Timothy Gallagher is a financial advisor at LPL Financial with 16 years of industry experience. He holds the Series 66 designation and has worked previously at UBS Financial Services and Merrill. Outside of his advisory role, he is the sole proprietor of Gloucester Properties LLC, a real estate business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, and supports advisors with various investment tools and institutional platforms.

William Burrough is a Wealth Management Advisor with Merrill Lynch Wealth Management in the Philadelphia office. He has over 40 years of experience in the financial services industry, including more than 35 years as a financial advisor with Merrill Lynch. William holds the professional designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA), as well as the title of Portfolio Manager. He earned a bachelor's degree in Business Management from The College of New Jersey and a master's degree in Finance from Rider University. William’s expertise includes family wealth management strategies, personal retirement planning, portfolio management services, socially responsible and values-based investing, and retirement income planning. His approach to wealth management emphasizes a fully integrated and holistic process tailored to each client’s specific goals, objectives, and risk tolerance. William has been an active member of his community for over 50 years. He serves on the board of the Haddon Heights Senior Housing Corporation and is involved with Interfaith Caregivers and the First Presbyterian Church of Haddon Heights, where he also serves on the board of deacons. Beyond his professional and community commitments, he enjoys cooking, golfing, hiking, ice hockey, traveling, and spending time with his family.

George Marateo is a financial advisor at Morgan Stanley with 46 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Andrew Thornton is a Vice President and Financial Consultant at Fidelity Investments, where he works directly with clients to develop customized financial plans tailored to their individual goals and aspirations. He leverages Fidelity's extensive resources to support clients in building a stronger financial future and meets regularly with them to ensure their plans remain on track throughout their careers and retirement years. Andrew has over a decade of experience in the financial advisory field. Prior to joining Fidelity Investments in 2021, he served as a Financial Advisor at Raymond James from 2017 to 2021 and at Merrill Lynch from 2009 to 2017.

Richard Berman is a financial advisor with Morgan Stanley in Boca Raton, FL, holding a Series 63 designation and bringing 33 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm’s investment approach incorporates structured discovery and advanced planning tools, with a focus on advisory services rather than individual security recommendations in its standalone planning offerings.

Brandon Valentin is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and has previously worked at Merrill Lynch, Columbia Bank, and the Philadelphia Eagles. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations in its client solutions.

Kaitlyn Lefanto serves as a Wealth Management Senior Relationship Manager at Fidelity Investments. In this role, she focuses on building deep relationships with clients and delivering services tailored to meet intergenerational wealth management needs. She and her team work to understand each family's unique preferences and adapt their approach as clients progress through different stages of their financial life. Kaitlyn has been with Fidelity Investments since 2016, progressing through roles including Financial Representative, Relationship Manager, Investment Consultant, and Planning Consultant before assuming her current senior management position in 2026. Her experience spans various aspects of wealth management, client service, and financial planning. She is committed to advocating for clients and customizing relationships to ensure they feel understood. No additional information about her education, credentials, or personal interests was provided.

Michael Fox is a financial advisor with Cetera, holding the ChFC® and Series 63 designations and bringing 55 years of industry experience. He has been associated with Cetera Advisors LLC since 1994 and operates his own firm, Michael Fox & Associates, Inc., since 1982. In addition to his advisory work, he provides tax preparation and bookkeeping services through Financial Planning Works, Inc. Cetera operates as a multi-manager platform serving individual, corporate, charitable, and institutional clients nationwide. The firm offers a broad range of portfolio management and financial planning services through a network of over 10,000 advisors and manages assets exceeding $256 billion.

Paul Levin is a financial advisor with LPL Financial, holding CFP® and ChFC® designations and Series 63 registration. He has 41 years of industry experience, with previous roles at Commonwealth Financial Network, LPL Financial, and WS Griffith Securities. His other activities include serving as a notary and operating a financial group for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with research and operational tools while overseeing over $819 billion in discretionary assets.

William Mclaughlin IV is a financial advisor at LPL Financial with 34 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Lincoln Financial Advisors Corp and Widerman & Company/Smith Brothers Insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including access to model portfolios, third-party asset managers, and institutional platforms.

Amanda Manuola is a financial advisor at Merrill Lynch Wealth Management in the Mount Laurel office. She works with families, business owners, and individuals to develop financial plans focused on investment growth, tax optimization, retirement security, and wealth protection. Her client focus areas include college education planning, legacy planning, personal retirement planning, tax minimization, and retirement income. Amanda holds a Bachelor's Degree from the University of Delaware and has earned multiple professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of her professional work, Amanda engages in personal interests such as pickleball, running, and yoga. She aims to provide clients with the guidance necessary to navigate their financial journeys with confidence through personalized advice and customized strategies tailored to their specific needs.

Sean Carter is a CFP® professional with 17 years of industry experience. He is currently with RBC Capital Markets, LLC, having joined in 2026 after 14 years at UBS Financial Services. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a mix of in-house and third-party managers, providing both discretionary and non-discretionary portfolio management and related financial services.

Jacob Snover is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and four years of industry experience. Prior to joining Raymond James, he worked at JPMorgan Chase Bank and JPMorgan Securities. His work history includes roles outside the financial industry, including at Amazon and various short-term positions. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base across individuals, institutions, and municipalities, offering financial planning, investment consulting, and institutional fiduciary services with a range of portfolio management options.

Kenneth Blackmon is a financial advisor with Ameriprise in Voorhees, NJ, holding CFP® and ChFC® designations and over 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves as Vice Commander for the US Navy Reserve’s US Fleet Forces Command and manages office administration and real estate management businesses. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and ongoing advice based on proprietary research and third-party data.

Tina Solorzano is a financial advisor at Morgan Stanley with four years of industry experience. She holds the Series 66 designation and previously worked at Merrill Lynch and UBS Financial Services. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Keith Price is a financial advisor with Merrill, holding a Series 66 designation and eight years of industry experience. He has been with Merrill and its affiliated Bank of America, N.A. since 2016. Merrill, together with Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Clark is a CFP® with 27 years of experience in the financial services industry. He is currently with Cetera and previously spent over a decade at Concourse Financial Group Securities Inc. In addition to his advisory work, Clark conducts educational workshops on financial topics, cyber-security, and life coaching, and provides coaching to job seekers and other advisors. He also serves as guardian for his mentally disabled adult brother. Cetera Investment Advisers LLC is an SEC-registered firm offering a multi-manager platform that serves individual, retirement plan, corporate, charitable, and institutional clients. The firm provides various portfolio management and financial planning services, allowing advisors to implement model portfolios, select third-party managers, or create customized strategies across multiple program structures.

Kevin Barnes is a financial advisor with Ameriprise in Marlton, NJ, holding a Series 66 designation and 15 years of industry experience. He previously worked at Bank of America and Merrill from 2011 to 2023 before joining Ameriprise in 2023. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through written Recommendation Reports and annual advice. The firm's approach includes a collaborative service team, algorithmic analysis, and specific enrollment criteria that integrate managed account assets within its investment platform.

Jeffrey Deissler is a financial advisor at Cetera with 26 years of industry experience. He holds a Series 63 designation and has worked at Cetera and its affiliated entities since 2025. Prior to that, he spent 26 years at Avantax Investment Services and has operated an independent tax and financial planning business since 1999. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients through a multi-manager platform offering diverse portfolio management and financial planning services. The firm supports various investment strategies and program structures, with over 10,000 advisors and approximately $256 billion in assets under management.

Matthew Tolentino is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and the Global Investment Committee’s secular return estimates.