Victor Benavides is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 66 licenses and eight years of industry experience. He previously worked at PCS | Aspire and T. Rowe Price before joining Schwab Wealth Advisory and Charles Schwab & Co., Inc. in 2021. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools.

William Tompkins III is a financial advisor with Truist Advisory Services holding Series 65, Series 63, and Series 66 credentials and 10 years of industry experience. His prior roles include positions at PNC Capital Markets, PNC Bank, and Chase Investment Services Corp. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations, using a combination of discretionary manager relationships and non-discretionary consulting supported by AI-enabled research tools and extensive inter-affiliate integration.

Allen Jones IV is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 65 credentials and over 30 years of industry experience. His prior work includes roles at Raymond James & Associates and UBS Financial Services. He serves as a board advisor for Young Life at the University of Central Florida and is a member of the Finance Advisory Board at UCF’s business school. Steward Partners Investment Advisory is an SEC-registered, enterprise-scale RIA managing approximately $36.7 billion in regulatory assets. The firm serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations, offering investment advisory, financial planning, and managed account solutions through both discretionary and non-discretionary portfolio management.

Megan Duley is a financial advisor with Truist Advisory Services and holds a Series 66 designation. She has one year of experience in advisory services, following previous roles with Truist Investment Services, Wells Fargo Clearing, and Wells Fargo Bank. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools.

Joseph Gutierrez is a financial advisor at Bankers Life Advisory Services, Inc. He holds a Series 65 designation and has one year of industry experience. Prior to his current role, he worked at Encompass More Asset Management LLC and Florida Financial Advisors. Additionally, he is a licensed insurance agent. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to create tailored asset allocations and manages diversified portfolios across various securities.

Sean Smith is a financial advisor with Schwab Wealth Advisory Inc. in Orlando, FL, holding Series 63 and Series 66 licenses and with 26 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 1999 and Schwab Wealth Advisory since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s standard asset allocation models and research tools. The firm conducts annual financial reviews and offers investment recommendations without exercising discretionary trading authority.

Dylan Allred is a CFP® with eight years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Orlando, FL. He previously held roles at Northwestern Mutual Wealth Management Company, Fidelity, Navy Federal Financial Group, and The Vanguard Group. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory (SWA) program, offering clients annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools.

Vincent Lachman is a CFA® credentialed financial advisor at Schwab Wealth Advisory with 12 years of industry experience. His prior roles include positions at Merrill Lynch, Bank of America, and his own firm, Lachman & Diaz Financial Services, LLC. He also has entrepreneurial experience with Island Flavors, Inc. DBA Golden Krust. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice as part of the Schwab Wealth Advisory program, utilizing Charles Schwab & Co.’s asset allocation models and research tools to support clients through annual financial reviews and tailored investment recommendations.

Boris Diaz is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and two years of industry experience. He has been with Schwab Wealth Advisory since 2026 and also works with Charles Schwab & Co., Inc. Outside of his advisory role, Diaz composes, records, and produces music under the artist name Bsleezy. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem, delivering advice through standard asset allocation models and research tools without discretionary trading authority.

Carlos Cano is a financial advisor at Truist Advisory Services with a Series 66 designation and two years of industry experience. His prior work includes roles at Truist Investment Services Inc., Truist Bank, AMI Expeditionary Healthcare, and Amwest Ambulance Inc. Truist Advisory Services provides investment consulting and advisory services to a range of clients including individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and a manager-selection program that combines discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled equity research.

Shane Spence is a CFP® professional with Series 63, 65, and 66 licenses, currently serving at Schwab Wealth Advisory in Orlando, FL. He has two years of industry experience and has previously worked at several firms, including The LifeWealth Group, Madison Avenue Securities, AE Wealth Management, and Equitable Advisors. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations through Charles Schwab & Co.’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees or serve certain institutional client types, distinguishing its service model from many peers.

Joseph Continelli is a financial advisor at Schwab Wealth Advisory with three years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including LifeWealth Investments, Madison Avenue Securities, and Bank of America. Continelli has also been involved in insurance sales through The LifeWealth Group. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations supported by Schwab’s research tools. The firm operates within the Schwab ecosystem and typically does not exercise discretionary trading authority, distinguishing its approach from many other enterprise wealth managers.

Robert Wilson is a Series 66-credentialed financial advisor with nine years of industry experience. He is currently with Truist Advisory Services, where he has been since 2022, following prior roles at firms including Lincoln Investment Planning, Cetera, and SunTrust. His background also includes a period as an independent real estate contractor. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and utilizes third-party platforms and AI-enabled research tools in its investment process.

Kristina Jeffries is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. She has been with Charles Schwab and its affiliated entities since 2004. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its services.

Alexander Chin is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 licenses and two years of industry experience. He has worked at Schwab Wealth Advisory since 2026 and previously held roles at Charles Schwab & Co., Inc. and Hillpointe Corporate Management. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations based on Schwab’s asset allocation models and research tools.

Everett Johnson is a Series 66-licensed financial advisor with nine years of industry experience. He is currently with Schwab Wealth Advisory and Charles Schwab in Orlando, FL, having previously worked at Newport Group Securities, JPMorgan Chase Bank, J.P. Morgan Securities, Edward Jones, and Aon. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using standard asset allocation models and Schwab research tools. The firm offers annual financial reviews and investment recommendations but does not exercise discretionary trading authority, with discretionary management typically handled by affiliated or third-party money managers.

Kimberly Frank is a financial advisor with Schwab Wealth Advisory, holding Series 65, 66, and 63 credentials and nine years of industry experience. She has worked at Charles Schwab and its related advisory entities since 2014. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations based on Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

Victor Rivera is a financial advisor with Truist Advisory Services in Orlando, FL, holding Series 63 and Series 66 licenses and possessing 16 years of industry experience. He has been with SunTrust-related entities since 2016, including roles at SunTrust Bank and SunTrust Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary and non-discretionary manager arrangements, supported by third-party platforms and AI-enabled research tools, to implement investment strategies and fiduciary support.

Cameron Crain is a Series 65-licensed financial advisor at Beacon Pointe Advisors, LLC with one year of industry experience. His background includes roles at the University of Central Florida, Amazon, and Interlachen Country Club. Beacon Pointe Advisors, LLC provides wealth advisory, financial planning, and outsourced chief investment officer services to a diverse client base including individuals, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers and employs both active and passive strategies across public and private asset classes.

Thomas Werner is a financial advisor with Truist Advisory Services in Orlando, FL, holding Series 63 and Series 66 licenses and having 18 years of industry experience. He has worked within various segments of Truist and its predecessor firms since 2006. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, and manager-selection programs, utilizing both discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.