Charles Kraft III is a financial advisor at Cetera with 32 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing and Wells Fargo Advisors. He is also the owner of Kraft Wealth Management, a business operating under the Cetera umbrella. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients. It offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary accounts.

Hannah Stanek Chu is a financial advisor at OSAIC with four years of industry experience and holds a Series 66 designation. She previously worked at Lincoln Financial Advisors for five years before joining OSAIC in 2025. Outside of her advisory role, she performs as a live musician and singer at various venues. OSAIC serves a broad range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and investment advisory services through a large network of affiliated financial advisers and multiple advisory platforms.

Earl Thompson is a financial advisor with UBS Financial Services in San Diego, CA, holding a Series 63 designation and over 40 years of industry experience. He has been with UBS Financial Services since 1985. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing a broad range of financial products and research to tailor client strategies.

Danial Lopez is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. His prior positions include roles at UnionBanc Investment Services and Wells Fargo Clearing. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, retirement plan consulting, and model portfolio management supported by both proprietary and third-party research.

Jacob Bentley is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and one year of industry experience. His prior work includes roles at Axos Invest and ZRC Wealth Management, as well as community involvement with the South American Jewish American Community and Hillel International. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers multiple portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform featuring both affiliated and third-party investment options.

Ace Baker is a financial advisor at Merrill with Series 63 and Series 66 licenses and eight years of industry experience. His previous work history includes roles at Bank of America, Charles Schwab, TD Ameritrade, and Woodbury Financial Services. Outside of advising, he creates content through a side business focused on video production. Merrill provides managed account services primarily for Bank of America fiduciary clients, offering a range of model-based and discretionary investment strategies that serve individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Anthony Wood is a financial advisor at Wells Fargo Clearing with one year of industry experience. He holds the Series 66 designation and has been with Wells Fargo Clearing since 2023. Prior to his advisory role, he attended the University of Miami and The Bishop's School. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions supported by research and analytics.

Ricardo Mendez Gutierrez is a financial advisor with UBS Financial Services, holding a Series 66 designation and seven years of industry experience. He has worked at UBS Financial Services since 2018, with prior experience at UBS Asesores Mexico SA de CV and Banco JPMorgan SA de CV. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and utilizes proprietary research and model-based asset allocations to tailor advice to clients’ goals and risk tolerances.

Susan Skolnik is a financial advisor at OSAIC with 44 years of industry experience. She holds Series 63 and Series 66 designations and has worked at OSAIC since 2023. Prior to this, she was with Royal Alliance Associates for 16 years and has been self-employed since 1981. In addition to her advisory work, she owns a sole proprietorship focused on business development and business continuation planning. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations, offering integrated brokerage and investment advisory services through a large network of affiliated advisers and multiple platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and offers access to third-party managers and a broad range of investment products.

Adolfo Pastori is a financial advisor at UBS Financial Services in Houston, TX, holding a Series 66 designation with 14 years of industry experience. He has been with UBS since 2012. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Stephanie Thompson is a financial advisor at Charles Schwab with over 31 years of industry experience. She holds Series 63 and Series 66 designations and has been with Charles Schwab and its affiliated entities since 1997. Her roles have included positions at Charles Schwab Trust Bank, Charles Schwab Premier Bank, and Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering non-discretionary investment recommendations alongside access to discretionary separately managed accounts. The firm is notable for its large scale, integrated service model, and combination of advisory, brokerage, custody, and cash-sweep services.

Lisa Moreno is a Series 66-licensed financial advisor with UBS Financial Services in San Diego, CA, bringing 20 years of industry experience. She has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management, offering a broad array of capital markets, custody, and lending services.

Brian Hoyt is a CFP® and PFS™ credentialed financial advisor with 23 years of industry experience. He is currently with LPL Financial and has worked at Tax & Capital Management 360 since 2011 and OSAIC Wealth Inc. from 2004 to 2025. In addition to his advisory role, he is involved in tax preparation and tax planning through his work at Tax & Capital Management 360. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, and institutional clients. The firm offers a range of advisory programs and financial planning services supported by model portfolios, third-party research, and advanced portfolio management technologies.

Dillon Matheny is a financial advisor with Thrivent Investment Management in San Diego, CA, holding Series 63 and Series 66 designations and 24 years of industry experience. His prior roles include positions at Charles Schwab Bank, Charles Schwab, and USAA in various financial planning and investment management capacities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based planning without discretionary trading authority. The firm offers flexible engagement options and combines planning with managed-account programs under a consolidated billing service called “WealthPlan.”

Michael Ressler is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding Series 63 and Series 66 credentials and having 19 years of industry experience. He has worked at J.P. Morgan Securities since 2013 and has been with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering advisory services alongside affiliated brokerage and investment management capabilities.

Jacob Stoops is a financial advisor with Edward Jones in San Diego, CA, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked at OZ Biosciences and has experience in the restaurant and education sectors. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages over $1 trillion in assets and offers a wide range of advisory services through a large network of financial advisors and branch offices nationwide.

Brian Crow is a financial advisor at UBS Financial Services in San Diego, CA, holding a Series 66 designation with four years of industry experience. Before joining UBS in 2024, he worked at Ameriprise from 2020 to 2024. His earlier work history includes roles outside the financial sector at Springhill Suites and Domino's Pizza. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor investment strategies.

Kevin Berenzweig is a financial advisor with OSAIC in San Diego, CA, holding Series 63 and Series 65 licenses and with 20 years of industry experience. His prior work includes roles at Woodbury Financial Services, Arbor Point Advisors, Securities America, and RSG Partners Financial & Insurance Services, where he currently serves as Managing Partner. He is also President of BSB Financial Services, a retirement planning sole proprietorship. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to multiple investment platforms. The firm utilizes proprietary asset-allocation tools, risk-assessment methods, and automated rebalancing to manage portfolios across a range of asset classes and supports both discretionary and non-discretionary account management.

Miguel Barbosa Machado is a financial advisor at UBS Financial Services with 24 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at J.P. Morgan Securities LLC for six years before joining UBS in 2018. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and a broad platform of capital markets offerings.

Azarell Diaz is a financial advisor at UBS Financial Services with two years of industry experience. He previously worked at Banco Santander International for five years and has experience in academic and hospitality sectors, including roles at the Scripps Institution of Oceanography and Pier South Resort. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory solutions, combining institutional trading capabilities with wealth management services to tailor financial plans to clients' goals and risk tolerances.