Scott Coopersmith is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 18 years of industry experience. He previously worked at American Portfolios Financial Services, Inc. for 11 years before joining Commonwealth and SDA Wealth Strategies, LLC in 2023. Outside of his advisory role, he is involved in tax preparation and divorce planning through several private entities he owns. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while enabling affiliated advisors to operate under their own brands.

Victor Cepeda is a financial advisor with TD Private Client Wealth LLC, holding Series 63 and Series 65 designations and bringing 17 years of industry experience. His prior work includes 15 years at Allstate Insurance Co. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth individuals, and retail clients, utilizing a combination of strategic and tactical asset allocation through various managed portfolios.

Nicholas Smerina is a financial advisor at Citigroup Global Markets with 17 years of industry experience. He holds the Series 66 designation and has been with Citigroup Global Markets since 2008. Citigroup Global Markets serves individual and institutional clients across various wealth segments, providing a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and offers specialized solutions for high-net-worth clients alongside its institutional-scale operations.

Kambiz Saadat is a financial advisor with OSAIC Institutions, INC. He holds Series 63 and Series 65 licenses and has 36 years of industry experience. His prior roles include positions at Infinex Investments, Cetera, and INVEST Financial Corp. Saadat also serves as a Vice President and Financial Advisor at ION Bank. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans with a range of advisory and brokerage services. The firm offers customized advisory engagements, financial planning, ERISA plan services, access to alternative investments, and lending and cash-management solutions through a network of investment adviser representatives.

Justin Cerritelli is a financial advisor with TD Private Client Wealth LLC, holding Series 66 and Series 63 credentials and 18 years of industry experience. His prior roles include positions at Bank of America, Merrill, Provident Bank, and LPL Financial. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional, high-net-worth private, and retail clients, utilizing a range of portfolios that combine strategic and tactical asset allocation with affiliated and third-party sub-managers.

Robert C. Kievit is a financial advisor with Primerica Advisors and holds Series 63 and Series 65 credentials. He has 42 years of industry experience, including roles at Park Avenue Securities and Guardian Life Insurance. He also provides training services to agencies and agents on practice management and macro-economic planning, including the use of the Living Balance Sheet system. Park Avenue Securities LLC serves a diverse retail client base with transaction-based brokerage and fee-based advisory services, offering proprietary and third-party investment programs, financial planning, and business consulting. The firm utilizes a range of investment strategies and platforms to meet client needs across multiple account types.

Donovan Williams is a financial advisor with Eagle Strategies (New York Life) and holds Series 63, 65, and 66 licenses. He has 25 years of industry experience, with prior roles at Bank of America, Merrill, Citigroup, Prudential, David Lerner Associates, and Ernst & Young. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and retirement plans, offering financial planning, investment management, and retirement plan advisory services. The firm emphasizes tailored recommendations and manages a majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Richard Austin is a financial advisor with Integrated Wealth Concepts LLC in Valhalla, NY, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. His prior experience includes 19 years at Lincoln Financial Advisors Corporation and ongoing roles with Integrated Wealth Concepts and LPL Financial. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, emphasizing customized portfolios with a long-term approach and oversight of third-party asset managers.

Veton Kaba is a financial advisor at Creative Planning with seven years of industry experience. He holds a Series 66 designation and has previously worked at Edelman Financial Engines, UBS Financial Services Inc., 1st Global Capital Corp., 1st Global Advisors, Inc., and Headquarters Advisory Group, LLC. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to individuals, pension and profit-sharing plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that includes low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in client assets.

Jay Day Jr. is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated for 14 years before joining Janney in 2023. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Irene Tagarelli is a financial advisor at Citigroup Global Markets with 42 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Santander Securities, LLC and Santander Bank, NA. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm uses multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including operating as a security-based swap dealer and futures commission merchant.

Joseph Gonzalez is a financial advisor with Citigroup Global Markets, holding Series 65 and Series 63 licenses and six years of industry experience. He previously worked at J.P. Morgan Securities and JP Morgan Chase Bank, N.A., and also spent four years at Lehman College. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains large-scale institutional capabilities alongside unique market roles, including acting as a security-based swap dealer and futures commission merchant.

Jill Van Nostrand is a financial advisor with Primerica Advisors and holds a Series 66 designation. She has seven years of industry experience and has worked at Park Avenue Securities and Guardian Life Insurance Company since 2018. Outside of her advisory role, she serves as an adjunct professor teaching music history at Fairleigh Dickinson University and Seton Hall University, and she volunteers on the NAIFA Board of Directors. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering brokerage and advisory services alongside financial and business consulting. The firm utilizes a combination of proprietary model portfolios, third-party managers, and digital advice solutions to implement investment strategies.

Grady Powers is an advisor with Hightower Advisors holding Series 63 and Series 65 registrations. He has been in the industry since 2023 and has held roles at several firms and organizations, including RPA Advisors LLC and Quinnipiac University. Outside of his advisory work, he has experience with Fresh Prints LLC. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach centers on manager selection and multi-manager solutions, utilizing both affiliated and third-party managers along with proprietary research and a variety of investment vehicles.

Robert Zigmond is a financial advisor at PNC Wealth Management with six years of industry experience. He has held positions within various divisions of PNC since 2018 and previously worked at The Vanguard Group. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital discretionary model account available by invitation to employees, which uses algorithm-driven risk assessments and approved investment strategies.

Thomas Crane is a financial advisor with Kestra Advisory Services, LLC and Crane Wealth Management Group LLC, holding Series 63 and Series 66 designations and bringing 36 years of industry experience. He has been with Kestra Advisory since 2016 and has owned Crane Wealth Management Group since 2006. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including plan sponsors, institutional investors, and individuals. The firm offers a range of services such as fiduciary consulting, plan design, and employee education, and manages approximately $79.8 billion in assets with capabilities extending to large institutional clients including sovereign wealth funds.

Roel Perez is a financial advisor at TD Private Client Wealth LLC with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked with TD Bank and its affiliates since 2016. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth private clients, employing a mix of strategic and tactical asset allocation through both affiliated and third-party managers.

Simon Mogg is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds the Series 63 and Series 66 licenses. Before his current tenure at Citigroup beginning in 2018, he worked at BNP Paribas from 2016 to 2018. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and brokerage services. The firm combines large institutional scale with specialized market roles, implementing multi-asset strategies through discretionary and non-discretionary programs.

Gregory Schmidt is a financial advisor at Citigroup Global Markets with one year of industry experience. He holds a Series 66 designation and has been with Citibank, NA since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Samuel Katz is a CFP® certified financial advisor with over 31 years of industry experience. He is currently affiliated with Primerica Advisors and has held roles at Park Avenue Securities and Guardian Life Insurance Company since 2018. In addition to his advisory work, Katz is a CPA providing tax and accounting services for individuals, businesses, partnerships, and trusts. Park Avenue Securities serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, utilizing proprietary model portfolios, third-party managers, and digital advice platforms to implement varied investment strategies.