Lawrence Mcdonnell is a financial advisor at Raymond James Financial with 22 years of industry experience. He previously worked for Merrill from 2003 to 2018 before joining Raymond James in 2018. Mcdonnell is a Series 66 credential holder and serves as a managing partner at Cape Henry Private Wealth Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and institutional clients. The firm uses fact-finding, risk profiling, and analytical tools to tailor non-discretionary planning and investment consulting to client goals.

Jason Legato is a financial advisor at Edward Jones in Chesapeake, VA, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones in 2022, he served in the United States Navy for 21 years. He is the president of a local Business Networking International chapter in Virginia Beach, facilitating meetings and supporting chapter leadership. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a large network of financial advisors and offers a range of discretionary and non-discretionary investment strategies, SMAs, affiliated mutual funds, and tax-efficient services.

Douglas Melrose Jr. is a CFP® professional with 33 years of industry experience, currently affiliated with Ameriprise in Virginia Beach, VA. He has worked at Ameriprise since 2018 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized retirement income service that provides written recommendations and ongoing planning advice focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Reid Barber is a financial advisor with Mass Mutual Investors Services in Virginia Beach, VA, holding a Series 66 designation and six years of industry experience. His prior work includes roles at Primerica Advisors and Guardian Life Insurance Company. Outside of advisory services, he manages an LLC used for outside insurance sales and acts as an insurance agent specializing in life, disability, and long-term care coverage. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning and asset management using firm-approved tools, with a focus on collaborative goal analysis and written recommendations.

Neal Smith is a financial advisor with UBS Financial Services in Norfolk, VA, holding a Series 66 designation and 13 years of industry experience. He has been with UBS since 2012 and serves concurrently in the US Navy. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering a range of financial planning and portfolio management solutions supported by proprietary research and model-based asset allocations.

Susan Taylor is a CFP® with 40 years of industry experience and is currently with Cetera. Her prior roles include positions at Voya Financial Advisors and Cetera Wealth Services, LLC. She is also an independent insurance agent specializing in the sale of fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary management options, featuring over $256 billion in assets under management and a network of more than 10,000 advisors.

Craig Perez is a financial advisor at Morgan Stanley with three years of industry experience. He holds a Series 66 designation. Prior to joining Morgan Stanley in 2022, he worked at AutoBell Carwash Inc and Moe's Southwest Grill. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Lee Sherlock is a CFP® professional with 23 years of industry experience. He is currently with Wells Fargo Clearing and previously worked at Charles Schwab and TD Ameritrade. Sherlock has ownership interests in residential rental properties in Virginia Beach. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Its advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Kerke Johnson is a CFP® professional with 37 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ralph Sabine is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2011. Outside of his advisory role, he manages timber and land holdings in Isle of Wight County, Virginia, through a family partnership. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning using firm-approved analytical tools.

Kathleen Geremia is a financial advisor with Morgan Stanley in Virginia Beach, VA, holding a Series 66 designation and six years of industry experience. She has been with Morgan Stanley Private Bank, N.A. since 2020 and Morgan Stanley Smith Barney LLC since 2019. Prior to her financial services career, she attended Randolph-Macon College. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools supported by its Global Investment Committee to guide clients through financial planning.

Jonathan Headley is a financial advisor at Merrill with 41 years of industry experience. He holds Series 63 and Series 65 designations and has been with Merrill and Bank of America since 2009. Merrill serves a diverse client base, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage services. The firm emphasizes tax-efficient strategies and benefits from deep integration with Bank of America’s broader banking and capital markets platform.

Tiffany Callahan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and 14 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment process is IPS-driven and grounded in modern portfolio theory, with a broader range of financial products including insurance-related vehicles and bank deposit sweep options.

Shannon Walker is a CFP® and holds a Series 66 license with 10 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates a broader range of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Scott Singor is a CFA® charterholder and holds a Series 66 license with 20 years of industry experience. He has been with UBS Financial Services since 2012. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and mutual fund distribution. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Lelis Pond is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. His prior firms include Royal Alliance Associates, Inc., Signator Investors, Inc., and Oppenheimer. Additionally, he conducts investment and insurance business through Signature Financial Group, LLC, focusing on sales and marketing of securities, fixed annuities, and insurance products. OSAIC serves a diverse client base ranging from individual and high-net-worth investors to pension plans and charitable organizations. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party solutions to construct portfolios that may include a wide range of investment products.

Dennis Greene is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. Prior to joining LPL in 2025, he worked at Edward Jones for one year and spent 25 years with the U.S. Department of Housing & Urban Development. He also serves as a FINRA arbitrator. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various financial planning and advisory programs, combining discretionary and non-discretionary management with model portfolios and research from multiple sources.

Christopher Fletcher is a financial advisor at Edward Jones in Virginia Beach, VA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked at Legal Benefits Inc. for five years and at Il Giardino Ristorante for four years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of advisory programs and investment strategies. The firm operates under a fiduciary standard and is notable for its extensive network of advisors, branch offices, and affiliated financial services.

Margarita Enciso is a financial advisor at Wells Fargo Clearing with industry credentials including Series 63 and Series 65 licenses. She has been with Wells Fargo Bank since 2013 and joined Wells Fargo Clearing in 2025. She is based in Virginia Beach, VA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

John Murphy is a financial advisor at Raymond James Financial with 34 years of industry experience. He previously worked at Edward Jones from 1991 to 2025 before joining Raymond James in 2025. Outside of advising, he is a partner and owner of Shelmur LLC, where he participates in company direction discussions. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm uses tailored, non-discretionary planning and analytical tools to help clients assess potential outcomes and supports various advisory programs across a large advisor network.