Tam Tran-Minh is Vice President and Wealth Planner at Fidelity Investments, a role held since 2018. In this capacity, Tam focuses on helping clients and their families develop strategies aimed at achieving financial independence, utilizing Fidelity's planning resources, technology, and investment options. Tam has been with Fidelity Investments since 2000, holding various positions including Financial Consultant, Investment Solutions Consultant, Annuity Sales Representative, Senior Investments Representative, and Investments Representative. Prior to joining Fidelity, Tam worked as a Financial Advisor at American Express Financial Advisors from 1999 to 2000. Outside of professional commitments, Tam enjoys family activities, fitness, visiting museums, traveling, and volunteering.

Cassandra Richardson is a CFP® with 17 years of industry experience, currently serving at J.P. Morgan Securities. She has held various roles within J.P. Morgan and its affiliates since 2010. Outside of her advisory work, she is an owner and partner in a short-term Airbnb rental business. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by a centralized due diligence process.

Robert Fenno is a financial advisor with Edelman Financial Engines, holding a Series 66 designation and 20 years of industry experience. His career includes roles at Financial Engines Advisors, The Mutual Fund Store, TD Ameritrade, and Equitable Advisors. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven, proprietary modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment management with a focus on diversified portfolios and long-term strategies.

Quinetta Anato Mensah is a financial advisor at Fidelity with 19 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Northland Securities, Inc. and RBC Capital Markets. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs. The firm also serves in advisory roles for registered investment companies and employs formal governance and proxy-voting procedures.

Matthew Prucha is a CFP® professional with 25 years of experience in the financial services industry. He has been with Edward Jones since 2001. Outside of his advisory role, he manages Tres Lomas Ranch LLC, a ranch property in Humble, Texas. Edward Jones is a full-service wealth management firm serving over four million clients across individual and institutional segments. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Cindy Ough is a financial advisor at Merrill with 32 years of industry experience. She holds the Series 63 and Series 65 credentials and has worked at Merrill since 1993, including her current affiliation with Bank of America, N.A. since 2021. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm uses a combination of model-based and discretionary strategies developed by internal teams and third-party managers.

Paul Hammersmith is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked at Wells Fargo Advisors since 2021 and previously held roles at Wells Fargo Clearing and LPL Financial. Outside of his advisory work, he owns and operates PHLH LLC, a financial practice based in Shenandoah, Texas. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services, using proprietary research and planning tools. The firm offers a broad range of specialized planning services tailored to clients who meet a net-worth threshold.

Manuel Elvir III is a financial advisor at Fidelity with 24 years of industry experience. He holds the ChFC® designation and securities licenses Series 63, 65, and 66. His prior experience includes roles at Mutual of America Securities LLC and Mutual of America Life Insurance Company. Fidelity’s Strategic Advisers LLC, where Manuel works, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across mutual funds, ETFs, and ETPs.

Mark Nixon is a financial advisor with Raymond James & Associates in The Woodlands, TX. He holds Series 63 and Series 65 licenses and has 36 years of industry experience, including 13 years with Raymond James & Associates. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and firm-supported research.

Jonathan Zodin is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined the firm in 2004 and plays a key role in client communication and business development for the team. Jonathan primarily focuses on developing initial financial plans that serve as blueprints to guide clients through their financial goals. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor™ (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Jonathan earned a bachelor's degree in communications from the University of Texas at Austin. His client focus areas include college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management, individual and corporate investment strategy, tax minimization, and retirement income.

Bryan Dellinger is a financial advisor at Thrivent Investment Management with 29 years of industry experience. He holds Series 63 and Series 66 credentials. His prior roles include positions at Park Avenue Securities, Guardian Life Insurance Company, and Primerica Advisors. Dellinger serves as a non-public arbitrator for FINRA, participating in dispute resolution within the securities industry. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning across various topics and integrates these plans with managed-account programs under a consolidated billing option while keeping services separate.

Ronald Folwell Jr. is a CFP®-designated financial advisor with 35 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He has held roles at firms including Goldman Sachs & Co. LLC, United Capital Financial Advisors, and Cetera Advisor Networks, LLC. His practice is based in The Woodlands, TX. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm utilizes tailored, non-discretionary planning and analytical tools to support client goals and maintains specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting programs.

Shane Bueno is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with LPL Financial since 2005 and previously worked at Valic Financial Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including model portfolios and third-party asset management, supported by extensive operational and research tools.

Derrick Mc Carley is a CFP®-credentialed financial advisor with Edward Jones in Conroe, TX, and has 10 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of advisory programs and investment strategies through a nationwide network of financial advisors and branch offices.

Morgan Murdock is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has 17 years of industry experience. His prior firms include Edward Jones and Coastline Wealth Group. Morgan is also affiliated with Woodforest Financial Services and Woodforest Wealth Strategies in The Woodlands, TX. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored non-discretionary planning using risk profiling and analytical tools, and it supports municipal and public finance work through a unique affiliation with a municipal advisor.

Nabat Mahmudova is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. Her prior experience includes roles at Bank of America, Neoair, and New York Life Insurance Company, as well as academic positions at Izmir University of Economics and City University of New York. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Johnathan Lyon is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 designation and has prior experience with Woodlands Wealth Builders. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services through a large network of investment adviser representatives, offering financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jerry Cutaia Jr. is a financial advisor with LPL Financial, holding a Series 66 designation and 25 years of industry experience. He has worked at LPL Financial since 2021 and previously spent 17 years at Waddell & Reed, Inc. Outside of his advisory role, he owns Shepherd's Border Collies and Schnauzers, a business based in Shepherd, Texas. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional advisory platforms.

Clayton Dean is a financial advisor at Ameriprise with a Series 66 designation and less than one year of industry experience. He has previously been affiliated with Ameriprise Financial Services LLC and has an educational background including studies at Texas A&M University, Angelo State University, and the University of Louisiana-Lafayette. Outside of advising, he has experience with Central Texas Gasket & Polymer Co. Inc. Ameriprise specializes in retirement-income planning services for clients generally holding at least $1 million in net investable assets, utilizing a centralized consulting team to deliver tailored, tax-smart income strategies supported by algorithmic modeling and research.

Kyle Sadler is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at firms including Securities America Advisors, Cambridge Investment Research Advisors, LPL Financial, and Valic Financial Advisors. Outside of his advisory role, he is an author of several books on retirement and contributes financial articles, and serves on the board of Family Promise of Lake Houston, a nonprofit focused on homeless support. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services through a multi-advisor platform, employing a model-based investment approach with options for discretionary management, third-party managers, and Unified Managed Accounts.