Keith Ellen is a financial advisor with OSAIC, holding Series 63 and Series 66 designations and possessing 37 years of industry experience. His career includes longstanding roles at American Financial Network Advisory Services and Securities America Advisors, where he worked for over 20 years. Ellen is also the owner of KGE Wealth Management, an investment-related business. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of advisers. The firm provides integrated brokerage and advisory services, leveraging asset-allocation tools and multiple third-party platforms to manage portfolios with various investment options.

Mark Sherin is a financial advisor with OSAIC who holds a Series 63 designation and has 39 years of industry experience. He worked at Lincoln Financial Advisors for 24 years before joining OSAIC in 2025. In addition to his advisory role, Sherin serves as chair of the corporate advisory board for Inclusion Matters by Shane’s Inspiration, a nonprofit focused on creating inclusive play and education programs for children with disabilities. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, financial planning, and access to a wide range of investment options through multiple advisory platforms and third-party managers.

Mark Hixenbaugh is a financial advisor with Thrivent Investment Management and holds Series 66 and Series 63 credentials. He has one year of experience in the industry and has previously worked with NYLIFE Securities LLC and New Life Insurance Company. Before entering the financial sector, he held various production roles in the entertainment industry. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering broad-based written financial recommendations without implementation, and emphasizes holistic, goal-based analyses through a network of financial advisors.

Terri Lane is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has previously worked at Morgan Stanley Private Bank in various capacities from 2010 to 2022. She serves as a co-executor for the Estate of Howard and Donna Lee Trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory approach is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

Tracy Gallagher is a Series 66-licensed financial advisor at OSAIC with six years of industry experience. Prior to joining OSAIC in 2024, Gallagher worked at Woodbury Financial Services and Silber Bennett Financial. Additionally, Gallagher is involved in life insurance and annuity sales through TruChoice Financial. Osaic Wealth, Inc. serves a wide range of retail and institutional clients via a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and advisory services, utilizing firm-provided asset allocation tools and third-party platforms to construct diversified portfolios.

Joseph Pesicka is a financial advisor at Fidelity with 10 years of industry experience. He holds a Series 66 designation and has previously worked at TD Ameritrade Investment Management, LLC, Td Ameritrade, Inc., and Scottrade, Inc. He has been with Fidelity Investments since 2021. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, offering model portfolios across mutual funds, ETFs, and ETPs, and maintains formal advisory roles to multiple registered investment companies.

Rachel Cain is a financial advisor at UBS Financial Services with 28 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Bank of America for 13 years before joining UBS in 2022. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm uses proprietary research and model-based asset allocations to tailor financial plans according to clients’ goals and risk tolerances.

Van Schepers is a Planning Consultant at Fidelity Investments, a role he has held since 2025. In this capacity, he works closely with clients to understand their complete financial picture and to develop plans that support both their current life and future goals. Van views money as a tool for living with intention and purpose and is committed to partnering with clients to create financial paths aligned with their values. Prior to joining Fidelity Investments, Van gained experience in various financial services roles, including positions as a Client Service Associate at Audent Global Asset Management from 2024 to 2025, a Registered Wealth Management Client Associate at Merrill Lynch from 2020 to 2024, and a Relationship Banker at Bank of America from 2019 to 2020. He holds a California Insurance License. Outside of his professional career, Van's personal interests include cars, concerts, hiking, movies, and traveling.

Ashley King is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 14 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. Their advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in their investment menus.

John Morley is a financial advisor with Wells Fargo Advisors in Woodland Hills, CA, holding Series 63 and Series 65 licenses and with 47 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. In addition to his advisory role, he is co-trustee of a family trust and has a 50% ownership interest in Morley Investment Group LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services, including cash-flow, retirement, education, and wealth-transfer planning, and integrates advisory services with other financial products and referral channels.

Plato Guerre is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Sagepoint Financial, Inc., Pro.Act Wealth Solutions, LLC, and Icm. He is the owner of Pro.Act Wealth Solutions, where he developed proprietary software to manage client portfolios through his Wealth Management Platform. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a focus on asset allocation, risk assessment, and managed accounts that utilize both discretionary and non-discretionary strategies.

Nadia Klein is a financial advisor with LPL Financial in Moorpark, California, holding a Series 66 designation and four years of industry experience. She has been associated with Terry Wealth Management and LPL Financial since 2019. Outside of her advisory roles, she has worked in various capacities at San Diego State University and has experience in the entertainment and hospitality industries. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including access to third-party asset managers and institutional platforms.

Lizbeth Perez is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 licenses and 22 years of industry experience. She previously worked at Bank of America and Merrill for 12 years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Ronald Speakman is a financial advisor at Cetera with 22 years of industry experience. He holds the Series 65 and Series 66 credentials and has worked at Cetera and its affiliated firms since 2025. Prior to that, he spent over 15 years at 1ST Global Advisors and has been a CPA since 2004. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services through a nationwide network of independent advisors.

Nicholas Sondgeroth is a CFP®-certified financial advisor with nine years of industry experience. He is currently with Wells Fargo Advisors and previously worked at UBS Financial Services. Outside of his advisory work, he owns and operates Sondgeroth Ventures, LLC, a business involved in purchasing and managing single-family rental properties. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a broad range of financial planning and investment services, including specialized areas such as business-owner transition and special-needs planning.

Michael Cameron is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Ameriprise Financial Services and Scottrade. He is based in Westlake Village, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by proprietary tools and a structured planning process. The firm manages approximately $2.74 trillion in client assets and provides planning that incorporates broad market analyses without delivering individual security recommendations.

Andres Mejia Alfaro is a financial advisor at Ameriprise with 10 years of industry experience. He holds a Series 66 designation and has worked at firms including Stifel, B. Riley Wealth Advisors, Wunderlich Securities, and Oppenheimer. Outside of his advisory role, he is involved with Mexia Company, a tequila and mezcal distributor, where he serves as the U.S. company agent. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing planning advice focused on income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Matilda Babapoor is a financial advisor at Wells Fargo Advisors with seven years of industry experience. She holds Series 63 and Series 66 credentials and has worked at several Wells Fargo affiliated entities since 2013, including Wells Fargo Bank and Wells Fargo Clearing. Outside of her advisory role, she is also a caregiver providing in-home supportive services. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and financial planning services to individuals, trusts, and institutional clients. The firm delivers tailored recommendations using proprietary research and planning tools across a broad range of financial planning areas, with clients choosing how to implement advice through brokerage or advisory programs.

Dennis De Young is a CFP® with 38 years of industry experience, currently serving as a financial advisor at Cetera since 2026. His prior roles include positions at LPL Financial, Western International Securities, and Financial West Group. He is also involved as a board member of the Robert P. Amman Memorial Campership Fund. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and access to a multi-manager platform with a range of discretionary and non-discretionary programs.

Darren Kremicki is a financial advisor at Morgan Stanley with seven years of industry experience. He holds a Series 66 designation and has worked at firms including Axa Advisors and UBS Financial Services. Kremicki’s background also includes time at California State University, Northridge, and Notre Dame High School. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment modeling as part of its advisory approach.