Kevin Hefner is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior work includes roles at Marriot Hotel, Tax Defence Network, and Cool Stuff Games. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage investments across mutual funds, ETFs, and ETPs.

Linda Forte is a CFP® professional with 40 years of industry experience, currently serving as a financial advisor at Ameriprise in Ponte Vedra, FL. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she has involvement in commercial real estate ownership. Ameriprise is an institutional firm that offers a retirement-income planning service targeting clients with significant investable assets, delivering structured, research-driven recommendations through a centralized consulting team in partnership with financial advisors.

Joseph Jasmin is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Wells Fargo Clearing, he worked at Fidelity Investments and Fidelity Brokerage Services LLC. Outside of his advisory work, he is an independent contractor delivering packages for Amazon Flex. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and offering discretionary investment management options.

Lisa Puttick is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of her advisory role, she serves as Treasurer on the Board of Directors for the St. Johns Landing Estates HOA. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Brandon Eguchi is a Financial Consultant at Fidelity Investments, where he has held various roles since 2020, including Investment Solutions Representative I and III, and Fixed Income Specialist. Prior to joining Fidelity, he worked as a Workplace Solutions Officer and Financial Sales Advisor at BBVA Bank and as a Loan Specialist at OneMain Financial. Brandon is licensed to provide insurance in Arkansas and California. His professional approach focuses on simplifying complex financial concepts and collaborating with clients to develop strategies aligned with their individual priorities and goals. Outside of his professional work, Brandon has interests in art, biking, cooking and baking, fitness, museums, and pets.

Matthew Daugherty is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 designations and 27 years of industry experience. He has worked with Fidelity Brokerage Services, Strategic Advisers Inc, and Fidelity Personal And Workplace Advisors since 1999. Outside of his advisory role, he delivers food for Doordash. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including advisory for registered investment companies and charitable funds. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across a broad investable universe.

Eric Smith is a financial advisor at Fidelity with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Wells Fargo. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including registered investment companies. The firm utilizes a blend of fundamental research and quantitative analysis to construct model portfolios spanning mutual funds, ETFs, and ETPs, and serves as an adviser to multiple registered funds.

Chelsea Ugarte is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. Prior to joining Fidelity, she held positions in various sectors including property management and retail. Outside of her advisory role, she operates Cranberries & Cotton, an online resale business. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts, fund advisory roles, and model portfolios.

Sydney Bridges is a financial advisor with Fidelity Investments holding a Series 66 designation. Based in Jacksonville, FL, Bridges has been in the industry since 2024 and has experience working with firms including Carson Group and Meinrod & Leeper Wealth Management of Raymond James. Outside of financial advising, Bridges has held positions in university housing and residence life as well as other non-financial roles. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a combination of fundamental research, quantitative analysis, algorithmic portfolio construction, and oversight of sub-advisers, offering discretionary and non-discretionary services along with model portfolios derived from mutual funds, ETFs, and ETPs.

Sania Zaidi is a financial advisor at Merrill with 15 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with firms including Fidelity Brokerage Services, Morgan Stanley, and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers.

Joshua Merritt is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2019, as well as at Bank of America, N.A. since 2023. Outside of his advisory role, he serves as a trustee for several family trusts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Owten is a financial advisor with Merrill in Jacksonville, FL, holding Series 66 and Series 63 designations and one year of industry experience. His prior work experience includes positions at Bank of America, Region Bank, Fidelity Investments, and Navy Federal Credit Union. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jackson Neri is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and has worked at UBS since 2022. Prior to his current role, he was involved in photography, videography, and drone piloting through his business, East Coast Virtual Tours. UBS Financial Services offers brokerage and investment advisory services to individual, corporate, and institutional clients, combining proprietary research and model-based asset allocations to create tailored financial plans. The firm also provides a range of capital markets services alongside wealth management.

Connor Lowther is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill since 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Daniel Romanchuk is a financial advisor at Merrill with 16 years of industry experience. He holds a Series 66 designation and has worked at both Merrill and Bank of America, N.A. since 2012 and 2013, respectively. Outside of his advisory role, he coaches lacrosse at Ponte Vedra High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Tscharner Darby is a financial advisor at Fidelity with eight years of industry experience. They hold Series 63 and Series 66 designations and have worked at Fidelity Brokerage Services LLC since 2017. Their work history also includes a brief tenure at Vystar in 2017. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management.

Angela Graham is a financial advisor at Merrill with 22 years of industry experience. She holds Series 63 and Series 66 credentials. Prior to joining Merrill in 2017, she worked at Fidelity Investments for 10 years. Outside of her advisory role, she is involved with S.A.F.E Management in Jacksonville, providing guest services for sporting events and concerts. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Timothy Wolgemuth is a financial advisor with Fidelity in Jacksonville, FL. He holds the Series 66 designation and has been with Fidelity since 2025. Prior to joining Fidelity, he has experience in real estate and related roles, including working with Keller Williams Realty as an independent contractor handling real estate referrals. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory and portfolio management with a focus on combining fundamental research and quantitative analysis through systematic methodologies and long-term asset allocation.

Thomas Scott Jr. is a CFP® professional with 22 years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at Agia and Valic Financial Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with both discretionary and non-discretionary management supported by in-house and third-party research.

Ekaterina Ollier is a Financial Advisor at Merrill Lynch Wealth Management. In her role, she supports clients in clarifying their financial goals and developing strategies to help them achieve those objectives. She works with a diverse client base, including executives, business owners, and professionals, assisting them with various financial priorities such as retirement planning, wealth transfer, and portfolio management. Ekaterina brings her experience to bear in helping clients navigate complex financial decisions by providing clear communication and attentive service. Her background includes expertise in individually tailored investment strategies, legacy planning, and socially responsible investing. She holds a Bachelor's Degree from the University of San Francisco and has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of her professional responsibilities, Ekaterina is involved in her local Homeowners Association and enjoys spending time with her family.