Kevin Kopec is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and 15 years of industry experience. His prior work includes roles at CUSO Financial Services, LP and Northwest Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management along with research from LPL Research and third-party providers.

Sally Venditti is a financial advisor at UBS Financial Services with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Morgan Stanley Smith Barney, Wells Fargo Clearing, and Wells Fargo Advisors Financial Network. Outside of her advisory career, she is an independent stylist with Color Street LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides clients with proprietary research and a range of capital markets products.

Cynthia Firey is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 38 years of industry experience. She previously worked at Cadaret, Grant & Co., Inc. for 18 years and has been associated with Myers R. Firey & Co., Inc. since 1976. Outside of advising, she is involved with Myles R Firey & Co., Inc., a third-party administrator based in Buffalo, NY. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, institutions, and charitable organizations. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by extensive research and technology tools.

Michael Hardy is a CFP® with 25 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2021. His prior experience includes 12 years with FSC Securities Corporation and he has been involved with Mollot & Hardy Inc. since 2008. Hardy has ownership interests in Ocean Wealth Group LLC and a family-owned real estate entity. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base with financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers a range of portfolio management solutions across multiple platforms and incorporates proprietary and third-party strategies tailored to client objectives.

Monica Cuan is a financial advisor at UBS Financial Services with one year of industry experience. She holds a Series 66 credential and has prior work experience at Pearson and Canisius University. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial plans. The firm offers both fiduciary financial planning and institutional trading capabilities.

William Lunney Jr. is a financial advisor with Equitable Advisors in Williamsville, NY, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at Axa Advisors, LLC. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating as both an SEC-registered investment adviser and broker-dealer.

James Madan is a financial advisor with LPL Financial in Buffalo, NY, holding Series 65 and Series 63 licenses and bringing 16 years of industry experience. He has worked at Northwest Bank since 2016, where he continues to maintain responsibilities alongside his role at LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a wide range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Christopher Chiles is a financial advisor at OSAIC with three years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Pruco Securities LLC and Five Star Bank. In addition to his advisory role, he works part-time as a tax preparer with Jackson Hewitt. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple platforms. The firm offers integrated brokerage and advisory services, financial planning, and access to third-party managers, employing asset-allocation tools and automated rebalancing to construct diversified portfolios.

Michael Borowiak Jr. is a Series 66-registered financial advisor with Cambridge Investment Research Advisors and has two years of industry experience. His prior experience includes roles at Guardian Life Insurance Company and several other financial services and corporate firms. Outside of his advisory work, he is involved in coaching and refereeing hockey. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services through a large network of independent Financial Professionals. The firm provides multiple investment implementation strategies and maintains both proprietary and third-party model portfolios.

Cody Blasko is a CFP® professional with three years of industry experience, currently serving at OSAIC. Prior to joining OSAIC, he worked at Securities America Advisors and Securities America, Inc., and spent six years with Brothers of Mercy. He holds a life insurance license in New York and is employed part-time by L&M Group Ltd. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing tools such as asset-allocation models and automated rebalancing to manage a range of investment portfolios.

John Hornung is a financial advisor with Ameriprise in Buffalo, NY, holding a Series 63 designation and 27 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of his advisory work, he serves as president of the Hertel North Park Youth Little League and holds board positions in local community organizations. Ameriprise offers retirement-income planning services primarily for individuals with substantial investable assets, combining research and modeling with tax-efficient withdrawal strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

John Ariola is a financial advisor at Cetera with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Lincoln Financial Advisors and Avantax Advisory Services. Ariola is the owner of BearingStone Wealth, Inc., a financial services and business valuation firm. Cetera Investment Advisers LLC is a nationwide independent advisory platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and third-party managers.

Evan Baskin Evans is a financial advisor at LPL Financial with 12 years of industry experience. He held roles at Cadaret, Grant & Co., Inc. and S.C. Parker & Co., Inc. before joining LPL Financial in 2025. Evans also maintains a business interest as a registered representative of SC Parker, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Kenneth Hawley II is a financial advisor at OSAIC with eight years of industry experience. He holds a Series 66 designation and previously worked at American Portfolios Financial Services, Inc. for six years and the Lancaster Central School District for fifteen years. Outside of his advisory role, he is involved as an independent insurance agent, selling life insurance policies and fixed annuities. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services through a large network of advisers using various asset-allocation tools and third-party platforms.

Michael Juszczak is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has three years of industry experience and has worked at MML Investors Services, LLC and MassMutual Life Insurance Co. He is also the owner of Juzy LLC, which operates a retail business selling custom dye sublimated soccer jerseys, and he prepares personal tax returns through Juszczak Tax. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing, collaborative financial planning engagements using firm-approved analytical tools and offers various investment programs and educational seminars.

Kenneth Wohlberg is a financial advisor at LPL Enterprise with 45 years of industry experience. He holds the CFP® and ChFC® designations and has worked at Principal Securities Inc. and Principal Life Insurance Company for over four decades before joining LPL. LPL Enterprise serves a diverse range of clients including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management arrangements, and a variety of brokerage and insurance products via its integrated platform.

Carin Frederick is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Raymond James since 2015. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses through its Wealth Advisory Services Program and delivers institutional consulting via its Institutional Fiduciary Solutions division.

Jason Berghold is a financial advisor with Cetera, holding a Series 63 designation and 15 years of industry experience. He has worked at several Cetera entities since 2019 and previously held roles at Foresters Financial Services, Evans Bank, and Key Investment Services. Outside of his advisory work, he volunteers as a high school football coach at Depew High School. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of investment program options, including discretionary and non-discretionary portfolio management, and oversees over $256 billion in assets across more than 10,000 advisors.

Katie Schichtel is a financial advisor with Merrill in Buffalo, NY, holding a Series 66 designation and 12 years of industry experience. Prior to her role at Merrill, she was associated with Springville Country Club Inc. for three years. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates with Bank of America’s broader platform, providing access to a wide set of products and services.

Kay Czechowski is a financial advisor with Primerica Advisors, holding a Series 63 designation and over 31 years of industry experience. She has worked at Primerica Advisors and Primerica Financial Services since 1994 and has prior experience with Nbl/Pfsu and Maintenance & Management Associates, Inc. In addition to advisory services, she is involved in sales of loan products and home-related services referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm uses third-party asset managers and offers a tiered wrap-fee structure with ongoing oversight of its investment models.