Joseph Milanese Jr. is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. His background includes roles at Albany Financial Group and prior experience in hospitality and education sectors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Kenneth Woods is a financial advisor at Fidelity with 26 years of industry experience. He holds Series 63 and Series 66 designations and has worked within various Fidelity entities since 2007. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage investments.

Douglas Kelly is a financial advisor with Ameriprise in Latham, NY, holding a Series 66 designation and five years of industry experience. Prior to Ameriprise, he worked at ePlus Technology Inc. and Systems Management Planning, Inc. Kelly is also involved in outside financial planning and advisory activities through IFSE, LLC. Ameriprise Financial Services is a diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Frederick Disbrow is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Chase Bank, N.A. and Citizens Securities, Inc. prior to his current role. Based in Albany, NY, he has been with J.P. Morgan since 2021. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Edward Kitchell is a financial advisor with Primerica Advisors in Saratoga Springs, NY, holding a Series 63 designation and 25 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2000 and owns Kitchell & Associates, Inc., through which he is involved in sales of investment-related and other home-related products. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm uses a tiered wrap-fee structure and curates third-party asset managers to implement its investment models.

James LaCour is a Financial Consultant at Fidelity Investments, a role he has held since 2025. He has been with Fidelity Investments since 2022, progressing through various consultant positions including Planning Consultant and Investment Consultant. Prior to Fidelity, James served as a Registered Representative at Equity Services, Inc and as a Financial Advisor at Thoroughbred Advisors from 2020 to 2022. James empowers clients to make informed financial decisions by engaging them through a structured three-step process that includes personal and professional understanding, collaborative planning, and tailored recommendations. His approach emphasizes client confidence in their financial plans. In his personal time, James enjoys board games, family activities, golf, painting, parenthood, and caring for pets.

John Manne II is a financial advisor with LPL Financial based in Latham, NY. He holds Series 63 and Series 66 licenses and has seven years of industry experience. His prior work includes roles at Cadaret, Grant & Co., Inc., Northwestern Mutual, and R.J. McNamara Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs with discretionary and non-discretionary management, supported by research from LPL Research and third-party subadvisors.

Austin Deskewicz is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and four years of industry experience. Prior to joining LPL Financial in 2022, he worked in the hospitality and sports sectors for ten years. Deskewicz coaches lacrosse with roles at Albany Academy and other local organizations. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers comprehensive financial planning and advisory programs, providing both discretionary and non-discretionary management supported by extensive research and technology resources.

Derek Bell is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been involved with Bell Financial LLC and Cadaret, Grant & Co., Inc. for over 20 years. Outside of his advisory role, he manages tax preparation and accounting services through Bell Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing discretionary and non-discretionary management supported by research and technology tools.

Robert Mc Queen is a Series 66-licensed financial advisor with LPL Financial, based in Clifton Park, NY, and has six years of industry experience. Prior to joining LPL Financial in 2020, he worked for SI Group, Inc. for 27 years. He serves as a trustee to a family trust and is a board member of The Wright Family Foundation Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary portfolio management supported by LPL Research and third-party subadvisors.

Mark Felice is a financial advisor at LPL Financial with four years of industry experience. He holds Series 66 and Series 63 licenses and has worked previously at Nationwide Investment Services Corporation, J.P. Morgan Securities, and the New York State Deferred Compensation Board. Outside of finance, he owns Meet the Mark Cleaning LLC, a cleaning business based in Ballston Spa, NY. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by research and model portfolios from LPL Research and third-party subadvisors.

James Merrill is a financial advisor at Edward Jones with 25 years of industry experience. He has been with Edward Jones since 2000 and holds Series 63 and Series 66 licenses. Outside of his advisory role, he is involved in maintaining a commercial real estate property in Albany, NY. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Ryan Lambert is a financial advisor at Ameriprise with 21 years of industry experience. He holds the Series 66 designation and has worked at Ameriprise since 2018, with prior roles at Mass Mutual and MetLife Securities. Outside of his advisory work, Lambert serves on the board of directors and as a training coordinator for the nonprofit Reach for the Stars. Ameriprise is a large institutional firm that offers retirement-income planning services tailored to individuals approaching or in retirement, typically with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendation reports, supported by a centralized consulting team and automated processes overseen by an internal committee.

Dahvia Doring is a financial advisor with LPL Financial in Troy, NY, holding a Series 63 designation and possessing 11 years of industry experience. She has been with LPL Financial since 2015. Outside of her advisory role, she works as a Branch Financial Professional at Pioneer Bank and serves as a Notary Public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management strategies supported by research and model portfolios.

Virginia Schnapp is a financial advisor with Morgan Stanley in Latham, NY, holding a Series 66 designation and 4 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and detailed modeling techniques in its financial planning process.

Brigitte Murphy is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 19 years of industry experience. She previously worked at Key Investment Services LLC for six years before joining LPL Financial. Outside of advisory work, she distributes dietary supplement products through a multi-level marketing company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting services, employing discretionary and non-discretionary management along with diversified model portfolios and research resources.

Annmarie Franke Suarato is a Senior Financial Advisor with Merrill Lynch Wealth Management. She leads the Franke Stento Mohan Irwin Group, providing goals-based wealth management services to affluent families, accomplished professionals, and successful business owners nationwide. Annmarie and her team focus on cultivating long-lasting relationships by delivering customized advice, exceptional service, and a disciplined approach to investing. Before transitioning to wealth management, Annmarie spent over eight years working on sales teams at two major asset managers in downtown Boston. She holds a Bachelor of Science degree in Finance from Siena College in Loudonville, New York, where she also played on the rugby team and continues to stay involved with the organization. Her professional expertise encompasses areas such as college education planning, divorce transition planning, employee benefits planning, executive compensation, family wealth management strategies, liquidity management, personal retirement planning, portfolio management services, small business strategies, and retirement income. Annmarie resides in Niskayuna, New York, with her wife, daughter, and their yellow Labrador. Outside of her professional activities, she participates in Habitat for Humanity and enjoys boating, fishing, golfing, skiing, traveling, rugby, and fitness. She holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations.

Chelsea Nelson is a financial advisor with LPL Financial, holding a CFA® designation and Series 63 license, with 11 years of industry experience. Prior to joining LPL Financial in 2025, she spent nine years at Blackstone Securities Partners L.P. and Blackstone Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning services, and utilizes various model portfolios and research to support discretionary and non-discretionary management.

Thomas Brown is a CFP® with 39 years of industry experience, currently affiliated with LPL Financial and Pioneer Bank since 2025. He has previously worked at Brown Financial Management Group and Cambridge Investment Research, Inc. Outside of his advisory career, Brown manages a farm business, Brown Farms LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, brokerage services, and utilizes both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Candy Flynn is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. Her career includes roles at Guardian Life Insurance and UnitedHealthcare before joining Equitable Advisors in 2018. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, relying heavily on LPL-sponsored programs and endorsed third-party managers to deliver advisory and brokerage solutions.