Conor Egan is a financial advisor with Mass Mutual Investors Services and holds the CFP® and ChFC® designations. He has 19 years of industry experience, including over a decade with Massachusetts Mutual Life Insurance Company. He serves as a partner in Egan Lynch Financial Group, LLC, and is a director of the non-profit organization People's Pantry Inc. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of planning and investment programs, including recently introduced standalone Divorce Planning services and event-driven planning for estates and employer-sponsored benefits.

Marianne Verpent is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. She has worked at Charles Schwab since 1986 and has been with Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance through multi-asset model portfolios and a structured process for alternative investments.

Richard Vergona is a financial advisor with Raymond James Financial in Shrewsbury, NJ, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He worked at Morgan Stanley Smith Barney for 19 years before joining Raymond James in 2019. Outside of his advisory role, he is an employee at The Cutrupi Group LLC, a non-investment-related support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Anthony Viskovic is a Series 66-licensed financial advisor at Morgan Stanley with 20 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery processes, firm-approved tools, and investment modeling techniques.

Pamela Lipnicky is a financial advisor at Fidelity with 16 years of industry experience. She holds a Series 66 designation and has been with various Fidelity entities since 2009. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients. The firm uses proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction to manage diversified portfolios, including fund advisory and model portfolios.

John Buckley is a financial advisor with UBS Financial Services in Red Bank, NJ, holding Series 63 and Series 65 licenses and having 28 years of industry experience. He has been with UBS Financial Services since 2009. Outside of his advisory role, he teaches an "Investing for Beginners" adult education course through the Public Schools of Edison Township. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm employs proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Thomas Quinn is a financial advisor with Equitable Advisors, holding a Series 66 designation and seven years of industry experience. He has been with Equitable Advisors since 2018 and previously worked at Axa Advisors, LLC. Outside of his financial advisory work, Quinn owns and operates Expressive Image Photography, a business he has run since 1992. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model to tailor services based on client goals, risk tolerance, and time horizon.

Alice Coraggio is a financial advisor at Cetera with 28 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Janney Montgomery Scott for 25 years before joining Cetera in 2026. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and provides access to both affiliated and unaffiliated third-party managers across multiple program structures.

Patrick Connelly is a financial advisor at Mass Mutual Investors Services with 16 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Mass Mutual Investors Services since 2017, previously working at MetLife Securities from 2009 to 2017. Outside of his advisory role, he operates as an independent insurance agent specializing in disability, fixed annuities, life/accident/health, and long-term care insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, delivering collaborative, annual planning engagements that utilize firm-approved analytical tools.

David O'Neill is a financial advisor at LPL Enterprise with 10 years of industry experience. He holds a Series 66 designation and has worked previously at The Prudential Insurance Company of America, Pruco Securities, LLC, Equitable Advisors, and Axa Advisors, LLC. Outside of his advisory role, he is involved in managing a family-owned commercial real estate business. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, and access to model portfolio programs, combining advisory services with the sale of insurance and other financial products via an integrated platform.

Tara Hoff is a Series 66-licensed financial advisor with five years of industry experience. She has worked at UBS Financial Services since 2021 and previously held roles at Merrill, Gilbane Building Company, and Rutgers Business School. Prior to her advisory career, she spent eight years in education across elementary, middle, and high school levels. UBS Financial Services Inc. serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment strategies.

Gary Bitterly is a financial advisor with Morgan Stanley in Red Bank, NJ, holding Series 63 and Series 66 licenses and bringing 44 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves as an executor and trustee for investment-related estates and trusts. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, emphasizing structured financial planning supported by firm-approved tools and research from its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and offers both direct individual plans and corporate financial planning agreements.

Jay Gilston is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and bringing 34 years of industry experience. He has previously worked at MassMutual and Investors Capital Corporation and operates a life settlement business alongside his advisory roles. Gilston also provides fixed insurance products and financial services through credit unions and his own Legacy Wealth Advisors practice. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diversified portfolio management and planning services through a multi-manager platform with access to affiliated and third-party managers.

Mario Paniscotti is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with LPL Financial since 2017 and previously worked at National Planning Corporation from 2015 to 2017. He is also involved with BKE Wealth Management, LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, retirement plan consulting, and access to model portfolios and research from multiple sources.

Heather Meade is a financial advisor at UBS Financial Services with 31 years of industry experience. She has been with UBS since 2006 and holds Series 63 and Series 66 licenses. Outside of her advisory work, she serves on the board of Big Brothers Big Sisters of Monmouth & Middlesex Counties, where she supports mentorship programs and assists with fundraising efforts. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, using proprietary research and model-based asset allocations to tailor client plans. The firm combines institutional trading capabilities with wealth management, offering a broad range of services including financial planning, portfolio management, and capital markets solutions.

Jonathan Deliso is a financial advisor with Equitable Advisors, holding a Series 66 designation and 22 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 2001. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, providing both advisory and brokerage/insurance channels to implement client recommendations.

Thomas Turi is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. He leads the Turi Wealth Management Group since 2019 and has prior experience in hospitality and entrepreneurship, including a role at Asbury Hotel and operating a junk removal business. Ameriprise offers retirement-income planning services targeting individuals with significant investable assets, providing written recommendation reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its advisory approach and delivers services through a centralized retirement-income consulting team.

Nicholas Mills is a financial advisor with Equitable Advisors in Wall, NJ, holding Series 63 and Series 65 credentials and 21 years of industry experience. He has been with Equitable Advisors since 2004, previously associated with Axa Advisors, LLC. Outside of his advisory role, he serves as a board member of the Manasquan River Marlin and Tuna Club. Equitable Advisors provides financial planning, retirement plan support, and access to asset management for individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm operates a hybrid referral and implementation model, offering advisory and brokerage services through LPL programs and third-party asset managers.

Zachariah Ivins is a financial advisor at Merrill Lynch Wealth Management with nearly two decades of experience in financial services. He operates a client-first practice structured like a private family office, coordinating investment management, estate and trust planning, business succession strategies, tax-efficient approaches, and lending and banking services. His work focuses on integrating various aspects of clients' financial lives to help them achieve their goals. Zachariah specializes in serving business owners planning for growth, succession, or the sale of their company; estate and trust clients aiming to preserve and pass on wealth; and families and individuals undergoing transitions such as liquidity events, career changes, retirement, or divorce. He primarily serves clients in Monmouth County, New Jersey, New York City, and across much of the United States. He holds a Personal Investment Advisor (PIA) designation and earned a high school diploma from Shore Regional High School. Outside of his professional work, Zachariah has interests that include antiquing, boating, cooking, fishing, music, spending time with family, tennis, and traveling.

Michael Donato is a Financial Advisor at Merrill Lynch Wealth Management in Red Bank, New Jersey. He works with individuals, families, and business owners to help them understand their financial situations, identify priorities, and develop strategies tailored to their goals. Michael emphasizes listening as the foundation of strong financial relationships and adopts a thoughtful, personal approach to assist clients in making informed financial decisions. Before entering financial services, Michael spent over a decade in the hospitality industry, including roles as an executive chef and in restaurant operations in Monmouth County. He also lived and worked in Italy for a year, gaining experience that informed his approach to wealth management through attention to detail, preparation, discipline, and recognizing the uniqueness of each client and scenario. Michael earned a Bachelor's Degree in Corporate Finance from Rutgers University. He holds FINRA Series 7 and Series 66 registrations and Life and Health Insurance licenses. Additionally, he has been designated as a Personal Investment Advisor (PIA).