financial plans developed through detailed client assessments and offers various implementation options, with a notable portion of its advisory business conducted on a non-discretionary basis.

Patrick Inglesby is a financial advisor with Raymond James Financial in St. Petersburg, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Raymond James Financial Services Advisors Inc. since 2012. Outside of his advisory role, Inglesby serves as CEO of BESPE Holdings Inc., a family investment oversight company. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, using firm research and asset-allocation analysis to tailor recommendations while leaving final decision authority with the client.

Beth Maus is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 designations and bringing 21 years of industry experience. She has been with Raymond James and its affiliated entities since 2018, with prior experience at FSC Securities Corp and Invest Financial Corporation. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-HNW clients, pension plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored financial plans developed through risk profiling and firm research, with a notable focus on non-discretionary advisory services.

Dragan Paravinja is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 11 years of industry experience. He has been with Raymond James in various capacities since 2016. Raymond James & Associates provides financial planning and investment consulting services to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, as well as state and municipal governments. The firm offers tailored financial plans and asset-allocation analyses through its Wealth Advisory Services Program and delivers institutional consulting via its Institutional Fiduciary Solutions division.

Tyson Bryant is a financial advisor at Raymond James & Associates with 21 years of industry experience. He holds Series 63 and Series 66 designations and has been with Raymond James & Associates since 2011. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers both non-discretionary and discretionary advisory services and is notable for its public finance and municipal work alongside its retail advisory offerings.

Justin Kissner is a CFP® with 10 years of experience currently serving as a financial advisor at Raymond James & Associates since 2016. He is a partner in Linington & Kissner, LLC, an operations-focused business entity related to his advisory branch. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with over 5,400 advisors. The firm provides wealth advisory planning and investment consulting for individuals, institutions, and government entities, delivering non-discretionary advice supported by an extensive affiliate network and capabilities in municipal and public finance.

Colton Hendrix is a financial advisor at Raymond James & Associates with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Fisher Investments and Brighthouse Financial. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets. The firm serves a broad client base with wealth advisory planning, investment consulting, and institutional services, offering non-discretionary advice and a range of firm-sponsored investment programs.