Ashley Koles is a financial advisor with Primerica Advisors in Natick, MA, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. Her work history includes roles at PFS Investments Inc and Primerica Financial Services, as well as involvement with Cerebral Palsy Tempus Unlimited. Outside of financial advising, she has worked as a part-time driver for Uber and Lyft in Boston. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap fee structure for its advisory services.

Philip Sartori is a financial advisor with LPL Financial in Westwood, MA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with LPL Financial, including its predecessor LINSCO/PRIVATE LEDGER CORP., since 2005. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Christopher B. Bean is a Managing Director and Wealth Management Advisor at Merrill Lynch Wealth Management with 30 years of experience. He leads Bean & Associates, a tenured Wealth Management Advisory Team providing personalized, concierge-style service focused on affluent families, business executives, medical professionals, and trusts and estates. The team offers customized strategies that integrate wealth management, tax minimization, estate and legacy planning, retirement and education planning, asset preservation, and banking services. Christopher holds the Chartered Retirement Planning Counselor (CRPC) designation and the Personal Investment Advisor (PIA) designation. He is an honors graduate of Brandeis University and holds a Master's Degree in Business Administration from Boston University's Graduate School of Management. Prior to his financial advisory career, he held elected public office for seventeen years. He is involved with the Jacob Bradbury Bean Foundation. Christopher and his wife, Pamyla, live in Duxbury with their four children.

Anthony Lorizio is a Vice President Private Wealth Management Advisor at Fidelity Investments. In this role, he partners with clients and their families to develop, implement, and manage financial plans tailored to their unique personal financial situations. He emphasizes a personal level of service and care, supported by his team. Anthony has over 20 years of experience with Fidelity Investments, having served as Vice President Financial Consultant from 2009 to 2024 and as Financial Consultant from 2004 to 2009. Throughout his career, he has focused on building strong relationships with clients and helping them work towards their personal and financial goals. Outside of his professional work, Anthony enjoys fishing, social events with friends, outdoor adventures, and traveling.

Camden Constantine is a financial advisor at Raymond James Financial with a Series 66 designation and less than one year of industry experience. His background includes roles at Raymond James Financial Services and 1776 Financial, as well as work outside the financial sector. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse range of clients including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers specialized municipal and public finance advisory services.

Hui Yu is a financial advisor with LPL Financial, holding a Series 66 designation and bringing four years of industry experience. Yu has worked at LPL Financial since 2022 and has also been affiliated with Rockland Trust since 2014. Outside of advisory work, Yu is a commissioned notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational and research tools.

Edward Mcbride is a financial advisor at OSAIC with 36 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Lincoln Financial Advisors, Agia, and VALIC Financial Advisors. Mcbride is also involved with Brayshaw Financial LLC, where he engages in fixed annuity sales, fixed life insurance, and long-term care services. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm uses a model-based investment approach with a multi-advisor platform offering brokerage and advisory services, incorporating tools such as risk-tolerance questionnaires and portfolio optimization.

Bryan Carey is a financial advisor with Ameriprise in Quincy, MA, holding Series 63 and Series 65 licenses and possessing 14 years of industry experience. He previously worked at Citizens Securities, Inc. for seven years before joining Ameriprise in 2022. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm serves clients with significant investable assets and offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Daniel Defeo is a financial advisor with Primerica Advisors in Foxborough, MA, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Primerica Advisors since 1993 and Primerica Financial Services since 1992. Outside of advising, he is involved in sales of loan products and home-related services for affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and select discretionary separately managed accounts to individual and high-net-worth clients. The firm uses third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating under a tiered wrap-fee structure and maintaining oversight of model offerings.

Sam Hetu is a Planning Consultant at Fidelity Investments, where he collaborates with clients and their families to develop comprehensive financial plans focused on their life goals. He has been with Fidelity Investments since 2021, progressing through roles including Customer Relationship Advocate, High Net Worth Service Associate, and various levels of Investment Solutions Representative before assuming his current position in 2025. Sam holds insurance licenses in Arkansas and California. Outside of his professional work, he enjoys attending concerts, watching football and movies, golfing, and engaging in outdoor activities such as skiing.

Ryan Fine is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has been with Raymond James Financial Services Advisors, Inc. since 2009 and the broader Raymond James Financial Services since 2003. Outside of his advisory role, he is owner of The Semjen Group, a support company based in Braintree, MA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, with specialized services such as municipal and public finance advisory and SIMPLE IRA Employer Advisory & Consulting Services.

Ryan Mc Intyre is a financial advisor at Ameriprise in Braintree, MA, holding a Series 66 designation with three years of industry experience. He has been with Ameriprise since 2018, with a brief period of self-employment, and has a background that includes teaching at Boston College High School. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice. The firm’s approach emphasizes dependable income sources, tax-aware withdrawal strategies, and incorporates proprietary research and third-party data.

John Mccarthy III is a CFP® with 32 years of experience in the financial services industry. He is currently affiliated with LPL Financial and has also worked at Bay Financial Advisors, Inc. for 15 years. He is a notary public in the Commonwealth of Massachusetts. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced operational tools and a broad spectrum of financial solutions.

William Devilly is a financial advisor with Ameriprise in Dorchester, MA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of his advisory role, he is involved in several real estate ownership ventures through various trusts and LLCs. Ameriprise serves clients primarily with retirement-income planning services tailored to individuals approaching or in retirement who meet specific asset criteria. The firm combines research-driven modeling and tax-efficiency analysis to provide non-discretionary, written recommendations delivered through a centralized consulting team.

Patrick Langan is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works to connect clients with the appropriate people, plans, and processes tailored to their unique financial ambitions. His client focus areas include college education planning, family wealth management strategies, managing new wealth, personal retirement planning, socially responsible and ESG investing, tax minimization, and retirement income. Patrick holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation as well as being a Personal Investment Advisor (PIA). He earned a Bachelor's degree from the University of Massachusetts System. He emphasizes building long-term relationships with clients to adjust financial plans as their lives change, leveraging resources available through Merrill Lynch Wealth Management. Outside of his professional role, Patrick enjoys reading, running marathons, skiing, traveling, hiking, training, and practicing yoga. He also values time spent with his wife and children.

Robert Host is a financial advisor with LPL Financial based in Holliston, MA, holding a Series 66 designation and having 22 years of industry experience. His prior roles include positions at Barbara Sekely and Waddell & Reed, Inc. He has maintained a tax preparation and accounting practice since 1987. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Scott Novak is a financial advisor with Equitable Advisors in Quincy, MA, holding Series 63 and Series 66 licenses with 30 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 2003. Novak volunteers with Quincy Public Schools, participating in mock interviews and educational events to assist high school seniors in preparing for financial and career challenges. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers a range of advisory programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party managers to implement customized investment solutions.

Jeffrey Griffin is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in providing personalized financial services and customized investment solutions. Since joining Merrill Lynch in 2006, Jeff has employed a holistic approach to assist high net worth families, corporate executives, and business owners in managing their assets and liabilities. He leverages the extensive resources of Merrill Lynch Wealth Management and Bank of America, N.A. to address clients' risk tolerance, time horizons, liquidity needs, and overall investment objectives. Jeff's expertise covers a broad range of client focus areas, including college education planning, retirement income, family wealth management strategies, philanthropic planning, and small business strategies. Jeff brings over two decades of experience in the financial services industry, including prior roles at Fidelity Investments and as Vice President with Bank of America’s Wealth Management Banking group. He works with clients in the Greater Boston area as well as Northern and Southern California, reflecting his personal and professional ties to both regions. Jeff holds an MBA with a concentration in Finance from Boston College and a Bachelor of Science in Business Administration from the University of New Hampshire. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of his professional work, Jeff is active in community initiatives and supports the Salute Military Golf Association. A resident of Hingham, Massachusetts, he is a single father to two teenagers and enjoys spending time with his family, playing golf, coaching baseball, and running marathons. Jeff has participated in multiple marathons, including the 2011 Boston Marathon as part of the Dana-Farber Marathon Challenge team.

Michael Meuse is a financial advisor with Edelman Financial Engines, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. He has worked at Financial Engines Advisors L.L.C., Fidelity Brokerage Services LLC, Edelman Financial Services, LLC, and EF Legacy Securities, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering diversified portfolios, periodic rebalancing, and a fiduciary approach for retirement accounts.

Bradley Armstrong is a financial advisor at Edward Jones with 16 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for MFS Fund Distributors Inc for 14 years. Armstrong is currently based in Westwood, MA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions under a fiduciary standard.