Megan Duley is a financial advisor with Truist Advisory Services and holds a Series 66 designation. She has one year of experience in advisory services, following previous roles with Truist Investment Services, Wells Fargo Clearing, and Wells Fargo Bank. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools.

Sean Smith is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and previously worked at Charles Schwab & Co., Inc. from 1999 to 2004. He holds Series 63 and Series 66 licenses and is based in Orlando, FL. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach is based on Charles Schwab’s asset-allocation models and internal research, offering recommendations tailored to each client’s goals and risk tolerance, with trades executed only upon client authorization.

Dylan Allred is a CFP® with eight years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. He has previously worked at Northwestern Mutual Wealth Management Company, Fidelity, Navy Federal Financial Group, and The Vanguard Group. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select referrals. The firm’s approach is based on Schwab’s asset-allocation models and internal research, offering guidance tailored to clients’ goals and risk tolerance without exercising discretionary trading authority.

Vincent Lachman is a CFA® charterholder based in Orlando, FL, with 12 years of industry experience. He is currently with Schwab Wealth Advisory Inc., where he has worked since 2025. His prior experience includes roles at firms such as Merrill Lynch, Morgan Stanley, J.P. Morgan Securities, and Bank of America, as well as ownership of Lachman & Diaz Financial Services, LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s asset-allocation models and research tools to offer tailored recommendations, with trades executed only upon client authorization.

Boris Diaz is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 licenses and two years of industry experience. He has been with Schwab Wealth Advisory since 2026 and also has experience at Charles Schwab & Co., Inc. Outside of his advisory work, he is an artist and music producer who composes, records, and distributes music under the name Bsleezy. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses proprietary asset-allocation models and research tools to guide investment selection while requiring client authorization for trades.

Everett Adams is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 designations and two years of industry experience. He has worked at Schwab Wealth Advisory since 2026 and Charles Schwab & Co., Inc. since 2024. Prior to his advisory career, Adams spent several years in full-time education and had a brief role in professional lawn care. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s investment approach relies on Charles Schwab’s asset-allocation models and internal research, with client-authorized trades and recommendations tailored annually to individual goals and risk tolerance.

Shane Spence is a CFP® professional with two years of industry experience, currently serving at Schwab Wealth Advisory in Orlando, FL. His prior roles include positions at Charles Schwab & Co., The LifeWealth Group, Madison Avenue Securities, AE Wealth Management, Equitable Advisors, and Earned Wealth. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s asset-allocation models and internal research tools.

Joseph Continelli is a financial advisor with Schwab Wealth Advisory holding Series 63 and Series 65 licenses and has three years of industry experience. His prior roles include positions at LifeWealth Investments, Madison Avenue Securities, AE Wealth Management, Bank of America, and TD Ameritrade. He is also involved in insurance sales through The LifeWealth Group. Schwab Wealth Advisory serves clients enrolled in its program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm’s approach uses Schwab’s asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Robert Wilson is a Series 66-credentialed financial advisor with nine years of industry experience. He is currently with Truist Advisory Services, where he has been since 2022, following prior roles at firms including Lincoln Investment Planning, Cetera, and SunTrust. His background also includes a period as an independent real estate contractor. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and utilizes third-party platforms and AI-enabled research tools in its investment process.

Nathaniel Kahn is a financial advisor with Schwab Wealth Advisory, Inc., holding Series 63 and Series 66 licenses and three years of industry experience. He has previously worked at Fidelity Investments, Charles Schwab, and First National Bank of Omaha. Kahn also serves as a Sergeant in the Army National Guard. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm offers guidance on asset allocation and investment selection using Charles Schwab’s models and research tools, with at-least-annual reviews tailored to clients' goals and risk tolerance.

Kristina Jeffries is a financial advisor at Schwab Wealth Advisory with 26 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Charles Schwab and its affiliated entities since 2004. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations based on clients’ goals and risk tolerance, with trades executed only upon client authorization.

Alexander Chin is a financial advisor at Schwab Wealth Advisory with Series 66 and Series 63 licenses and two years of industry experience. His prior work includes roles at Charles Schwab & Co., Hillpointe Corporate Management, and Reef Parking. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, focusing on asset allocation and investment selection with client authorization for trades. The firm employs asset-allocation models and internal research tools to tailor recommendations to clients' goals and risk tolerance, typically recommending separately managed accounts managed by third-party or affiliated managers.

Everett Johnson is a Series 66-credentialed advisor with nine years of industry experience. He currently works at Schwab Wealth Advisory in Orlando, FL, where he has been since 2022. His prior roles include positions at Newport Group Securities, JPMorgan Chase Bank, J.P. Morgan Securities, Edward Jones, and Aon. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s investment guidance is based on internal research and asset-allocation models, with recommendations tailored to clients’ goals and risk tolerance, while trades require client authorization.

Kimberly Frank is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 65, Series 66, and Series 63 licenses and bringing nine years of industry experience. She has worked at Charles Schwab-affiliated firms since 2014, including Schwab Private Client Investment Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s asset-allocation models and research tools to tailor recommendations based on client goals and risk tolerance, offering services without discretionary trading authority.

Victor Rivera is a financial advisor with Truist Advisory Services in Orlando, FL, holding Series 63 and Series 66 licenses and possessing 16 years of industry experience. He has been with SunTrust-related entities since 2016, including roles at SunTrust Bank and SunTrust Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary and non-discretionary manager arrangements, supported by third-party platforms and AI-enabled research tools, to implement investment strategies and fiduciary support.

Cameron Crain is a Series 65-licensed financial advisor at Beacon Pointe Advisors, LLC with one year of industry experience. His background includes roles at the University of Central Florida, Amazon, and Interlachen Country Club. Beacon Pointe Advisors, LLC provides wealth advisory, financial planning, and outsourced chief investment officer services to a diverse client base including individuals, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers and employs both active and passive strategies across public and private asset classes.

Sabina Lien is a Certified Financial Planner (CFP®) with 31 years of industry experience. She is currently with Rockefeller Financial LLC, where she has worked since 2023. Her prior roles include positions at Truist Advisory Services, Truist Investment Services, Inc., and Suntrust Investment Services, Inc., spanning from 2006 to 2023. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm operates both as a registered investment adviser and a broker-dealer, offering discretionary and non-discretionary portfolio management, financial planning, and investment banking services within an integrated Private Advisor model and consolidated investment platform.

Gregg Biro is a financial advisor with Hightower Advisors, holding Series 66 and Series 65 designations and 15 years of industry experience. His prior roles include positions at Resource Consulting Group, Wells Fargo Clearing, and AllianceBernstein L.P. Hightower Advisors provides investment advisory and planning services to a broad mix of individual and institutional clients. The firm’s approach emphasizes manager selection and multi-manager solutions, using both affiliated and third-party managers, and offers a range of portfolio management and financial planning services.

Anthony Decotis is a financial advisor with Schwab Wealth Advisory and holds the Series 66 designation. He has 10 years of industry experience, including roles at Charles Schwab & Co., Bank of America, and Merrill. He is based in Orlando, FL. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm uses Charles Schwab’s asset-allocation models and research tools to deliver tailored recommendations and typically recommends separately managed accounts managed by third-party or affiliated money managers.

Daniela Sierra Castaneda is a financial advisor at Schwab Wealth Advisory with four years of industry experience. She holds a Series 66 designation and has worked at firms including Merrill, Bank of America, and Charles Schwab & Co. Her background also includes roles outside finance, such as at The Diplomat Beach Resort and D'angelo Pizza. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s investment approach is based on standard asset-allocation models and internal research tools, with client authorization required for trades and recommendations tailored to individual goals and risk tolerance.