Lushen Evans is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In this role, he works closely with clients to understand their financial goals and develop strategies tailored to their short-, mid-, and long-term objectives. He provides guidance on various financial matters, including general investing, retirement planning, and saving for unexpected events. Evans holds a Bachelor's Degree from the College of Charleston and a Master of Business Administration (MBA) from The Citadel. He is also a Personal Investment Advisor (PIA). His approach emphasizes understanding what is important to clients and their families to create effective financial strategies. He collaborates with clients to address their concerns and questions, offering ongoing advice as their needs evolve.

Ray Evans III is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. His prior work includes roles at Bank of America and Merrill. He is also a member of a family-held LLC, R T M Q LLC, which is an investment-related business. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor investment strategies.

Mark Simms is a Senior Financial Advisor with Merrill Lynch Wealth Management in Mount Pleasant, South Carolina. He has been in the financial services industry since 1994 and holds the Professional Investment Advisor (PIA) designation. Mark earned a Bachelor of Business Administration from Western Connecticut State University and is a veteran of the U.S. Navy. Mark focuses on delivering a comprehensive approach to managing wealth by connecting all aspects of clients' financial lives. He works with individuals and families to understand their financial situation, risk tolerance, time horizon, and liquidity needs, helping them articulate their short- and long-term goals. He combines personalized service with the investment insights of Merrill Lynch and the banking convenience of Bank of America to recommend financial strategies aligned with clients’ objectives. His client focus areas include personal retirement planning, women and wealth, and retirement income. Beyond his professional role, Mark has been involved in his community through leadership and volunteer roles. He served as president of the Newtown Country Club from 2007 to 2009 and was a team leader for HomeFront and Americares from 1998 to 2017. He enjoys golfing, running, and traveling.

Michael Wiggins is a financial advisor at Edward Jones in Charleston, SC, holding a Series 66 designation with three years of industry experience. Prior to his current role, he worked in retail and hospitality positions, including at Harris Teeter and Wild Dunes Resort. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad spectrum, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Steven Paul is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at American Portfolios Financial Services, Inc. for 22 years. Outside of advising, he is the owner of a software development company, Empowry Inc., and serves on the Tupelo Community HOA Board. Osaic Wealth serves a diverse range of clients, including individual investors, retirement plans, charities, and corporate entities. The firm employs a model-based asset allocation and portfolio optimization approach, offering brokerage and advisory services through a multi-advisor platform that includes discretionary management, third-party money managers, and comprehensive financial planning.

Michael Avant is a financial advisor at Edward Jones with 15 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients across a wide range of account types. The firm manages approximately $1.01 trillion in assets under management and offers a variety of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, affiliated mutual funds, and tax-efficient services.

Michael Roy II is a financial advisor with Equitable Advisors in North Charleston, SC, holding a Series 66 designation and 16 years of industry experience. He has worked at Equitable Advisors since 2010 and was previously with Axa Advisors. Outside of his advisory role, he owns Meek Ventures, LLC and RNF Customs, LLC. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing a network of Investment Adviser Representatives and third-party asset managers to deliver customized investment solutions.

Amanda Davis is a financial advisor at Edward Jones in Summerville, SC, with three years of industry experience. She holds a Series 66 designation and previously worked at Charleston Dog House for three years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Pamela Bayard is a financial advisor with Morgan Stanley in Charleston, SC, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. She has been with Morgan Stanley since 2010 and is currently associated with the Morgan Stanley Private Bank. Outside of her advisory role, Bayard serves as Treasurer for Cane Bay AA Group, a healthcare organization in South Carolina. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Joseph Cook Jr. is a CFP® professional with 34 years of industry experience, currently serving as a financial advisor at OSAIC since 2018. His prior roles include positions at Signator Investors, Inc., Transamerica Financial Advisors, and New England Securities. Outside of his advisory work, he serves as a deacon at First Baptist Church in Charleston, SC. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm employs a model-based investment process with a variety of advisory and brokerage programs designed to accommodate different client needs and preferences.

Morgan Campbell is a financial advisor with Merrill, holding a Series 66 designation and 25 years of industry experience. He has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Maugeri is a CFP® professional with 27 years of experience in the financial services industry. He has been associated with Cetera since 2010 and operates Maugeri Wealth Management, an investment advisory practice. He also provides tax consulting services through a separate business. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers, supporting over 10,000 advisors and managing more than $256 billion in assets.

Jennifer Hatton is a Series 66-licensed financial advisor with eight years of industry experience. She has worked at LPL Financial since 2025 and previously spent 12 years at D.A. Davidson & Co. Outside of advising, she is a co-owner of a real estate rental property in Eufaula, Alabama. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered primarily by investment adviser representatives using a variety of strategies and operational tools.

Lisa Dehaven is a financial advisor with LPL Financial in Charleston, SC, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. She has worked with South State Bank and its predecessor, South Carolina Bank & Trust, since 2014 and was previously with First Southeast Investor Services, Inc. for 20 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of advisors and advanced operational tools.

Kellie Bair is a financial advisor at Cetera with 20 years of industry experience. She holds a Series 66 designation and has previously worked at Avantax Advisory Services, Avantax Investment Services, Avantax Insurance Services, and 1ST Global Capital Corp. In addition to her advisory role, she is involved as a financial assistant at Arrow Advisory, a financial services entity. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with access to third-party managers, discretionary and non-discretionary portfolio management, and retirement services, managing over $256 billion in assets.

Christopher Gilbert is a Senior Financial Advisor at Merrill Lynch Wealth Management. He and his team provide clients with personalized wealth plans and access to banking solutions from Bank of America. Christopher joined Merrill in 2018 and brings 20 years of experience in the financial services industry. Christopher's expertise includes corporate benefit programs such as equity compensation, defined benefit, defined contribution, and nonqualified deferred compensation plans. He assists corporate executives in integrating their corporate benefits into a long-term financial strategy. His background includes extensive work in plan design, administration, audit support, fiduciary investment selection, enrollment, and compliance, which informs his approach to advising clients and plan sponsors. He holds multiple professional designations including Certified 401(k) Professional (CkP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Christopher earned a High School Diploma from Hibriten High School, an Associate's Degree from Caldwell Community College, a Bachelor's Degree from Appalachian State University, and an MBA from the University of South Carolina. He participates in professional and community organizations including Leadership Charleston, AARP, Carolina Voyager Charter School Board of Directors, Charleston Friends of the Library, and Friends of Carolina Voyager Charter School. In his personal time, he enjoys boating, cooking, fishing, gardening, golfing, reading, soccer, swimming, watching movies, and spending time with his family.

Anthony Allegro is a Financial Consultant at Fidelity Investments, a position he has held since 2025. In this role, he collaborates with individuals and their families to develop tailored financial plans that address their unique goals. Anthony focuses on creating personalized strategies that encompass investment portfolios, retirement planning, and long-term financial planning. Prior to his current role, Anthony served as an Investment Consultant at Fidelity Investments from 2024 to 2025 and as a Workplace Planning Consultant from 2022 to 2024. His experience spans various aspects of financial consulting, enabling him to guide clients through the accumulation, preservation, and distribution phases of life. Outside of his professional responsibilities, Anthony enjoys activities such as beach outings, camping, cars, fishing, golf, and outdoor adventures.

Lance Tyner is a financial advisor with LPL Financial in Charleston, SC, holding Series 63 and Series 65 credentials and five years of industry experience. Prior to joining LPL Financial and Lighthouse Wealth Advisors of Charleston LLC in 2021, he worked at Ilderton Conversions of North Charleston and S&S Tire Wholesale. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Eugene Hines is a financial advisor with LPL Financial in Charleston, SC, holding CFP® certification and Series 63 and 65 licenses. He has 31 years of industry experience, including tenures at LPL Financial since 2007 and Wells Fargo Clearing from 2007 to 2011. Outside of his advisory role, he operates Hines Wealth Management, focusing on non-variable insurance sales related to group employer benefit packages. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Lisa Dempsey is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill, she worked at Bank of America and was employed at Seabrook Island Club. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.