Bruce Gilbert is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has devoted over 40 years to providing financial and wealth management advice and services, focusing on developing investment portfolios based on clients' needs and goals with an emphasis on financial strategies, asset allocation, and diversification. Bruce provides consulting on both sides of the balance sheet, assisting clients in areas such as liquidity management, retirement planning, and tax minimization. He holds a Bachelor's degree in Economics from the University of Michigan and an MBA in Finance from DePaul University. Bruce has also completed Financial Consulting programs at the Wharton School of Business and carries the Personal Investment Advisor (PIA) designation. Bruce has been married to his wife, Lori, for over thirty-five years and they have three daughters. His personal interests include golfing and traveling.

Richard Sackett is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has held positions at Securities America Advisors, Inc., Securities America, Inc., and Securities Service Network, Inc. He serves as co-trustee of a charitable remainder trust established with his wife. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of advisors and multiple advisory platforms. The firm offers integrated brokerage and advisory services with a focus on portfolio construction using asset-allocation tools, risk-tolerance assessments, and access to third-party money managers and wrap programs.

Jarrod James is a financial advisor at Morgan Stanley in Lisle, IL, holding a Series 66 designation with 11 years of industry experience. He worked at JP Morgan Securities LLC from 2014 to 2021 before joining Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm provides comprehensive financial planning and advisory programs supported by structured planning tools and a wide range of investment offerings.

John Jermak is a financial advisor with LPL Financial in Lisle, IL, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. His prior roles include positions at Knights of Columbus and Waddell & Reed Inc., as well as managing JG Jermak & Associates. He is president of JG Jermak & Associates, a home-based business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, and institutions. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party subadvisors, and advanced technologies such as machine learning.

Scott Gengler is a financial advisor with Raymond James Financial, holding a Series 66 designation and eight years of industry experience. He previously worked at Edward Jones for five years and spent sixteen years at CUSD 308. Outside of advising, he owns Thomjohn Properties LLC, a business involved in residential property rental. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Eric Salek is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a brief tenure at Wells Fargo Advisors, LLC. The firm provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. Wells Fargo Clearing’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

Jackie Emerick is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds the Series 66 and Series 63 licenses and has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2016. Prior to that, she was involved with 4 Hermanos LLC for one year. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide investment recommendations.

Benjamin Black is a Financial Consultant at Fidelity Investments, where he partners with clients to develop financial plans and build trusted personal relationships aimed at achieving their financial goals. He focuses on being responsive and empathetic to client situations, fostering strong, enduring client relationships. Prior to joining Fidelity Investments in 2023, Benjamin held roles as a Financial Advisor at Merrill Lynch from 2018 to 2022 and from 2013 to 2015, as well as at Wells Fargo from 2015 to 2018. He also worked as a Wealth Management Analyst at Morgan Stanley between 2006 and 2013 and began his career as an Internal Wholesaler at Van Kampen Investments from 2002 to 2005. Outside of his professional responsibilities, Benjamin enjoys biking and staying active on his road bicycle. He is a parent of two children and also pursues interests in pets, photography, traveling, and volunteering.

Lark Ramirez is a financial advisor at Osaic with 23 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at Woodbury Financial Services for 19 years before joining Osaic in 2024. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services along with access to multiple investment platforms and third-party money managers. The firm employs a variety of tools and strategies to construct diversified portfolios and supports legacy platform transitions and managed-account solutions.

Charles Schoenjohn Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 1995, assisting clients with retirement planning and investments. Mr. Schoenjohn specializes in areas including college education planning, divorce transition planning, family wealth management strategies, personal retirement planning, small business strategies, and tax minimization. He holds a Bachelor's Degree in Finance & Investment from Babson College, with additional academic experience at Richmond College in London and Harvard University. His professional designations include Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of his professional role, Mr. Schoenjohn enjoys cooking, painting, and photography. He lives in the Chicago suburbs with his wife and four children and engages in personal interests such as riding his Harley Davidson motorcycle and developing black and white photographs.

John Milder is a financial advisor at LPL Financial with 27 years of industry experience. He holds Series 63 and Series 66 designations and has been with LPL Financial since 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

Aaron Turner is a financial advisor at Ameriprise with 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005 and holds Series 63 and Series 65 designations. Ameriprise provides a retirement-income planning service tailored to individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver written Recommendation Reports, supported by a centralized consulting team and a structured oversight process.

Patricia Paulik is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. She has been with LPL Financial since 2013 and previously worked at Heartland Bank for five years. Outside of her advisory role, she is a manager and owner of PPLK Management, a company involved in managing real estate rental collections. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Matthew Bish is a financial advisor with Edward Jones in Oswego, Illinois. He holds a Series 66 designation and has 15 years of industry experience, having been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Ryan Cole is a financial advisor at Fidelity with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked in various capacities within Fidelity since 2016, including roles at Fidelity Brokerage Services LLC and FIDELITY Personal and Workplace Advisors. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves multiple registered investment companies with a formal advisory role.

Vijay Bajaj is a financial advisor with Ameriprise in Lisle, IL, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he is a part owner of V & V Partners LLC, a real estate company involved in office space leasing. Ameriprise provides retirement-income planning services targeting individuals near or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations and offers a broad range of advisory, brokerage, and insurance solutions.

David Young is a financial advisor at Merrill with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at both Merrill and Bank of America, N.A. since 1991 and 2011, respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alena Gifford is a financial advisor at Raymond James & Associates with 10 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at firms including LPL Financial, Redwing Financial, and St. Charles CPA. She also has experience outside finance, having worked at Mayneland Farmstand and A Toda Madre. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering tailored financial planning and consulting services that are generally non-discretionary and supported by a broad range of portfolio management styles.

Daniel Galovich is a financial advisor with J.P. Morgan Securities and holds Series 63 and Series 66 credentials. He has five years of industry experience, including roles at JPMorgan Chase Bank, N.A. Prior to his current position, he worked in various industries such as fitness and retail. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Ryan Philo is a financial advisor at Edward Jones in Naperville, IL, holding CFP® and ChFC® designations with 26 years of industry experience. He has been with Edward Jones since 2003. Outside of his advisory role, he is a managing member of an LLC involved in commercial rental property. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.