William Hustead is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and two years of industry experience. His career includes roles at Wells Fargo Bank, Caliber Home Loans, and First United Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and including insurance-related investment options alongside traditional products.

Jerome Ponzio is a financial advisor at Edward Jones in Frisco, TX, with 15 years of industry experience. He holds the CFP® and Series 66 designations and has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, mutual funds, and trust services through a large nationwide network of financial advisors and branches.

Sean Jowers Jr. is a financial advisor at Wells Fargo Clearing with a Series 66 designation and four years of industry experience. His prior roles include positions at Ameriprise and 7 Seas Capital, LLC. Outside of his advisory work, he holds a 50% ownership stake in 7 Seas Capital, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Shanna Miller is a Series 66 licensed financial advisor at Ameriprise with nine years at the firm and five years of industry experience. She previously worked at Northwestern Mutual from 2015 to 2017. Outside of her advisory role, she serves as the Client Concierge for Encircle Wealth Advisors, handling administrative tasks for the practice. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning with a structured recommendation process and ongoing advice.

Keith Rowland is a financial advisor with OSAIC who holds Series 63 and Series 65 credentials and has 32 years of industry experience. He has worked at WMA Securities, Inc. since 1994 and has been self-employed during that time. Outside of advisory work, he has been involved in life insurance sales and servicing and was nominated to serve as a director for a local homeowners association. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios across multiple asset classes.

Mark Paukune is a financial advisor with Merrill in Frisco, TX, holding Series 63, Series 65, and Series 66 credentials and over 33 years of industry experience. He has worked at Merrill since 2009 and concurrently at Bank of America N.A. since 2007. Outside of his advisory work, he serves as an advisory board member for All Saints Episcopal School in Fort Worth, a K-12 private school. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sean Lewis is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Morgan Stanley and Morgan Stanley Private Bank. Outside of his advisory role, he manages a rental property in Bozeman, Montana. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management grounded in modern portfolio theory. The firm includes a broad range of financial products in its advisory solutions, such as insurance-related vehicles and bank deposit sweep options.

Anthony Martinka is a financial advisor at Charles Schwab with Series 63 and Series 66 designations and four years of industry experience. His prior work includes roles at Charles Schwab Bank, Mountain Medical LLC, and the University of Colorado Boulder. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized custody and order-routing arrangements.

Amy Crue is a financial advisor at Merrill with 20 years of industry experience. She previously worked at Oppenheimer & Co. for 16 years before joining Merrill in 2022. She holds Series 63 and Series 66 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Benjamin Reyes is a financial advisor at Merrill with eight years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously at BBVA Securities Inc., BBVA Wealth Solutions Inc., Wells Fargo Clearing, and Wells Fargo Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Natasha Verbsky is a Series 66 credentialed financial advisor at Cetera with 27 years of industry experience. She has worked with Cetera and its affiliates since 2017 and has previously been associated with Girard Securities, Inc. Since 2022, she has owned Anthology Designs LLC, a product sales business. Additionally, Verbsky serves as treasurer for both the Independence High School Choir and Theatre Booster Clubs and is a member of the investment committee for the Collin College Foundation. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm offers a multi-manager platform combining discretionary and non-discretionary portfolio management with access to third-party money managers and model portfolios.

Jack Parker Jr. is a financial advisor at RBC Capital Markets with 30 years of industry experience. He holds Series 63 and Series 65 designations. His prior work history includes roles at City National Bank, Bank of America, Merrill, Wells Fargo Clearing, and Wells Fargo Advisors LLC. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client’s risk profile.

Robert Vigus is a financial advisor with Ameriprise in McKinney, TX, holding a Series 66 designation and five years of industry experience. He has been with Ameriprise since 2020 and also teaches college history as an adjunct professor at Collin College. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations primarily for clients with Ameriprise-managed accounts.

Lydia Guo is a financial advisor with RBC Capital Markets in Frisco, TX, holding a Series 66 designation and beginning her industry career in 2024. Prior to joining RBC, she was involved with FOH Furniture LLC for three years. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles using a combination of in-house and third-party investment resources.

Robert Ernst is a financial advisor at Merrill with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2009. Ernst is also associated with Bank of America, N.A., where he has been employed since 2002. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Regina Kolkhorst is a financial advisor with Stifel in Dallas, TX, holding Series 63 and Series 65 credentials and five years of industry experience. Her prior roles include positions at B. Riley Wealth Advisors, Inc. and Fiduciary Financial Services Wealth Management. She is also a Texas Notary. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary methodology for investment analysis and allocation guidance.

Stephanie Barr is a financial advisor with Edward Jones in Frisco, TX, holding a Series 66 designation. She has one year of industry experience, joining Edward Jones in 2025. Prior to her current role, she worked at Galderma and held positions at other firms including Creative Circle and The Flying Locksmiths. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Irshad Sheikh is a financial advisor with Wells Fargo Clearing in Frisco, TX, holding a Series 66 designation and 19 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as co-trustee for his parents' trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Cody Kilpatrick is a CFP® with 16 years of experience in the financial services industry. He is currently with Ameriprise and has previously worked at The Vanguard Group, Charles Schwab, and USAA in various advisory and financial planning roles. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific eligibility criteria, combining research, modeling, and tax-efficiency analysis to provide written Recommendation Reports. The firm serves clients through a centralized consulting team and provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

James Farish is a financial advisor with Edward Jones in Frisco, TX, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated investment products.