Kevin Doyle is a financial advisor at Janney Montgomery Scott with 38 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Raymond James & Associates, Morgan Stanley, and Citigroup Global Markets. Outside of his advisory role, he serves as a FINRA arbitrator in Washington, DC, and is a board member of a homeowners association in Fort Lauderdale, FL. Janney Montgomery Scott is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage services, financial planning, and advisory programs supported by in-house and third-party portfolio management.

Ryan Hannegan is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has worked with SunTrust Advisory Services, Sun Trust Investment Services, and Sun Trust Bank since 2015. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platform and manager partnerships, to deliver its services.

Mark Ring is a financial advisor with CWM, LLC, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked at CWM since 2016 and previously held roles with Jacob William Advisory and Jacob William, Inc. Outside of his advisory work, Ring serves as a board member for the Baltimore Chapter of the Boy Scouts of America and the Maryland Council of Economic Education. CWM, LLC is an SEC-registered investment adviser operating an enterprise platform with over 650 advisors and approximately $50.6 billion in assets under management. The firm provides discretionary asset management, financial planning, and retirement plan services, utilizing model portfolios overseen by an Investment Committee and offering tailored solutions including custom indexing and alternative investments.

Tia Cantrell is a Series 66-licensed financial advisor with Transamerica Financial Advisors, where she has worked since 2022. She has three years of industry experience and also operates a private CPA practice through North Bethesda CPA and TG Riviera LLC. Additionally, she has held a project management role at the Federal Aviation Administration since 2012. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored plans, trusts, and charitable organizations. The firm employs a model portfolio approach supported by third-party managers and operates an integrated retirement plan ecosystem with affiliated entities.

John Mc Kinnell is a financial advisor at T. Rowe Price Advisory Services, Inc. He holds the Series 66 designation and has recently started his career in the industry. Prior to joining T. Rowe Price, his experience includes roles at Temple View Capital, Mosaic Asset Partners, and various positions associated with country clubs and educational institutions. T. Rowe Price Advisory Services, Inc. offers a retirement advisory program focused on individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily using proprietary T. Rowe Price mutual funds and ETFs. The firm employs a structured investment approach including tax-aware rebalancing and Monte Carlo simulations delivered through an interactive online platform.

David Powell is a CFA® charterholder with 13 years of industry experience. He is based in Baltimore, MD, and has been with Brown Investment Advisory & Trust Company since 1999. Brown Advisory provides investment management and advisory services to a diverse client base, including high net worth individuals, endowments, pension plans, and corporations. The firm employs a bottom-up, fundamental research process to construct concentrated portfolios and offers a range of strategies including sustainable-investment integration, as well as private-fund and venture programs through affiliated entities.

Christopher Agnes Jr. is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 licenses and six years of industry experience. He has worked at T. Rowe Price since 2019 and was previously employed at Willis Towers Watson from 2015 to 2019. Outside of his advisory role, he serves as a consultant for Higher Learning Academy, assisting with letter writing, applications, and record maintenance. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management primarily for individual investors and households, using proprietary mutual funds and ETFs. The firm combines goals-based planning with tax-aware portfolio management and delivers services through a blend of advisor access and online tools.

Scot Millen is a financial advisor with Creative Planning, LLC, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He previously worked at Private Advisor Group, LLC and LPL Financial. Millen uses the business name Brightworks Wealth Management for providing investment advice through Private Advisor Group. Creative Planning offers wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, and corporations. The firm employs a financial-planning-led investment approach that includes low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in assets.

Todd Gavelek is a financial advisor with PNC Wealth Management, holding a Series 66 designation and 17 years of industry experience. He has been with PNC Investments since 2010. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an invitation-only digital discretionary model account. The firm uses algorithmic questionnaires and third-party strategists to manage portfolios primarily through mutual funds and ETFs.

William Purcell is a financial advisor at William Blair with 26 years of industry experience. He holds a Series 66 designation and has worked previously at Brown Advisory Securities, LLC for 15 years before joining William Blair in 2019. He also serves as co-trustee to the trust under Article VI of the will of Martin A. Purcell. William Blair’s Private Wealth Management division provides investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs an active, research-driven approach across multiple asset classes and offers proprietary portfolios, third-party sub-advisers, and access to private funds through its MB Investments Program.

Michael Johnson is a financial advisor at Janney Montgomery Scott in Towson, MD, holding a Series 66 designation with 12 years of industry experience. He has been with Janney Montgomery Scott and its affiliated entities since 2013. Janney Montgomery Scott LLP is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, and multiple advisory programs.

Jeffrey Bravo is a financial advisor at Valic Financial Advisors with a Series 66 designation and one year of industry experience. His prior work includes roles at Target, Nestle, and Workiva, as well as several positions at Arizona State University. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors. The firm manages approximately $29.2 billion and supports nearly 300,000 clients with a technology-driven approach.

Scott Hall is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Valic Financial Advisors since 2008. He also holds Series 63 and Series 66 licenses and has been affiliated with Agia since 2022. Outside of his advisory role, he is involved in a private mortgage business in Hagerstown, Maryland, primarily managing loan payments. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models and providing optional overlay services for portfolio customization.

Evaristo Gonzalez is a financial advisor at Guardian Life with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked extensively with Park Avenue Securities and Guardian Life Insurance Company. Outside of his advisory role, he is involved in offering personal disability insurance through Assurity and health insurance policies as a broker via URL Financial. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm integrates advisor-led discretionary management with model-based strategies across proprietary and third-party platforms, offering tailored client relationships and access to various insurance and alternative investment solutions.

Brian Shea is a financial advisor with Eagle Strategies (NY Life) and holds Series 63 and Series 66 credentials. He has 14 years of industry experience and has been associated with Eagle Strategies since 2021, as well as Tactical Financial Group and New York Life since 2011. Shea is involved in community activities, serving as a volunteer donations coordinator for a Blue Lives Matter memorial event supporting fallen Harford County deputies. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individual investors, institutional sponsors, and charitable organizations. The firm emphasizes tailored advice delivered mainly through non-discretionary asset management and integrates services within the New York Life affiliate structure.

Craig Ristuben is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 credential and six years of industry experience. His prior roles include positions at M&T Bank, Educational Systems Federal Credit Union, and PNC Bank NA. He has been with T. Rowe Price since 2019. T. Rowe Price Advisory Services, Inc. offers the Retirement Advisory Service, which combines nondiscretionary goals-based financial planning, retirement income planning, and discretionary investment management for individual investors and households. The program employs model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, using tax-aware strategies and Monte Carlo simulations to inform financial plans and retirement income projections.

Ryan Behnken is a financial advisor at Equity Services, Inc. with 18 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at M&T Securities and M&T Bank for 10 years. Outside of his advisory role, Behnken serves on multiple nonprofit boards, including as vice chair and board chair of YMCA organizations, and works as a police officer. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that include third-party asset managers and combines long-term investment strategies with options for shorter-term trading and specialized instruments.

Daniel Bernstein is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has been with PNC Investments since 2008. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital strategy pilot that uses algorithmic risk assessment and implements investments via approved model portfolios managed by PNC or third-party strategists.

Phillip Nguyen is a financial advisor at Valic Financial Advisors with a Series 66 designation and one year of industry experience. His prior work includes roles at StoneBridge Advisors LLC and several positions at the University of Maryland. Outside of finance, he has worked in the food service industry at Roggenart Bakery and Glory Days Grill. Valic Financial Advisors, Inc. is an SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors, utilizing centralized technology and model solutions to manage roughly $29.2 billion across close to 300,000 clients.

Zachary Weiner is a CFP®-certified financial advisor with eight years of industry experience, currently with Benjamin F. Edwards & Company, Inc. since 2018. Prior to joining Benjamin F. Edwards, he worked at JP Morgan for six years. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of services including wrap-fee advisory programs, financial planning, retirement plan consulting, and investment management consulting, and utilizes proprietary strategies alongside third-party models in their managed solutions.