William Chrabot is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Cambridge since 2016 and previously worked for First Heartland Capital Inc for 13 years. Chrabot also acts as a licensed insurance agent. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using various portfolio management and platform solutions.

Paul Charles is a financial advisor at Merrill in Jacksonville, FL with 20 years of industry experience. He holds a Series 66 designation and has been with Merrill Lynch since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

William Reade is a financial advisor at Merrill with 13 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2013. He is also affiliated with Bank of America, N.A., where he has worked since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Taisha Roche is a financial advisor at Equitable Advisors with five years of industry experience. She holds the Series 66 designation and has worked in various roles including self-employment and positions at the University of North Florida prior to joining Equitable Advisors. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs. The firm’s approach involves assessing client information and risk tolerance to match them with appropriate investment models or discretionary managers, utilizing both proprietary and third-party solutions.

Matthew Schwarz is a Wealth Management Advisor at Merrill Lynch Wealth Management based in the Ponte Vedra Beach, Florida office. He began his career in banking and investments in 2006 and joined Merrill Lynch Wealth Management in 2010. Matthew works with a team of professionals to develop and tailor wealth management strategies that align with each client's individual circumstances and goals. He regularly reviews client progress and assists in planning for future financial objectives. Matthew holds a Bachelor's Degree in Business Management from the University of Colorado at Boulder and has earned the CERTIFIED FINANCIAL PLANNER® (CFP®) and Personal Investment Advisor (PIA) designations. He focuses on areas including family wealth management strategies, legacy planning, personal retirement planning, tax minimization, and retirement income. In addition to his professional work, Matthew serves as a board member at WeCareJax, an organization dedicated to advancing and coordinating community-wide compassionate specialty care for the uninsured. He resides in Florida with his wife, Tamara, and their two daughters, Reagan and Brinley, and they enjoy spending time at local beaches and in the North Carolina mountains.

Gregory Fuchsluger is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and nine years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2017, and previously spent two years with Heritage Financial Consultants, LLC. Outside of finance, he has experience with Merritt Athletics Clubs. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Campioni is a Series 66 licensed financial advisor with Merrill in Jacksonville, FL, bringing nine years of industry experience. He has been with Merrill since 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Melissa Korkes is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 65 and Series 63 credentials and four years of industry experience. She has worked with PFS Investments and Mike L Wrotén Inc. and has roles involving sales of investment-related products and part-time referrals for home security and automation services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-delivery strategies and discretionary separately managed accounts supported by third-party asset managers and custodians. The firm operates on a large scale with over 3,900 advisors and approximately $15.5 billion in assets under management.

Joseph Bruno is a financial advisor with Ameriprise in Ponte Vedra Beach, FL, holding Series 66, 63, and 65 credentials and bringing 23 years of industry experience. Prior to joining Ameriprise in 2025, he worked at Bruno and Associates, LLC, Wells Fargo Clearing, and Wells Fargo Advisors. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement planning recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Daniel Marcon is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, he held various roles including positions at The Capital Grille and Aruza Marketing. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Carrie Spencer is a Financial Consultant at Fidelity Investments, a position she has held since 2022. In this role, she partners with clients to understand their financial goals and develops comprehensive financial plans tailored to meet the unique needs of individuals and families. She emphasizes building strong and trusting relationships through transparent communication and leverages business partners and resources across Fidelity to support clients' financial journeys. Prior to her current role, Carrie gained experience at Fidelity Investments as an Investment Consultant from 2020 to 2022, Retirement Solutions Representative from 2017 to 2018, and Financial Representative from 2016 to 2017. She holds an Arkansas Insurance License, supporting her capabilities in advising clients on insurance matters. Outside of her professional career, Carrie is engaged in family activities and has interests that include football, military service, parenthood, skiing, and traveling.

Michelaine Almodovar is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Her background includes roles at Year Up, Florida State College at Jacksonville, and several consumer service companies. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for a broad client base including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers both model-based and discretionary investment strategies supported by internal and third-party managers.

Ryan Sweeney is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 credential and 18 years of industry experience. He has been with Merrill Lynch since 2004. Outside of his advisory role, he serves as a board member for the Jacksonville Beach Baseball Association, a volunteer-run youth baseball organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jason Over is a financial advisor at Merrill with 20 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2006, concurrently serving at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Patrick Oglesby is a financial advisor at Merrill with 13 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2012. Outside of his advisory role, he serves as a part-time backup boat captain for TowBoatUS Atlas Towing Salvage and Marine Services, providing on-water assistance to boaters. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, utilizing both model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rachel Higgins is a Financial Advisor with Merrill Lynch Wealth Management. She specializes in delivering personalized wealth management strategies that consider each client's full financial picture. Rachel works closely with individuals, families, and businesses to develop strategies that align with their unique goals and changing market conditions. She provides access to investment insights from Merrill Lynch, as well as banking and lending solutions through Bank of America. Her expertise includes areas such as college education planning, family wealth management, legacy planning, tax minimization, and retirement income. Rachel approaches financial planning with a relationship-based philosophy, aiming to help clients navigate financial transitions with confidence. She holds the Personal Investment Advisor (PIA) designation. Rachel holds a Bachelor's Degree from the University of North Carolina System and a Master's Degree from the University of Miami. Outside of her professional work, she enjoys antiquing, fishing, golfing, interior decorating, painting, running, softball, spending time with her family, traveling, and following football.

Evelyn Chiang is a financial advisor at Merrill with 25 years of industry experience. She has been with Merrill since 2002 and holds Series 63 and Series 66 licenses. Outside of her advisory role, she serves as an advisory board member for Hubbard House, a charitable organization in Jacksonville, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jamie Jezik is a financial advisor with Merrill, holding a Series 66 designation and over 20 years of industry experience. He has worked with Merrill since 2000 and has been affiliated with Bank of America, N.A. since 2012. He is based in Ponte Vedra Beach, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

August Wossner is a financial advisor with Mass Mutual Investors Services in Saint Johns, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked with Msi Financial Services, Inc, MML Investors Services LLC, and MassMutual Life Insurance Company since 2013. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, employing firm-approved software tools and collaborative annual planning engagements.

Jack Buss is a Series 66-licensed financial advisor with two years of industry experience, currently practicing at Merrill in Jacksonville, FL. His prior experience includes roles at W&S Brokerage Services, Western Southern Life, Equity Services, Inc., National Life Group, and National Financial Services Group. He also worked at Palm Valley Fish Camp from 2015 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.