Joshua Mcmillen is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 designations and one year of industry experience. His prior roles include positions at MassMutual Life Insurance Co and MML Investors Services, LLC. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is notable for its use of systematic methodologies, its registration as a commodity pool operator, and its advisory role to multiple registered investment companies.

Michael Boragine is a financial advisor at Ameriprise Financial Services with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked at Ameriprise since 2015. Outside of Ameriprise, he manages an advisory business with Eight Feet Wealth Advisors Inc. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Jodi Gaynor is a financial advisor at Thrivent Investment Management with one year of industry experience. She holds the Series 66 designation and previously worked at CVS Health Inc. for 24 years. Outside of her advisory role, she serves as CFO of BetterRx Compounding, Inc., a company focused on automating pharmaceutical compounding processes. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive, goal-based planning across a range of financial topics without discretionary trading authority.

Richard Pradieu is a financial advisor with Fidelity Investments in Smithfield, RI, holding Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at MFS Investment Management and various fitness and athletic organizations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolio delivery.

Kevin Kearns is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. His prior roles include positions at DemandDrive, Clemson University, Stifel, Olympia Sports, and Thayer Academy. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including charitable and registered investment funds. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across a wide range of investment vehicles.

David Salit is a Series 66-licensed financial advisor with Merrill in Providence, RI, and has 19 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Cleidir Mendes currently serves as an Investment Solutions Representative III at Fidelity Investments. In this role, he works closely with individuals and families to understand their financial goals, values, and priorities, providing personalized guidance and committed service to help clients feel confident and prepared for their financial future. Mr. Mendes has progressed through several positions at Fidelity Investments since 2022, including roles as Investments Solutions Representative II and I, High Net Worth Service Associate, and Customer Relationship Advocate. His experience spans client relationship management and investment support within the company. No information about Mr. Mendes's education, credentials, personal interests, or community involvement was provided.

Christian Mcneilly is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Fidelity, he was involved with several businesses including Midtown Oyster Bar and Scales and Shells. Outside of his advisory work, he has experience in hospitality and social club operations. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios comprising mutual funds, ETFs, and ETPs.

Jeffrey Ferreras is a financial advisor at Charles Schwab with six years of industry experience. He holds a Series 66 designation and has worked at firms including Fidelity Investments, Merrill, and Santander Securities. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides a multi-asset model portfolio approach supported by in-house research and due diligence.

Conor Driscoll is a financial advisor at MassMutual Investors Services with one year of industry experience. He holds a Series 66 designation and has previously worked at Northwestern Mutual Investment Services, LLC. Outside of finance, Driscoll has experience in the food service and fitness industries, including roles at Red Parrot Restaurant and Smithfield Fitness. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars using firm-approved analytical tools and structured annual planning engagements.

Sergey Kolker is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2017. He partners with individuals and families to develop tailored investment strategies aimed at growing, managing, and protecting their wealth. Sergey emphasizes building relationships based on education and collaboration to provide clients with peace of mind regarding their financial situations. Sergey has extensive experience in the financial services industry, having worked at Fidelity Investments since 2012 in roles including Senior Regional Investment Consultant and Investment Consultant. Prior to that, he was a Financial Advisor at Morgan Stanley Smith Barney from 2010 to 2012 and an Account Executive at FactSet Research Systems, Inc. from 2007 to 2010. He holds a California Insurance License, supporting his ability to advise clients on insurance-related financial matters.

Mengni Liu is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Her prior work includes roles at Bank of America and Tory Burch, as well as positions outside finance in museum and technology sectors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jason Taylor is a Series 66-licensed financial advisor with Fidelity, based in Smithfield, Rhode Island, and has four years of industry experience. Prior to joining Fidelity, he worked in retail at Best Buy and was self-employed for five years. Outside of finance, he is active as a professional photographer and musician in the Rhode Island area. Fidelity’s Strategic Advisers LLC, where Jason is affiliated, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and serve multiple registered investment companies.

Brendan Gray is a financial advisor at Fidelity with Series 63 and Series 65 credentials. He has one year of industry experience and previously held roles at Allied Universal, Greater Boston YMCA, and Wincap Financial. His background also includes work with Lifetime Corporation and involvement with Bentley University and Burlington Parks and Recreation Department. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse client base and utilizes systematic methodologies across mutual funds, ETFs, and ETPs, with formal advisory roles to multiple registered investment companies.

Patrick Kumar is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Fidelity, he worked at IGT and managed bookkeeping duties at C & K Management Services, Inc. Patrick has experience in roles outside finance, including positions at Bryant University and Dunkin Donuts. Fidelity, through its affiliate Strategic Advisers LLC, offers investment management and advisory services to a diverse client base that includes retail and institutional investors. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios of mutual funds, ETFs, and ETPs.

Joseph Fontaine is a financial advisor at Fidelity with Series 63 and Series 66 designations and two years of industry experience. Before joining Fidelity in 2024, he worked in various roles including at The Container Store and Traditional Martial Arts RI Inc. He also works as an independent contractor for Shipt Grocery Delivery. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse client base including registered investment companies and employs systematic methodologies with oversight controls.

Clayton Plumer is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2014. He works closely with clients and his team to provide comprehensive wealth planning services. Prior to this role, he served as an Investments Consultant at Fidelity Investments from 2011 to 2014. Clayton's professional experience centers on financial consulting and investment management within Fidelity's platform. He emphasizes a business approach grounded in a consistent process, clear business beliefs, and core values aimed at supporting clients and their families through all phases of wealth planning.

Michael Kerrigan is a financial advisor at Edward Jones with 14 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2011. Outside of his advisory work, he serves as a board member for the Hemisphere Gardens Condo Association in Stoughton, MA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices across the country.

Laura Giarrusso is a financial advisor at Morgan Stanley with seven years of industry experience. She holds a Series 66 designation and has worked previously at Raymond James & Associates, Weston Securities Corporation, and Bank Rhode Island. Outside of her advisory role, she is involved with Bella Vita Nutrition, a restaurant and bar in Warwick, Rhode Island. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools, including Monte Carlo simulations, as part of its advisory process.

Andrea Hottleman is a financial advisor at OSAIC with 19 years of industry experience. She holds Series 63 and Series 65 designations. Hottleman has a background in accounting and tax preparation, including roles at Melissa Gilroy CPA and Pavento Ratcliffe Renzi Co LLC, and owns a sole proprietorship that prepares tax returns and provides bookkeeping services. She also operates Hottleman and Associates, offering financial advisory and wealth management services for individuals and families. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, providing integrated brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm's advisers utilize various tools and analytics to construct diversified portfolios tailored to client risk tolerance and investment preferences.