Stephen Kowitski is a financial advisor with LPL Financial in Jacksonville, FL, holding Series 63 and Series 65 licenses and having 29 years of industry experience. He has been with LPL Financial since 2014 and also maintains a role at VyStar Credit Union since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs and financial planning services, offering both discretionary and non-discretionary management supported by in-house and third-party research.

Jeremiah Paradis is a financial advisor at Merrill with 9 years of industry experience. He holds Series 65 and Series 66 licenses. His prior experience includes ten years at Financial Transition Services and thirteen years at TMCC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joshua Jacobson is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping clients through goals-based wealth planning, with expertise in executive compensation, family wealth management strategies, and personal retirement planning. Joshua holds the Chartered Retirement Planning Counselor (CRPC) designation and earned his Bachelor's Degree from the University of North Florida. His approach centers on creating structured plans that align with clients' personal priorities while managing appropriate levels of risk. Outside of his professional work, Joshua enjoys football, golfing, and spending time with his family.

Kevin Melamed is a financial advisor with Ameriprise in Jacksonville, FL, holding Series 63 and Series 66 licenses and 29 years of industry experience. His prior positions include roles at Cetera Advisors LLC and Frontonu Capital. He has been with Ameriprise since 2018. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet certain asset criteria, providing written Recommendation Reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis within a centralized consulting team to deliver tailored, algorithm-supported advice.

Severan Roche is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 65 and Series 63 credentials and with one year of industry experience. His prior work includes roles at PFS Investments Inc., Primerica Financial Services, Tacolu, and positions in educational institutions. Outside of financial advising, he is involved as a partner with Juice Plus+, a non-investment related business. Primerica Advisors is a large-scale firm serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that delivers advisory services through model-driven strategies managed by unaffiliated asset managers.

Holly Van Wagner is a financial advisor at UBS Financial Services with 23 years of industry experience. She holds Series 63 and Series 66 designations and has worked at UBS Financial Services since 2015, with a brief period at Morgan Stanley in 2017-2018. UBS Financial Services Inc. serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

David Fieber is a CFP® and ChFC® with 11 years of experience in the financial industry. He has been with Edward Jones since 2014. Outside of his advisory role, he is president and secretary of Fieber Enterprises in Saint Augustine, FL. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment options, operating under a fiduciary standard and maintaining a large national network of financial advisors and branch offices.

Volha Laurentsik is a financial advisor with LPL Enterprise holding a Series 66 designation and has been in the industry since 2026. Prior to joining LPL Enterprise, she worked at Bristol Infrastructure Inc and Century 21 LH Realty, and served in the US Navy from 2008 to 2022. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to model portfolios and third-party asset managers through advisory and brokerage channels.

Jesse Peck is a financial advisor with Raymond James & Associates in Jacksonville, FL, holding a Series 66 credential and 19 years of industry experience. He has been with Raymond James since 2013. Outside of his advisory role, he is a partner in ECJ Capital, LLC, a business involved in real estate investment and property management. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services with multiple portfolio management styles and affiliated research support.

David Smith is a financial advisor at Wells Fargo Clearing with five years of industry experience and holds a Series 66 designation. His prior experience includes roles at Bank of America, Merrill, TD Bank, and Coastal Wealth, among others. He has also served in the United States Navy. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Hunter Chappell Walker is a Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill Lynch in 2022 after working as a supply chain operations and finance analyst for a major U.S. retailer. Hunter is a member of the Chappell Walker Group, a team with over 250 years of collective experience dedicated to assisting affluent households and business owners with their wealth management needs. Hunter holds a Bachelor of Business Administration in Finance and a Master of Science in Business Analytics, both from The University of Georgia. He is also a Personal Investment Advisor (PIA) and is bilingual in English and Spanish. His approach focuses on understanding clients' unique financial goals to develop customized strategies that leverage Merrill's investment resources and Bank of America's banking services. In addition to his professional work, Hunter serves on the Alumni Association Board of The Bolles School, where he graduated, and participates in the Angels for Allison community initiative. He resides in the Jacksonville area with his wife Abigail and their Goldendoodle, Rosie.

Nadine Of Gatas is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 65 credentials and having eight years of industry experience. She has been with Wells Fargo Clearing since 2017 and has also worked at Wells Fargo Bank since 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Christopher Danford is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 designations and possessing 30 years of industry experience. He has been with Thrivent Investment Management and Thrivent Financial for Lutherans since 2002. Danford serves as a board member for Lutheran Services of Florida, an organization providing various community services across the state. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive goal-based analyses and planning without discretionary trading authority. Their approach integrates planning with managed-account programs under a consolidated billing option while maintaining separate services.

Adam Dorman is a financial advisor with LPL Enterprise LLC in Jacksonville, FL, holding Series 63 and Series 66 credentials and 12 years of industry experience. His prior roles include positions at Eagle Strategies (NY Life), New York Life Insurance Co., Edward Jones, Fidelity Investments, Bank of America, and Merrill. Outside of his advisory work, he is the owner of Cardboard Collection Connection in Jacksonville. LPL Enterprise serves a diverse client base that includes individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management. The firm integrates advisory programs with brokerage and insurance product sales through an affiliated agency.

Timothy Hollinger is a CFP® professional with 27 years of industry experience, currently serving at LPL Financial since 2022. His prior roles include work at Principal Life Insurance Company and Principal Securities Inc. from 2016 to 2022. He also acts as a retirement plan consultant for South State Bank in Jacksonville, FL. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management along with research and model portfolios.

Mikala Michael is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds the Series 63 and Series 66 designations and has previously worked at Fidelity Investments and State Farm Insurance. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Amber Oliver is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and six years of industry experience. She previously worked at Rainmaker dba Align Wealth Management, a practice of Ameriprise Financial, for seven years and has experience at Stock Yards Bank and Trust. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm offers non-discretionary services through a select group of wealth advisors, applying an ESG eligibility framework in its recommendations.

Jefry Sulbaran is a financial advisor at J.P. Morgan Securities with a Series 66 designation and approximately one year of industry experience. His prior work includes roles at Argos Wealth Management, Coastal Wealth (a Mass Mutual subsidiary), UBS, and StoneX. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Allison Mulgrew is a Series 66-registered financial advisor with Merrill, based in Jacksonville, FL, and has 14 years of industry experience. She has been with Merrill since 2010. Outside of her advisory role, she serves as a board member for the North Florida School for Special Education, assisting with their planned giving program. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Stephen Foody is a financial advisor at Wells Fargo Clearing with 40 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Bank of America for ten years before joining Wells Fargo in 2011. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients. The firm provides a range of investment advisory services, financial planning, and retirement plan consulting, combining proprietary research and third-party analytics with a broad selection of brokerage and advisory solutions.