Javier Lopez is a financial advisor with Transamerica Financial Advisors holding Series 65 and Series 63 licenses and three years of industry experience. He has been with Transamerica since 2022 and is also the owner of CroesusFG LLC, which manages tax services related to his other business activities. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services with a range of proprietary and third-party investment models.

Nicholas Stonnington Sr. is a financial advisor at Prime Capital Financial with 43 years of industry experience. He holds Series 63 and Series 65 licenses and previously led the Stonnington Group, LLC for 19 years. Outside of advising, he owns several non-investment businesses including a healthcare insurance and mortgage loan origination firm, as well as a human capital management company. Prime Capital Financial is an enterprise advisory firm serving individuals, trusts, corporations, and retirement plans. The firm offers comprehensive services including asset management, financial planning, qualified retirement plan sponsorship, and family office solutions, employing a range of investment strategies alongside affiliated tax advisory services.

Rommel Valarao is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 designations and possessing 32 years of industry experience. He has been with Citigroup Global Markets since 2007. Outside of his advisory work, he serves as secretary for First Solution Hospice Care, dedicating time monthly to managing administrative duties. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal oversight and a mix of discretionary and non-discretionary programs.

Allen Yee is a CFP® with 35 years of industry experience, currently affiliated with United Planners Financial Services of America, a limited partnership. His prior roles include positions at Cetera and First Allied Advisory Services. Outside of his advisory work, he serves as president of Guidant Planning, Inc., a tax preparation and accounting firm, and has been involved in teaching and coaching at Pasadena Community College and Glendale Community College since 2000. United Planners Financial Services serves a diverse client base including individuals, corporations, and institutional clients, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through an open-architecture platform with multiple custodians and money managers. The firm is notable for its limited partnership ownership structure and predominantly non-discretionary asset management.

Bridget Goodbody is a CFP® professional at Cerity Partners LLC with five years of industry experience. She previously worked at Gamble Jones Investment Counsel for seven years and spent sixteen years in freelance television. Cerity Partners is an SEC-registered investment adviser serving a diverse client base, including individuals, families, trusts, corporations, charitable institutions, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, emphasizing customized, diversified portfolios and a mix of proprietary and third-party strategies.

Basil Barrett is a financial advisor with Citigroup Global Markets in Los Angeles, holding a Series 66 designation. He has one year of industry experience and has previously worked at Fiducient Advisors, Dell Technologies, Slater Infrastructure Group, and The Baupost Group, as well as academic roles at The University of Chicago and Morehouse College. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains significant in-house research and market roles that distinguish it from peers.

Joseph Grabowski is a financial advisor with D.A. Davidson & Co. in Pasadena, CA, holding Series 65 and Series 63 credentials and one year of industry experience. Prior to joining D.A. Davidson, he worked at ONE&ALL Church for six years and spent time at Gateway Theological Seminary. D.A. Davidson & Co. offers investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, and charitable organizations, operating under fiduciary standards and employing both qualitative and quantitative analysis in its advisory process.

Sam Lim is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 13 years of industry experience. He has worked at Citigroup since 2017 and previously held roles at Morgan Stanley Private Bank and Morgan Stanley. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, providing investment advisory, broker-dealer execution, custody services, and derivatives trading.

Julie Shen is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and 14 years of industry experience. She has been with Independent Financial Group since 2015. Shen is a 50% owner of ENT Wealth Management, a marketing DBA, and is also a licensed California insurance agent offering various insurance products. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a national network of Investment Adviser Representatives and utilizes multiple advisory programs and third-party asset managers.

Ching Wa Cova Mak is a financial advisor with HSBC Securities (USA) Inc. and holds a Series 66 designation. Mak has five years of industry experience, including roles at Merrill and Bank of America. Prior to her financial services career, she worked in academia at California State University, Fullerton, and East Los Angeles College. HSBC Securities (USA) Inc. provides managed account programs to a wide range of clients, including individuals, retirement accounts, charitable organizations, and corporations. The firm offers both client-directed and fully discretionary investment options, utilizing model risk profiles and combining strategic and tactical asset allocation developed with HSBC Global Asset Management.

Christopher Puzio is a CFP®-credentialed financial advisor with 16 years of industry experience. He is currently affiliated with Commonwealth Financial Network and has prior experience at Wallick Wealth Management and LPL Financial. Puzio also engages in fixed insurance sales as a secondary business activity. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and a broad client base. The firm offers a comprehensive adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

David Tse is a financial advisor with Focus Partners Wealth, LLC, holding a Series 65 designation and over 22 years of industry experience. He has worked at Churchill Management since 2000 and joined Focus Partners Wealth in 2025. Focus Partners Wealth serves individual, high-net-worth, family office, corporate, retirement plan, and institutional clients, offering a range of wealth management and financial services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines fundamental and quantitative analysis with a diverse set of investment options and an extensive network of affiliated service companies.

Magaly Aguirre is a financial advisor with Eagle Strategies (NY Life) based in San Dimas, CA, holding Series 66 and Series 63 licenses and bringing 16 years of industry experience. She has been with Eagle Strategies since 2023 and also has over a decade of experience with NYLIFE Securities LLC and New York Life Insurance Company. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm offers multiple program types tailored to client objectives, including non-discretionary asset management and advisory services tied to insurance and annuity products.

Michael Donato is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA. He is based in Los Angeles, CA. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including research, security pricing, and derivatives activities.

Oscar Varela is a financial advisor with Transamerica Retirement Advisors, LLC, based in Los Angeles, CA. He holds Series 63 and Series 65 licenses and has 12 years of industry experience. Prior to joining Transamerica in 2018, he worked at Lockton Companies, Principal Securities, Cambridge Investment Research, and HUB International Investment Services. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services. The firm emphasizes asset allocation and retirement guidance, utilizing proprietary software and model portfolios provided by Morningstar Investment Management, and operates with a large client base focused primarily on non-discretionary assets.

Jonathan Ip is a financial advisor at Citigroup Global Markets with over three years of industry experience. He holds Series 63 and Series 65 credentials and has been with Citigroup since 2013. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with institutional scale, including in-house research and roles as a swap dealer and futures commission merchant.

Kevin Savage is a CFP®-certified financial advisor with 24 years of industry experience. He is currently with D.A. Davidson & Co., where he has worked since 2022, following a 19-year tenure at LPL Financial, LLC. He serves on the investment committee of Hillsides, a nonprofit organization in Pasadena, CA, overseeing its investment assets. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers a range of services such as ERISA retirement plan advisory, comprehensive financial planning, and a private wealth program for high-net-worth clients, operating under fiduciary standards and employing both qualitative and quantitative investment analysis.

Lin Lin is a financial advisor at Citigroup Global Markets with nine years of industry experience. Lin holds the Series 66 designation and previously worked at HSBC Bank USA, HSBC Securities USA, Bank of America, and Merrill. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs including discretionary and non-discretionary strategies. The firm integrates multi-asset, multi-manager approaches and operates with institutional scale, providing broker-dealer execution, custody services, and derivatives trading.

Anson Chen is a financial advisor at GWN Securities Inc. with two years of industry experience. He holds the Series 66 designation and previously worked at Target and Tropicana Student Living. Outside of advising, he is involved in insurance sales and financial services through related registered representative roles. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients with discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm offers a range of managed-account programs and model portfolios, including traditional asset-allocation and legacy momentum-based strategies.

Daniel Butterly is a CFA® charterholder and holds a Series 63 license, currently serving as a financial advisor at TIAA-CREF with four years of industry experience. His prior roles include positions at RBC Rochdale, LLC and Wells Fargo. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and various entities, often serving clients with existing retirement plan relationships. The firm operates within a vertically integrated structure and provides both model-based and customized portfolio management under a fiduciary standard.