Lystra Khan is a financial advisor at Wells Fargo Advisors with 34 years of industry experience. She previously worked at Wells Fargo Clearing from 2016 to 2024 and Morgan Stanley from 2009 to 2013. Khan holds a Series 63 designation. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo. The firm provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning services that include retirement, education, risk management, and niche areas such as business-owner transition and sports & entertainment planning.

Tobias Mc Carthy is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds a Series 63 designation and has a varied background including roles at MassMutual Life Insurance Company and a trading venture named McCarthy Trading. His earlier career includes academic and nonprofit work at the University of Zurich and P&K Pühringer Gemeinnützige Stiftung. Mass Mutual Investors Services is a subsidiary of MassMutual that offers financial planning and asset management to individuals, business owners, trusts, and charitable organizations. The firm uses firm-approved software to provide detailed, annual financial planning and offers programs including estate settlement and employer-sponsored planning services.

Ian O'Brien is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and nine years of industry experience. He has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Joseph Shea III is a Series 66-licensed financial advisor with 25 years of industry experience. He is currently affiliated with LPL Financial in Chelsea, MA, and has held prior roles at firms including Morgan Stanley, Santander Securities, and CUNA Brokerage Services. Shea is also a commissioned notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered primarily through its extensive network of investment adviser representatives.

Christopher Cinella is a financial advisor with Edward Jones in Melrose, MA, holding Series 63 and Series 66 licenses and with 24 years of industry experience. He has been with Edward Jones since 2008. Outside of his advisory role, he serves as the president of the Melrose Chamber of Commerce. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Matthew Ros is a financial advisor at Osaic with one year of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. Outside of advising, he is involved with GenX Financial LLC, an entity focused on payroll and benefits services for innovative financial groups. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering a range of brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various tools and multiple custodial and program arrangements.

Richard Perry Jr. is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and 28 years of industry experience. His prior career includes eighteen years at Commonwealth Financial Network and experience at Banc of America Investment Services and Quick & Reilly. He serves as a Justice of the Peace in Gloucester, MA and is a Notary Public in Danvers, MA. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and offers multiple platform options, including proprietary model strategies under the Founders Gate Capital brand.

Nancy Libardoni is a financial advisor with LPL Enterprise LLC, holding a ChFC® designation and Series 63 and 65 licenses, with 25 years of industry experience. She has been with LPL Enterprise since 2025 and previously operated Libardoni Financial from 2019 to 2025. Prior to her advisory career, she worked at Gilbane Building Company for eight years. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm emphasizes model-driven investment implementation, offering access to third-party asset managers, financial planning, and affiliated trust and insurance services.

Robert Petrella is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes roles at firms such as Merrill and Navy Federal Brokerage Services, with multiple engagements at New England Financial. He also has a background in non-variable insurance related to investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive research tools and a large network of investment adviser representatives.

Jessica Loughnane is a financial professional with seven years of experience, currently affiliated with Cetera. She holds a Series 66 designation and has worked at Cetera and Cetera Advisors LLC since 2018, as well as CCR Wealth Management LLC since 2023. In addition to her advisory role, she is a licensed insurance agent offering fixed insurance products and serves as a notary public. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm provides a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, overseeing more than $256 billion in assets across over 10,000 advisors.

Adam Kline is a Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been with Fidelity Investments since 2015, progressing through roles including Planning Consultant, Relationship Manager, Financial Representative, High Opportunity Sales Representative, and Customer Development Representative. Adam partners with individuals and families to create and maintain comprehensive financial plans aimed at long-term success and peace of mind. His practice focuses on building relationships to gain a thorough understanding of each client's personal and financial circumstances, enabling him to provide tailored guidance specific to their situations. Adam holds the designation of Certified Financial Planner ™. Outside of his professional role, Adam's personal interests include football and golf.

Peter Angle is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. His prior work includes roles at UBS Financial Services, Fidelity, and Morgan Stanley DW Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research-driven investment strategies with a broad range of brokerage and advisory solutions.

James Gibbons is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior work includes roles at Equitable Advisors, Lowes, and Skidmore College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various organizations.

Vanessa Sarofeen is a financial advisor at Merrill with 12 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2015. Outside of her advisory role, she is the sole owner of a rental property in Gloucester, Massachusetts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Ryan Nelson is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His prior experience includes roles at Edward Jones and ProEquities, Inc., spanning over 18 years. He is also president of Ryan Nelson Wealth Management, a support company focused on investing and financial planning. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individuals, high-net-worth clients, institutions, and nonprofits. The firm uses analytical tools and risk profiling to tailor non-discretionary advice and supports a diverse client base through its extensive advisor network.

Joshua Cotter serves as a Resident Director at Merrill, bringing over a decade of experience as a financial advisor since joining Bank of America in 2007. He and his team focus on helping clients navigate complex financial decisions by minimizing risk through strategies such as asset diversification, tax consequence evaluation, legacy planning, and liability management. His approach centers on creating customized plans that guide clients toward achieving long-term financial goals and milestones. Mr. Cotter holds a Bachelor's degree in Communications from Elon University and has obtained several professional designations including Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), and Personal Investment Advisor (PIA). His areas of expertise encompass retirement income planning, tax minimization, socially responsible investments, education planning, municipal bond portfolios, alternative investments, and financial planning for individuals experiencing sudden changes in their personal circumstances. Outside his professional role, Joshua Cotter values family highly and resides on the North Shore with his wife Kate and their two daughters. In his personal time, he enjoys activities such as boxing, golfing, hiking, reading, and spending time with family.

Bernard Reitman Jr. is a financial advisor with Primerica Advisors in Andover, MA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1993. In addition to his advisory role, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities while employing a tiered wrap-fee structure.

John Meklis is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked in the financial services sector since 2003, including roles at Merrill, Investors Capital Corp., and his own firm, JGM Financial. Meklis is a board member of Community Credit Union, vice president of St. George Greek Orthodox Church, and president of the Agganis Foundation. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Timothy Murphy is a financial advisor with LPL Financial in Danvers, MA, holding Series 63 and Series 65 credentials and having 35 years of industry experience. His prior roles include positions at Voya Financial Advisors, Inc., Integrated Wealth Concepts LLC, and Investors Capital Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with advice delivered primarily by investment adviser representatives using various discretionary and non-discretionary strategies.

Brian Snelson is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 25 years of experience in the financial services industry. He is a First Vice President and a longstanding member of The Leland Group. In his role, Brian works closely with clients to navigate complex financial decisions across life transitions, focusing on long-term planning, wealth preservation, and retirement readiness. Brian's expertise encompasses areas such as college education planning, employee financial health, liquidity management, personal retirement planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income. He holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., and also carries the Personal Investment Advisor (PIA) designation. Brian is a graduate of the University of Massachusetts with a bachelor's degree. He lives in Tewksbury, MA with his wife and enjoys spending time with his three adult children and grandchildren. His personal interests include biking, boating, football, golfing, hiking, running, skiing, and traveling.