Brett Everhart is a CFP® professional with 43 years of experience in the financial services industry. He is currently with Raymond James Financial and has held roles at several firms, including First Investments & Planning and Addison Avenue Financial Partners. Outside of his advisory work, he manages rental real estate properties. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning and consulting, utilizing risk profiling and analytical tools, and supports a broad network of advisors with additional municipal and SIMPLE IRA advisory services.

Wyatt Farmer is a financial advisor at Stifel with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus since 2015. Stifel serves a diverse range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Gary Sengle is a financial advisor with OSAIC, holding Series 65 and Series 63 licenses and eight years of industry experience. He previously worked at Sagepoint Financial, Inc. and Royal Alliance before joining OSAIC in 2023. Outside of his advisory career, he owns and operates a plumbing business and is developing public speaking and coaching activities centered on leadership principles. OSAIC serves a wide range of clients including individual investors, high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with comprehensive portfolio management tools and access to multiple third-party money managers.

Timothy Wright is a CFP® with eight years of industry experience, currently serving as a financial advisor at LPL Financial in Carlsbad, CA. His prior roles include positions at PNC Investments and The Prudential Insurance Company of America. Outside of finance, he has worked at several wineries, including Odette Winery and Villa Maria Winery. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, and institutions. The firm offers a range of advisory programs and financial planning services supported by extensive research and diversified investment strategies.

Jee Eun Decker is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Bank of America, Merrill, Wells Fargo, LPL Financial, and Lucia Management Co LLC. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Jerwin Paz is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021, following prior roles at Wells Fargo Advisors and Wells Fargo Clearing. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and market-return modeling.

Thomas Kokjohn is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2009, including work with Morgan Stanley Private Bank, National Association. He is based in San Diego, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets.

Tracy Schechter is a financial advisor at Merrill with 26 years of industry experience. She holds Series 63 and Series 65 designations and has been with Merrill since 1999, as well as with Bank of America since 2026. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Scott Hood is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 27 years of industry experience. He has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

John Prokos Jr. is a financial advisor with LPL Financial in San Diego, CA, holding a Series 63 designation and bringing 39 years of industry experience. He has been affiliated with LPL Financial since 2020 and has concurrently maintained roles at Lucia Securities, LLC and RJL Wealth Management, LLC. He has also been involved with SOKORP since 1989. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a broad range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by research and technology-driven strategies.

Katelynne Conser is a CFP® certificant and holds a Series 66 license with eight years of industry experience. She has been with Edward Jones since 2018 and previously worked at Veyo LLC and TUV SUD America, Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Katherine Robinson is a financial advisor with Raymond James & Associates in Carlsbad, CA, holding a Series 66 designation and 14 years of industry experience. She has been with Raymond James & Associates since 2014. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning and non-discretionary investment consulting with access to a range of portfolio management styles and affiliated research.

Jeffrey Feinberg is a financial advisor with LPL Financial in Carlsbad, CA, holding Series 63 and Series 65 designations and having 38 years of industry experience. His prior experience includes roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. He was also involved with A Street Financial Advisors, Inc., a DBA related to his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and various portfolio options.

Amy Violante is a financial advisor at OSAIC with 17 years of industry experience. She holds a Series 66 designation and previously worked at Lincoln Financial Advisors Corporation for eight years and Ameriprise Financial Services, Inc. for six years. She serves as co-trustee of her father's living revocable trust, assisting with cash flow and investment decisions. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors and offers integrated brokerage and advisory services, including financial planning, retirement consulting, and access to third-party money managers. The firm employs a range of asset-allocation tools and portfolio construction techniques to manage diverse investment accounts on both discretionary and non-discretionary bases.

Brian Lundberg is a financial advisor with Edward Jones in San Marcos, CA, holding a Series 66 designation and six years of industry experience. He has been with Edward Jones since 2019, following prior roles at Diversyfund and Rich Uncles LLC/Brix Invest. Outside of his advisory work, Lundberg has ownership in rental properties managed through a third party. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and maintains a large national presence with approximately 23,701 financial advisors and over $1 trillion in assets under management.

Calvin Chambers is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. His previous roles include positions at Bank of America, Merrill, Transamerica Financial Advisors, and World Financial Group. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial analyses and written recommendations across various planning topics. The firm enables clients to combine these planning services with managed accounts through its WealthPlan option while maintaining separate planning and portfolio management functions.

Asaf Savion is a Wealth Management Senior Relationship Manager at Fidelity Investments, serving self-directed ultra-high net worth clients in the San Diego area. He focuses on providing responsive and knowledgeable service, connecting clients with subject matter specialists within Fidelity to ensure comprehensive access to resources and information. Asaf has been with Fidelity Investments since 2012, advancing through roles including Financial Representative, Relationship Manager, Planning Consultant, and currently Senior Relationship Manager in Private Wealth Management. He holds a California Insurance License. Outside of his professional responsibilities, Asaf enjoys comedy, family activities, fitness, movies, and music.

Marty Presser is the Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2013. Over the years, he has progressed through various roles including Financial Representative, Investment Consultant, and Regional Relationship Manager, bringing a comprehensive perspective to his current position. Marty leverages Fidelity's tools and resources to deliver tailored financial planning experiences aimed at achieving clients' financial peace of mind. His professional background encompasses a range of financial advisory roles that provide him with expertise in investment consultation and client relationship management. Marty holds a California Insurance License, which supports his capability in offering insurance-related financial guidance. Outside of his professional pursuits, Marty enjoys engaging in activities such as exploring different cuisines, following football, socializing with friends, and traveling.

Celia Garcia is a financial advisor at LPL Financial with 39 years of industry experience. She holds a Series 63 designation and previously worked for 26 years at Wedbush Morgan Securities Inc. in Carlsbad, CA. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Ronald Bussey is a financial advisor at LPL Financial with 33 years of industry experience. He holds Series 63 and Series 66 designations and has been with LPL Financial since 2002. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of advisors. The firm offers a range of advisory programs, financial planning, and consulting services, utilizing model portfolios and research to support diversified investment strategies.