Mark Nawrocki is a ChFC® designated advisor with 35 years of industry experience. He has been with Cambridge Investment Research Advisors since 2017, following previous roles at Brooklight Place Securities, LPL Financial, and Waterstone Financial Group. Nawrocki is also the owner of separate fixed insurance sales and accounting businesses. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and provides both discretionary and non-discretionary management across multiple platforms and custodians.

George Eleftheropoulos is a financial advisor with J.P. Morgan Securities in Burr Ridge, IL, holding Series 63 and Series 65 designations and bringing 16 years of industry experience. He has been with JPMorgan Securities LLC since 2013 and previously worked at Chase Investment Services Corp. in 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research with forward-looking capital market assumptions and includes ESG considerations.

Timothy Hurst is a financial advisor at Morgan Stanley with 26 years of industry experience and holds a Series 66 designation. He has worked at Morgan Stanley and its affiliated entities since 2008, including Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Prior to that, he spent eight years at Merrill. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both standalone and employer-sponsored financial planning services.

Brian Hacker is a financial advisor with LPL Financial based in Downers Grove, IL. He holds a Series 66 designation and has 15 years of industry experience. His prior roles include positions at Cetera, Megent Financial, Fidelity Investments, Edward Jones, and Wells Fargo Clearing. He also operates a business entity, Brian Hacker LLC, for non-investment-related purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with tools such as LPL Research model portfolios and various strategic allocation options.

Kevin Kaminski is a financial advisor at Edward Jones in Flossmoor, Illinois, holding a Series 66 designation with 17 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.

Cynthia Aber is a financial advisor at Primerica Advisors with 27 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Primerica Advisors since 1998. Outside of her advisory role, she owns Beanies & Booties, a business based in Lisle, Illinois. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which features model-delivery strategies and a selection of separately managed accounts for individual and high-net-worth clients. The firm focuses on curated third-party asset managers and employs a tiered wrap fee structure rather than fixed fees.

Cristy Ryan is a financial advisor with J.P. Morgan Securities in Orland Park, IL. She holds Series 63 and Series 66 designations and has 11 years of industry experience. She has worked at J.P. Morgan Securities since 2014 and has a longer tenure with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Ryan Mitchell is a Series 66-credentialed advisor with Thrivent Investment Management, where he has worked since 2020. He has five years of industry experience and previously spent seven years with Buona Beef LLC. Mitchell serves as a board member of the Tinley Park Chamber of Commerce and chairs a committee for the Boy Scouts of America. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm delivers holistic, goal-based planning on topics such as retirement, income tax, estate, and special needs planning, with reviews typically conducted annually and financial advisors responsible for plan delivery and updates.

Karolina Szkaradek is a financial advisor with J.P. Morgan Securities in Naperville, IL, holding Series 66 and Series 63 licenses and two years of industry experience. Her prior work includes roles at Eye Level and Custom Creative Remodeling. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process is supported by centralized due diligence combining quantitative and qualitative research and incorporates an ESG eligibility framework.

Christina Valtierra is a financial advisor at Morgan Stanley in Orland Park, IL, holding a Series 66 credential with 1 year of industry experience. She has been with Morgan Stanley since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Ewa Karim is a financial advisor with J.P. Morgan Securities in Frankfort, IL, holding Series 63 and Series 66 designations and possessing 17 years of industry experience. She has worked with J.P. Morgan Securities since 2012 and has been with JPMorgan Chase Bank, NA, since 2009. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s program offers non-discretionary asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and incorporating a quantitative and qualitative research approach.

Peter Lotridge is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and bringing 15 years of industry experience. His career includes roles at MassMutual Life Insurance Company since 2016 and METLIFE SECURITIES Inc from 2010 to 2017. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, money-manager programs, and educational seminars, with a focus on collaborative, annual planning engagements using firm-approved analytical tools.

Michael Edmonds is a financial advisor with LPL Financial, holding a Series 66 designation and six years of industry experience. Prior to joining LPL Financial in 2022, he worked at CGO Wealth Management and Edward Jones. Outside the industry, Edmonds is involved with MCE Capital, LLC, a non-investment-related business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives.

Ralyn Bocker is a Series 66 licensed financial advisor with six years of industry experience, currently affiliated with LPL Financial. Prior to joining LPL Financial in 2023, Bocker worked at Bank of America and Merrill from 2020 to 2023, Edward Jones from 2019 to 2020, and operated Bockyn, LLC from 2006 to 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a range of investment strategies and operational tools.

Jeffrey Delcorse is a CFP® professional with 16 years of industry experience. He is currently affiliated with LPL Financial and has previously worked at Envestnet Asset Management, Inc. and Portfolio Brokerage Services, Inc. Delcorse is also involved in financial planning through a separate business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides access to financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Eric Nelson is a financial advisor at OSAIC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Woodbury Financial Services and The Pension Specialists. Nelson serves in the US Army Reserves and is involved in processing life insurance applications as part of an insurance practice. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations. The firm offers a variety of brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and support for discretionary and advisor-managed strategies.

Patrick Hagerty is a Financial Advisor at Merrill Lynch Wealth Management, where he has been since 2017. In this role, he works with families, business owners, and executives to help them achieve their financial goals by developing personalized plans tailored to their aspirations. Patrick leverages the offerings of Merrill and Bank of America to provide solutions that address his clients' evolving financial needs. Prior to joining Merrill Lynch Wealth Management, Patrick began his financial industry career in 2011, after earning his Bachelor's Degree from Saint Ambrose University. He has held positions at Scottrade and PNC Bank. His areas of focus include executive compensation, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, and small business strategies. Patrick holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of his professional work, Patrick is involved with the Lions Club. He lives in the Southwest Suburbs of Chicago with his wife and two sons. His personal interests include baseball, golfing, and spending time with his family.

Dina Sarlas is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to her current role, she worked at Nick's Embroidery and held teaching positions at Moraine Valley Community College, Saint Xavier University, and Carl Sandburg High School. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction to manage diverse portfolios, including model portfolios for intermediary platforms.

Kevin Harvey is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. His career includes roles at firms such as E*Trade Securities, Robinhood Financial, Bank of America, Merrill, J.P. Morgan, Edward Jones, TD Ameritrade, and Belvedere Trading. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a broad range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and analytics. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client engagements and corporate financial planning agreements.

Nicholas Black is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in developing personalized financial strategies tailored to clients’ individual goals, leveraging investment insights from Merrill as well as banking and lending solutions from Bank of America. His approach focuses on gaining a comprehensive understanding of each client’s full financial picture to create strategies adaptable to changing market conditions. Nicholas holds a Bachelor’s degree from Purdue University System and has earned several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is committed to community involvement and dedicates time to volunteering with local organizations, reflecting the Merrill tradition of community service.