Jerry Schapira is a financial advisor with Stifel in Yardley, PA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Stifel since 2007. Stifel serves a broad range of clients including individuals, institutional investors, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology through its Investment Strategy Group to provide asset allocation and planning analyses, while clients retain discretion over implementation.

Karl Falkenstein IV is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions. The firm provides tailored financial planning services supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Kiranmai Ganti is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill in 2025, she worked at Bank of America and Educational Testing Service. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Filippo Maiello is a financial advisor with Merrill in Pennington, NJ, holding Series 63 and Series 66 designations and 18 years of industry experience. His career includes roles at Bank of America and Santander Securities, and he has a part-time affiliation with Uber unrelated to his advisory work. Merrill provides managed account services to a diverse client base, including individuals and institutional investors, utilizing model-based and discretionary investment strategies integrated within Bank of America’s broader platform.

Michael Jones is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2010. With over 20 years of experience, he collaborates with his team to develop customized wealth and financial strategies tailored to the individual needs and goals of each client. His areas of focus include education planning, family wealth management strategies, managing new wealth, philanthropic planning, portfolio management services, tax minimization, and retirement income. Michael holds the Chartered Financial Consultant (ChFC) designation and is a Personal Investment Advisor (PIA). He earned his high school diploma from Totino Grace and attended the University of Minnesota System without obtaining a degree. Originally from Kentucky, Michael and his family reside in Laguna Niguel. Outside of his professional work, he enjoys boating, cooking, fishing, golfing, and reading.

Gerasimos Melissaratos is a Branch Leader at Fidelity Investments, a role he has held since 2020. Prior to this, he served as a Branch Leader at TD Ameritrade from 2018 to 2020 and as a Senior Financial Consultant there from 2014 to 2018. His professional focus includes coaching and developing teams to deliver exceptional client experiences, emphasizing engagement and knowledge among associates. He is committed to fostering an environment that supports both associates and clients. Outside of work, Gerasimos is interested in family activities, fitness, social events, reading, traveling, and volunteering.

Vito Depalo is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA), reflecting his commitment to providing personalized financial guidance. Vito earned a Bachelor's Degree from the State University of New York at Oswego, which underpins his expertise in the financial services industry. His role focuses on assisting clients with wealth management strategies tailored to their individual investment goals.

Paul Kolano is a financial advisor with Merrill in Pennington, NJ, holding Series 63 and Series 66 designations and possessing 22 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 1999. Outside of his advisory role, Kolano serves as an advisory board member and trustee for Catholic Charities, Diocese of Trenton. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base, including individuals, pension plans, and charitable organizations.

Robert Diprato is a financial advisor with Merrill, holding a Series 66 designation and more than 31 years of industry experience. He has been with Merrill since 1989. In addition to his advisory work, he serves as an advisory board member for UCP of Hudson County, a nonprofit organization providing advocacy and support services to residents of northern New Jersey. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, delivering model-based and discretionary investment strategies across a broad client base that includes individuals, high-net-worth clients, and institutional fiduciaries.

Jeffrey Boyarsky is a financial advisor with Equitable Advisors in Princeton Junction, NJ, holding Series 63 and Series 65 designations and bringing 46 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he is a licensed residential real estate referral representative. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Vaughn Woodard is a financial advisor at Merrill with 24 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2013. Merrill provides managed account services through the Select Portfolio Solutions program to a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers a range of investment strategies implemented by Managed Account Advisors LLC and overseen by Merrill’s Chief Investment Office, integrated with Bank of America’s broader corporate platform.

William O'Brien is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including J.P. Morgan Securities, Merrill, and Prudential Insurance. Outside of his advisory role, he works as a rideshare driver for Uber and Lyft. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment offerings.

Thomas Wick is a financial advisor with Morgan Stanley, holding a Series 66 designation and 25 years of industry experience. His work history includes roles at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2006. Outside of his advisory work, he is involved in a real estate business owning rental properties in Belmar, NJ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning that utilizes structured discovery conversations and advanced modeling tools.

Jean Wiegner is a financial advisor with Merrill in Princeton, NJ, holding a Series 63 designation and 45 years of industry experience. He has been with Merrill since 1978 and has worked at Bank of America since 2011. Outside of his advisory role, Wiegner serves as a committee member on the finance committee of the Nassau Club, a charitable organization. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Salvatore Ruffino is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Bank of America, Wells Fargo Clearing, and Wells Fargo Advisors. Ruffino is the owner of OJR Holdings LLC, a limited liability company. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, and institutional investors. The firm offers model-based and discretionary investment strategies integrated into Bank of America’s corporate platform.

Michael Gonzalez is a financial advisor at Merrill with three years of industry experience and holds a Series 66 designation. His prior work includes roles at Shoprite and the National Winter Activity Center, as well as various positions in education and hospitality. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates with Bank of America’s broader corporate platform, providing access to a wide set of products and services.

Patrick Clewell is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 66 designation and has worked at Bank of America N.A. and Merrill since 2014. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Abhishek Patel is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. He previously worked at PNC Financial Services and Rem and Company, and has an academic background from Villanova University. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Matthew Kennedy is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2017, alongside his tenure at Bank of America, N.A. since 2018. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Dirk Alexander is a financial advisor at Osaic with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has been affiliated with New Century Financial Group, LLC and Osaic Wealth, Inc. for over 20 years. Outside of his advisory work, he is involved in music as a session musician and manages a music publishing company. Osaic Wealth, Inc. serves a diverse clientele, including individual investors, institutions, and charitable organizations, through a large network of advisors and platforms. The firm provides integrated brokerage and advisory services along with retirement plan consulting and access to third-party money managers, employing asset-allocation tools and automated rebalancing to manage portfolios across various asset classes.