Neil Poulicakos is a financial advisor at Charles Schwab with 22 years of industry experience. He holds Series 66, Series 63, and Series 65 designations. His prior experience includes roles at TD Ameritrade, Family First Life Insurance, and Portfolio Medics. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Nicholas Perry is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes roles at Bank of America N.A., Coastal Outsourced Solutions/First Citizens Federal Credit Union, and New York Life. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Maura Larson is a Financial Consultant at Fidelity Investments, a role she has held since 2019. Prior to this, she worked as an Associate at Brown Brothers Harriman from 2007 to 2019. In her current position, Maura collaborates with clients to develop personalized financial plans aimed at growing and protecting their wealth. Her approach involves discovering what is important to clients both personally and financially, and utilizing Fidelity's resources to co-create strategies that build confidence toward achieving financial goals. Maura holds the Certified Financial Planner (CFP®) designation. Outside of her professional work, Maura enjoys attending concerts, playing golf, listening to music, running, sailing, and traveling.

Ajay Kajaria is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. He has worked at Merrill since 2009 and has been associated with Bank of America N.A. since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Calbi is a financial advisor at Merrill with Series 63 and Series 65 credentials and 39 years of industry experience. He has worked at Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2001 and Bank of America, N.A. since 2011. Calbi serves as a director and board member for the C and D R Foundation, a charitable organization focused on spinal cord injury research and support for those affected by paralysis. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Melendez is a Series 66 licensed financial advisor at Merrill with three years of industry experience. He has previously worked at Bank of America and has a diverse background including military service as a decorated combat veteran in the United States Navy Reserve. Outside of his financial advisory role, Melendez creates content focused on stress relief and inspiration through spiritual and personal experiences, operating several affiliate marketing ventures related to this niche. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, with portfolio implementation tailored to client needs.

Michael Sweeney Jr. is a financial advisor with Primerica Advisors in Johnston, RI, holding Series 63 and Series 65 credentials and with 10 years of industry experience. He has worked at Primerica Advisors and Primerica Financial Services since 2015 and concurrently at Casey EMI since 2016. Outside of advising, he is involved as a subcontractor in home inspections. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-delivery strategies managed by third-party asset managers and supported by custodial services from Pershing. The firm operates at scale with approximately 3,935 advisors and manages about $15.5 billion in assets.

Paula Morris Grieve is a financial advisor at Raymond James & Associates with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Morgan Stanley Smith Barney and Citigroup Global Markets. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing various portfolio management styles supported by affiliated research and model manager options.

Kurt Costa is a financial advisor at Edelman Financial Engines with 11 years of industry experience. He has held positions at several firms, including Financial Engines Advisors, N.E. Private Client Advisors, TD Ameritrade, and Charles Schwab. Costa holds Series 63, 65, and 66 designations. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutions. The firm utilizes a committee-driven modeling process and offers both discretionary and non-discretionary management, emphasizing diversified model portfolios, periodic rebalancing, and a long-term investment approach.

Adithiya Singh is a financial advisor at Morgan Stanley with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2024, following six years at JPMorgan Securities LLC and JPMorgan Chase Bank, N.A. Singh also owns Mercury Investments Inc., his sole proprietorship established in 2010. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and research from its Global Investment Committee.

Drew Frazee is Vice President, Wealth Planner at Fidelity Investments, a role he has held since 2018. He has been with Fidelity for nearly 30 years, during which he has built lifetime relationships with clients and their families to create personalized wealth plans aimed at financial success across generations. His extensive experience at Fidelity includes roles such as Vice President, Financial Consultant from 2006 to 2017, Financial Consultant from 2001 to 2006, Retirement Inside Wholesaler from 1998 to 2001, and Retirement Investments Specialist from 1996 to 1998. Throughout his career, Drew has focused on applying his process, core business beliefs, and personal values to prioritize clients' interests. No specific details regarding his education, credentials, personal interests, or community involvement were provided.

Logan Hammerstein is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Lafitte II is a financial advisor with Merrill, holding Series 63 and Series 66 designations and 19 years of industry experience. He has worked at Merrill since 2009 and Bank of America since 2014. Outside of finance, he has been involved with Rockin' Soul Horns since 1997 and has a long-standing affiliation with Bryant University beginning in 2002. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Kenneth Kirwin is a Financial Consultant at Fidelity Investments, where he has been working since 2021. In this role, he partners with clients to create customized financial plans aimed at helping them achieve their long-term goals. He focuses on understanding the priorities of his clients and their families to serve as their advocate. Kenneth has extensive experience in the financial services industry, having held multiple positions at Fidelity Investments since 2000. His previous roles include Director Retirement Planner, Senior Regional Investment Consultant, Client Manager, and Retail Service Representative. Prior to joining Fidelity, he worked as a Retirement Service Representative at Putnam Investments in 2000.

Kimberly Holmes is a Series 66 licensed financial advisor at Edward Jones with three years of industry experience. She has held positions at Edward Jones since 2018 and previously worked at MML Investors Services and The Harvest Group LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Aaron Hurst is a financial advisor at Ameriprise with six years of industry experience. He previously worked at MetLife Investors Distribution Company for five years and has a background that includes time at Quidnessett Country Club. He holds a Series 66 designation. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through a written Recommendation Report and ongoing advice, utilizing a centrally produced analysis that incorporates investment research, third-party data, and algorithmic tools.

Glenn Grilli is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been working in his current role as a financial advisor for over twenty-five years, beginning his career in investments in 1992. Glenn has experience with several legacy organizations prior to Bank of America's acquisition of Merrill Lynch. He works with individuals and businesses to define and pursue their financial goals. Glenn's responsibilities include providing personalized recommendations in areas such as retirement planning, trust and estate planning services (collaborating with family tax accountants and attorneys), corporate cash management solutions, asset allocation and investment selection, and individual wealth preservation and insurance planning strategies. Glenn holds a Bachelor of Science degree in business administration obtained in 1991 and a Master of Business Administration in finance earned in 1998, both from Bryant University. He also holds the Personal Investment Advisor (PIA) designation. Originally from Rhode Island, Glenn currently resides in Southern Massachusetts with his wife Karen and their children Nicholas and Jenna.

Richard Santos is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Katelynn Lynch is a financial advisor at Morgan Stanley with nine years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and its Private Bank since 2018. Prior to that, she was with Merrill from 2016 to 2018 and Ladder 133 Inc. from 2013 to 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Bram Berkowitz is a financial advisor at Merrill with a Series 66 designation and nine years of industry experience. He has worked at Merrill since 2008 and has been with Bank of America, N.A. since 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.