David Crum is a financial advisor at Wells Fargo Advisors with 44 years of industry experience. He holds a Series 63 designation and has worked at Wells Fargo Advisors since 2012. Prior to that, he spent 16 years with various Morgan Stanley entities. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients using a range of specialized planning options and research tools.

Austin Warrin is a financial advisor with Morgan Stanley in West Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been associated with Morgan Stanley Smith Barney LLC since 2009 and also works with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides financial planning services that emphasize structured discovery and scenario modeling without offering individual security recommendations as part of standalone plans.

Maximilian Westerman is a Series 66 licensed financial advisor with eight years of industry experience. He has worked at firms including Raymond James Financial Services and Evernia before joining LPL Financial in 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and technology tools for operational and research support.

Christopher Jewell is a financial advisor with Wells Fargo Clearing in Palm Beach, FL, holding Series 63 and Series 65 designations and 42 years of industry experience. He previously worked at Credit Suisse Securities (USA) LLC for 13 years and Pershing LLC for 3 years before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and external sources.

Joseph Marciano is a financial advisor with Cambridge Investment Research Advisors in Wellington, FL. He holds Series 63 and Series 65 credentials and has 41 years of industry experience. Prior to joining Cambridge in 2009, he worked at Cincinnati Analysts, Inc. and Mony Securities Corporation. Outside of his advisory role, he serves as a youth advisor at the Jacksonville Jewish Center and is involved in managing equine-related business interests. Cambridge Investment Research Advisors serves a diverse client base including individuals and institutions such as pension and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs, operating through a large network of financial professionals and utilizing multiple platforms and custodians.

Michael Sherrill is a financial advisor with Morgan Stanley in Palm Beach, FL, holding Series 63 and Series 65 credentials and having 41 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009. Outside of his advisory role, Sherrill is the author of a book on the history of Backgammon in New York City and serves on the finance committee of The Union Club in New York, as well as on the board of the MD Sherrill Foundation, which focuses on education, health, and community services. Morgan Stanley Wealth Management offers a broad range of advisory programs to both individual and institutional clients, utilizing structured financial planning tools and investment modeling to support tailored wealth management solutions.

Peter Lucia is a financial advisor with LPL Financial in Boynton Beach, FL, holding Series 63 and Series 65 credentials and 25 years of industry experience. His work history includes roles at Nationwide Securities, LLC, Wells Fargo Clearing, and 1717 Capital Management Company. He is also involved with Benefits Plus Consulting Group, Inc., an insurance agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational and research tools.

Kevin Sercia is a financial advisor at LPL Financial with 10 years of industry experience and holds a Series 66 designation. His prior experience includes roles at JPMorgan Securities, JP Morgan Chase Bank, Seacoast Bank, Bank of America, Merrill, and Stifel Nicolaus. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining advisory services with a broad range of non-advisory financial products.

Carmen Lucia Riddle Solares is a financial advisor at Morgan Stanley with a Series 66 designation and approximately one year of experience in the industry. Her prior work includes roles at Guided Financial Advisors, Brave Global Holdings, and Globe Life Liberty National Division, among others. Based in Palm Beach Gardens, FL, she has also had periods of self-employment and time away from the workforce. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to both individual and institutional clients. The firm emphasizes tailored financial planning supported by structured discovery and proprietary planning tools, managing approximately $2.74 trillion in client assets.

Christopher Celusta is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2017, following a year at Goldman Sachs & Co. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting.

Robert Scherer is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside his advisory role, Scherer serves on the Board of Trustees and Finance Committee at Frenchman's Creek Beach and Country Club and is an investment committee member for the Washington Hebrew Congregation. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer providing a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and the Global Investment Committee’s market analyses.

Valentina Langmeyer is a financial advisor with RBC Capital Markets, holding Series 63 and Series 66 credentials and bringing 39 years of industry experience. She has been with RBC Capital Markets since 2016. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles.

Andres Alminana is a Senior Financial Advisor with Merrill Lynch Wealth Management in Palm Beach, Florida. He joined Merrill Lynch in 2016 after beginning his wealth management career in 2008. In his role, Andres focuses on guiding high net worth individuals, families, and both public and private organizations in pursuing their unique financial objectives, including family wealth management, retirement planning, philanthropic initiatives, and small business strategies. He employs a goals-based approach that integrates Merrill Lynch’s investment resources with Bank of America’s banking and lending capabilities to develop personalized strategies aligned with clients' long-term goals. Andres holds a Bachelor of Science degree in Management from the University of Florida’s Warrington College of Business, where he was recognized on the Dean’s List, was a member of academic honor societies, and participated in men’s soccer. He is also a Personal Investment Advisor (PIA) and is fluent in English and Spanish. Outside of his professional work, Andres contributes to community efforts through his involvement with organizations such as the Jewish Federation of Palm Beach County and Philanthropy Tank, and participates in programs like Meals for Homebound Seniors. He resides in Boynton Beach with his wife and two sons and has interests in tennis, running, reading, soccer, and genealogy.

Kenneth Rodriguez is a Series 66 licensed financial advisor with five years of industry experience, currently serving at J.P. Morgan Securities in Wellington, FL. His prior experience includes roles at The Bridge Group, Eagle Strategies, NYLIFE Securities, and New York Life. Before entering the financial industry, he worked in the food retail sector. J.P. Morgan Securities provides institutional consulting services focused on asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. The firm’s advisory process combines quantitative and qualitative research to develop model asset allocations and incorporates ESG criteria, with clients retaining final decision authority.

Elizabeth Lee is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding Series 65 and Series 66 licenses and having 28 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and associated with Morgan Stanley Private Bank, N.A. since 2015. Outside of her advisory roles, she serves as a trustee of the Margaret and Daniel Lee Family Trust. Morgan Stanley Wealth Management is an SEC-registered advisory and broker-dealer firm offering a wide range of financial planning and investment programs to individual and institutional clients. The firm’s approach includes structured planning tools and utilizes the Global Investment Committee’s return estimates and simulations, with a client-driven implementation process.

Mark Lippman is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Wells Fargo Clearing since 2016 and worked previously at Prudential Equity Group, LLC. Outside of his advisory role, he has ownership interests in aviation and real estate-related ventures. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and utilizes research and analytics to support diversified investment strategies.

Scott Powers is a CFP® with 34 years of experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He has worked at Raymond James and affiliated entities since 2017 and previously at Wells Fargo Clearing. Outside of his advisory role, he is involved as an agent with insurance-related businesses focusing on fixed annuities and life insurance. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and charitable and institutional clients. The firm offers tailored, non-discretionary planning and investment consulting and supports municipal and public finance services through a unique municipal advisor affiliation.

Kerry Toussaint is a financial advisor at Merrill with Series 63 and Series 66 licenses. Based in West Palm Beach, FL, Kerry has been with Merrill since 2021 and previously worked at Bank of America and Lynn University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Danielle Rojas is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has worked at several firms, including JP Morgan Chase Bank, J.P. Morgan Securities, First Republic Securities, First Republic Investment Management, and Ameriprise Financial Services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Adriana Ramirez Guerrero is a financial advisor with Merrill in Wellington, FL, holding a Series 66 designation and seven years of industry experience. She has been associated with Bank of America and Merrill since 2006. Outside of her advisory role, she serves as a general partner and managing member of Viva Skincare LLC, a retail skincare business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.