Jordan Farnham is a financial advisor at Cetera with 10 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Cetera since 2019, with prior experience at Foresters Advisory Services LLC and Foresters Financial Services. Outside of his financial career, Farnham is actively involved in hockey coaching and administration, serving as head coach at St. Francis High School and St. Bonaventure University, where he also manages day-to-day operations for the university’s hockey teams and assists with other club sports scheduling. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser that serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services, operating a multi-manager platform with a range of program options and over $256 billion in assets under management.

Thomas Domin is a CFP®-designated financial advisor with 22 years of industry experience. He is currently affiliated with Raymond James Financial Services Advisors and Noble Wealth Partners, and has previously worked with firms including TIAA and Crux Wealth Advisors. Outside of his advisory roles, he serves on the board of directors for a support company, participating in key decisions and growth initiatives. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension and profit-sharing plans, charitable organizations, and government entities. The firm offers tailored, non-discretionary services supported by a broad affiliate network and a dedicated SIMPLE IRA advisory program for small businesses.

Wojciech Biernat is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 17 years of industry experience. He previously worked at Raymond James Financial Services Advisors and has a background spanning multiple roles within Wells Fargo Advisors. In addition to his advisory role, he also serves as a financial advisor for Princeton Harriman Insurance Solutions. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and integrates advisory services with other financial products and referral channels.

David Schilling is a financial advisor at LPL Financial with 43 years of industry experience. He holds the ChFC® and Series 63 designations and has previously worked at Mass Mutual Investors Services and Massmutual Life Insurance Co. based in Amherst, NY. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting supported by model portfolios and research from LPL Research and third-party subadvisors.

Thomas Bender is a CFP® professional with 13 years of industry experience, currently affiliated with LPL Financial since 2018. His prior experience includes roles at SII Investments, Inc., Bank of America, N.A., and Merrill. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and utilizes model portfolios and research from multiple sources to support its investment approach.

Paul Chisholm is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 credential and over 36 years of industry experience. His prior work includes seven years at Investacorp and over three decades of involvement with Insurance Associates Marketplace Agency Inc. He serves on the board of Elmlawn Cemetery and Crematory and holds director and treasurer roles in several local nonprofit organizations. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals. The firm provides a range of investment strategies across multiple platforms, including proprietary models and third-party solutions, with both discretionary and non-discretionary management options.

Joseph Dileo is a financial advisor with MML Investors Services, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with MML Investors Services and MassMutual Life Insurance Company since 2005. Outside of his advisory role, he owns a software development business and is involved in managing a general agency franchise program and a financial services LLC; he is also a partial owner of an indoor baseball and conditioning facility. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using firm-approved tools and structured, annual planning engagements.

Phillip Held is a financial advisor with MassMutual Investors Services in Amherst, NY, holding a Series 63 designation and 13 years of industry experience. He has been with MassMutual Investors Services since 2010 and has worked with MassMutual Life Insurance Company since 2007. Outside of his advisory role, he serves as president and chairman of FinsecaNY, an industry trade association, and works as an insurance agent with AFLAC and Lawley Life Solutions. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing collaborative planning relationships and educational seminars, focusing on recommending investment categories and strategies while implementation remains optional.

Lindsay Hamill is a Benefits & Planning Consultant in Executive Services at Fidelity Investments. She has been with Fidelity since 2021, initially serving as a Planning Consultant before assuming her current role in 2024. Prior to joining Fidelity, Lindsay worked as a Product Manager at M&T Bank from 2012 to 2021. Her professional experience spans financial planning and benefits consulting, where she focuses on assisting clients with their financial planning and retirement objectives. Lindsay is committed to guiding individuals through their financial journeys to help improve their financial well-being. Outside of her professional work, Lindsay engages in activities such as cooking and baking, family activities, fitness, running, and exploring food as a foodie. She also values parenthood.

Ian Sylves is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and five years of industry experience. He has been with MML Investors Services, LLC since 2021 and MassMutual Life Insurance Co since 2020. Outside of finance, he is involved in goalie coaching and runs on-ice and off-ice training programs as part of his work with Mindful Goaltending and Mitch Korn Goalie Camps. He also serves on the Economics and Finance Advisory Board at Buffalo State College. MML Investors Services, LLC operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative annual financial planning engagements using firm-approved analytical tools and delivers written recommendations primarily focused on investment categories and strategies.

Lauren Gould is a financial advisor with Wells Fargo Advisors in Williamsville, NY, holding a Series 66 designation and two years of industry experience. She previously worked at Raymond James Financial Services and Bailey Financial Group. Outside of her advisory role, she is involved with Princeton Harriman Insurance Solutions in an insurance practice capacity. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and fee-based financial planning services. The firm offers tailored recommendations using proprietary research and planning tools, covering diverse planning areas, and integrates advisory services with other financial product sales and referrals.

Kathleen Peterson is a financial advisor at Wells Fargo Advisors with 32 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing and Wells Fargo Advisors LLC since 2009. Outside of her advisory role, she serves as assistant treasurer for St. James United Church of Christ in Hamburg, NY, overseeing the budget and expenses. Wells Fargo Advisors is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad planning menu using proprietary research and tools, delivering tailored recommendations through meetings and written summaries.

Emily Glick is a financial advisor with RBC Capital Markets and holds a Series 66 designation. She has eight years of industry experience, including roles at City National Bank and RBC Capital Markets since 2018. Outside of finance, she is actively involved in the theater community as an actor, producer, and board member for several nonprofit theater organizations in the Buffalo area. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individuals, institutions, and nonprofits. The firm offers various advisory programs with portfolio management, financial planning, and brokerage services, utilizing a blend of in-house and third-party investment managers to tailor strategies to clients’ risk profiles.

Donna George is a financial advisor with Morgan Stanley in Williamsville, NY, holding a Series 66 designation and bringing 22 years of industry experience. She previously worked at UBS from 2014 to 2020 before joining Morgan Stanley Smith Barney LLC, where she has been since 2020. From 2016 to 2020, she was also a New York State notary. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs and tailored financial planning services. The firm’s approach includes structured discovery conversations and firm-approved planning tools, managing approximately $2.74 trillion in client assets.

Richard Koch is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and more than 31 years of industry experience. He has been with Cambridge Investment Research Advisors since 2017 and with Cambridge Investment Research, Inc. since 2004. In addition to his advisory role, he is a CPA and serves as co-executor for an estate, reflecting involvement in legal and fiduciary capacities. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement services through a network of independent Financial Professionals, utilizing both proprietary and third-party strategies across various custody platforms.

Raymond Crane is a financial advisor with Mass Mutual Investors Services in Buffalo, NY, holding Series 65 and Series 63 credentials and bringing 21 years of industry experience. He also serves as a managing partner specializing in tax at Brock, Schechter & Polakoff LLP, a public accounting firm where he has worked since 1992. His prior financial services experience includes roles at Wealth Advisors Network, Cambridge Investment Research, and 1st Global Advisors. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers event-driven planning programs and uses collaborative, technology-supported approaches to develop written financial recommendations.

Jennifer Walter is a financial advisor with UBS Financial Services in Buffalo, NY, holding a Series 63 designation and bringing 29 years of industry experience. She has been with UBS since 2015. Outside of her advisory role, she owns personal property that may generate rental income. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services and offers a broad range of capital markets and advisory solutions.

Jessica Roach is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Roach serves on the finance committee of The Center for Hope, a nonprofit organization in Buffalo, New York. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and services clients through both direct and corporate financial planning agreements.

Amela Culov is a financial advisor at Raymond James Financial with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Advisors Financial Network, Morgan Stanley Private Bank, and Morgan Stanley Smith Barney. Culov is a vice president and 50% owner of Culov Wealth Management and serves on the advisory board and finance/investment committee at the Rochester Institute of Technology’s Saunders School of Business. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm provides financial planning and non-discretionary investment consulting using a range of implementation strategies and emphasizes advisory and implementation support over discretionary management.

Michael Kazinski is a financial advisor with Wells Fargo Advisors in Buffalo, NY, holding Series 63 and Series 65 credentials and possessing 39 years of industry experience. He has been with Wells Fargo Advisors since 2009 and also owns a significant interest in PKK Wealth Management, LLC, where he is actively involved. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs planning, supported by proprietary research and planning tools.