Christopher Lord is a financial advisor with Wells Fargo Clearing in Chesterfield, MO, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has worked at Wells Fargo Clearing since 2017 and previously spent nine years at Umb Financial Services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options within its investment offerings.

William Brennan is a financial advisor with LPL Financial, holding the Series 66 credential and bringing 25 years of industry experience. He has been with LPL Financial and its predecessor, LINSCO Private Ledger, since 2006. Brennan is also involved in the sale of fixed, non-variable life insurance through multiple companies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, utilizing model portfolios and research from multiple sources, along with services such as retirement plan consulting and brokerage.

Paul Sieben is a financial advisor with Wells Fargo Clearing in Chesterfield, MO, holding the CFP® designation along with Series 63 and Series 66 licenses. He has 22 years of industry experience, including eight years at Wells Fargo Advisors LLC and ten years at Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through more than 14,000 advisors and offers a combination of brokerage and advisory solutions.

Tyler Rizzo is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2026. He works with individuals and families to develop financial plans that adapt to their evolving needs and goals, emphasizing open, honest, and transparent relationships. Tyler's career in finance includes various roles at Fidelity Investments since 2021, progressing from Planning Consultant to Financial Consultant before becoming Vice President. Prior to joining Fidelity, he gained experience as a Financial Solutions Advisor and Relationship Manager at Bank of America Merrill from 2017 to 2021. He holds an Arkansas insurance license. Outside of his professional duties, Tyler enjoys activities such as beach outings, biking, golf, snowboarding, and spending time with family, including parenthood.

Justin Urbanowicz is a Series 66-licensed financial advisor with Edward Jones in St. Charles, MO, and has 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, operating under a fiduciary standard.

Kenneth Horseman is a financial advisor with LPL Financial in Chesterfield, MO, holding a Series 66 designation and 15 years of industry experience. Prior to joining LPL Financial in 2017, he spent six years at National Planning Corporation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Jeremy Spellmeyer is a Series 66-credentialed financial advisor with six years of industry experience. He is currently with LPL Financial and has previously worked at Cetera Advisors LLC, Cetera, and First Allied Securities, Inc. Outside of his advisory role, he is involved with Legacy Tax Advisors, LLC, providing tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, research, and technology-driven solutions.

Margaret Cox is a Chartered Financial Consultant (ChFC®) with 10 years of experience in the financial services industry. She has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary advisory strategies, access to separately managed accounts, affiliated mutual funds, and operates under a fiduciary standard.

Daniel Letbetter is a financial advisor with Edward Jones in Wentzville, MO, holding a Series 66 designation and 10 years of industry experience, all with Edward Jones since 2016. Outside of his advisory role, he is an independent distributor for Advocare Nutrition, selling nutritional supplements focused on weight loss, muscle gain, energy increase, and immune support. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies and affiliated investment products, supported by a large nationwide network of financial advisors and branch offices.

Todd Swan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, Swan is involved with Blesses Hope Bible Church in St. Louis, contributing a few hours monthly. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s approach is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional offerings.

Kelsey Randall is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients. The firm focuses on tailored financial planning and employs structured discovery processes and firm-approved tools to develop its plans.

Ryan Smith is a financial advisor with Charles Schwab who holds a Series 66 designation and has 10 years of industry experience. He has worked at Charles Schwab since 2015 and at Charles Schwab Bank since 2017. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining strategic asset allocation with alternative investment due diligence and centralized operational support.

Brad Dieckhaus is a Wealth Management Advisor at Merrill Lynch Wealth Management. He partners with families managing between $1 million and $20 million in assets to provide organized, goal-based planning focused on clarity, results, and confidence. Brad introduces clients to the Wahl, Dieckhaus, Denner & Associates service model to deepen their wealth management process and financial strategies. Brad has been working in the financial services industry since 2013, following his graduation with a master's degree from Northern Illinois University. Prior to that, he interned with Merrill Lynch in 2012. He holds several professional designations including Certified Financial Planner® (CFP), Chartered Retirement Planning Counselor™ (CRPC), Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), and Personal Investment Advisor (PIA). His expertise encompasses areas such as retirement planning, tax minimization, legacy planning, and managing new wealth. In addition to his professional role, Brad participates in community activities such as the St Louis Children's Hospital Charity Golf Tournament. He also enjoys spending time with his wife and children, and engages in activities like working out and outdoor pursuits.

Joseph Rosenbaum is a financial advisor at Ameriprise with 32 years of industry experience. He has worked at Ameriprise in various capacities since 2003 and previously spent time at Wells Fargo Clearing. Rosenbaum serves on the Board of Directors for the West County Youth Development Society as Secretary. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach combines investment research, third-party data, and algorithmic tools to provide written recommendation reports and ongoing guidance focused on dependable income and tax-aware withdrawal strategies.

Joshua Burton is a financial advisor with Ameriprise in Chesterfield, MO, holding Series 65 and Series 63 licenses and three years of industry experience. His prior roles include positions at Charles Schwab and Northwestern Mutual. Outside of financial services, he has experience working with Outdoor Living Inc. and Greenbriar Hills Country Club. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service focused on retirement-income planning through written recommendations and ongoing advice. The firm’s approach integrates investment research, third-party data, and algorithmic tools within a defined investment universe influenced by affiliated product relationships.

Benjamin Hankammer is a Financial Consultant at Fidelity Investments, a role he has held since 2024. Prior to this, he worked as an Investment Consultant at Fidelity Investments from 2023 to 2024, and before that, he served as an Investment Consultant at Charles Schwab from 2021 to 2023. He began his career as a Financial Services Professional at TD Ameritrade from 2020 to 2021. His approach to financial planning emphasizes understanding each client's unique goals and circumstances, aiming to build a foundation of trust for developing comprehensive financial plans. Outside of his professional work, Benjamin enjoys baseball, fitness, outdoor adventures, reading, skiing, and volunteering.

Stephen Schreiber is a CFP® and ChFC® credentialed financial advisor with 13 years of industry experience. He is currently with Edward Jones, where he has worked since 2019, following a 14-year tenure at First Heartland Capital Inc. Based in St Peters, MO, Schreiber holds Series 63 and Series 65 licenses. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients nationwide. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Taylor Stockdale is a financial advisor at Stifel with five years of industry experience and holds a Series 66 designation. Prior to joining Stifel in 2020, Stockdale held positions in various roles within the salon and hospitality industries. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services that include financial planning and asset allocation guidance based on a proprietary methodology developed by its Investment Strategy Group.

John Urbanowicz is a CFP® professional with 11 years of industry experience, currently advising clients at Edward Jones since 2014. Based in St. Charles, MO, he holds the Series 66 designation. Outside of his advisory role, he owns Urbo Properties LLC, a rental property business in Wentzville, MO. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets with a nationwide network of over 23,700 advisors, offering a range of discretionary and non-discretionary investment strategies and affiliated financial services.

Russ Clever is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. He serves on the Finance Committee of Assumption Catholic Church of O’Fallon. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, delivering tailored financial planning supported by structured discovery conversations and firm-approved planning tools.