Brian Cubler is a CFP® and holds a Series 66 designation, with 25 years of experience in the financial industry. He has been with Wells Fargo Clearing since 2016 and previously worked at Morgan Stanley Dw Inc. and Morgan Stanley & Co. LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm operates at scale with over 14,000 advisors and $671 billion in assets under management, offering both brokerage and advisory solutions.

James Campbell Jr. is a Series 66-licensed financial advisor with Edward Jones in Bradenton, Florida, where he has worked since 2018 and has eight years of industry experience. Prior to joining Edward Jones, he was self-employed for six years, managing a commercial fishing business involving vessel operations and crew oversight. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory services, including wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large national network of advisors and branch offices.

Shawn Kelly is a CFP®-certified financial advisor with over 40 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. He is based in Bradenton, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Carolyn Bell is a financial advisor with J.P. Morgan Securities who holds a Series 66 designation and has four years of industry experience. She has worked with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2021. Prior to her current role, she held positions in dental practice settings. J.P. Morgan Securities provides institutional consulting services primarily to plan sponsors, corporations, and endowments, offering written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process integrates quantitative screening and qualitative research with an ESG framework and utilizes affiliates for implementation and portfolio services.

Lynn Misner is a financial advisor with LPL Financial in St. Pete Beach, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. Prior to joining LPL Financial in 2021, Misner spent 18 years with M&T SECURITIES, Inc. and has been with M&T Bank since 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Stacey Ellis is a financial advisor with RBC Capital Markets in St. Petersburg, FL, holding Series 65 and Series 63 licenses and bringing 19 years of industry experience. She has worked at RBC Capital Markets since 2013 and previously spent two years with CI Doyle Private Wealth, LLC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a variety of advisory programs with tailored investment strategies managed through in-house and third-party managers, combining discretionary and non-discretionary services.

Lindsey Kuklin is a financial advisor with LPL Financial in St. Petersburg, FL, holding Series 63 and Series 66 registrations and nine years of industry experience. Her previous roles include work with various insurance carriers, financial firms, and operating a notary service. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions with advisory and brokerage services. The firm offers a range of financial planning and investment management solutions through a large network of advisors employing model portfolios, third-party subadvisors, and customized strategies.

Liam Delaney is a financial advisor at RBC Capital Markets with five years of industry experience. He holds the Series 66 designation and has worked previously at UBS Financial Services and Morgan Stanley. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client’s risk profile.

James Molinaro is a financial advisor at Morgan Stanley with 50 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has been associated with various Morgan Stanley entities since 2002. He is based in Bradenton, Florida. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to support its financial planning process.

Joseph Kennedy Jr. is a financial advisor with Ameriprise Financial Services, holding a Series 63 designation and 42 years of industry experience. His prior work includes roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He serves on the board of the Crosthwait Memorial Fishing Tournament. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that utilize written recommendations and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Samantha Fernandez is a financial advisor with Raymond James Financial who holds a Series 66 credential and has 15 years of industry experience. She has worked at various divisions of Raymond James since 2011 and was with Frey Masterson Investment Advisors from 2023 to 2025. Fernandez serves as a board member on the finance committee of Gulf Coast JFCS, a nonprofit organization. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using comprehensive analytical tools and supports a broad advisor network along with specialized municipal and retirement advisory services.

Charles F. Elzer III is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management. He marked his thirtieth year as a financial advisor at Merrill Lynch in 2022, bringing extensive experience across multiple investment cycles and market environments. His professional focus includes college education planning, services for endowments and non-profits, legacy and philanthropic planning, retirement income, portfolio management, tax minimization, and managing new wealth. Mr. Elzer earned a Bachelor's degree in Business Administration with a minor in economics from Hofstra University. He holds the Personal Investment Advisor (PIA) designation. His community involvement encompasses serving on the board of trustees for the Just for Girls Foundation and the Tampa Chapter of Safari Club International, as well as participating on the Endowment Committee of his church. He has held leadership roles such as past president of the Manatee County Chapter of the Coastal Conservation Association and past president of Just for Girls, Inc. Additionally, he has supported the Manatee Opera Guild and served as a trustee for the Bishop Museum of Science and Nature. Outside of his professional and community commitments, Mr. Elzer enjoys adventure sports, fishing, gardening, hunting, scuba diving, reading, traveling, and spending time with family and their Labrador Retrievers.

Pamela Klug is a Series 66-licensed financial advisor at Ameriprise with 18 years of industry experience. She has been with Ameriprise and its affiliates since 2007. Outside of her advisory role, she is involved in fiduciary activities and serves as an executor. Ameriprise offers specialized retirement-income planning services aimed at clients with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Alexander Leuser is an Investment Consultant who works closely with clients to understand their financial goals and develop tailored strategies to meet their individual needs. He focuses on building long-term relationships based on trust and professionalism. He has experience in various roles within the financial services industry, including his current position at Fidelity Investments since 2021 where he has progressed from Investment Solutions Representative I to III. Prior to this, he worked at Prudential Financial as a Regional Sales Consultant from 2017 to 2021, and at Merrill Lynch as a Financial Solutions Consultant from 2015 to 2017. Outside of his professional work, Alexander has interests in beach activities, cars, fitness, sailing, and traveling.

Scott Rodabaugh is a CFP® with 32 years of industry experience, currently serving as a financial advisor at Cetera since 2025. He previously worked for over three decades at Avantax in various capacities. Outside of his advisory role, he is president of Elite Tax Service, Inc., a tax preparation and accounting firm, and serves as treasurer on the board of his condominium association. Cetera is an SEC-registered adviser that supports a nationwide network of independent advisors, serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a multi-manager platform that includes both affiliated and third-party managers.

Thomas Hake is a financial advisor with Raymond James Financial, holding Series 65 and Series 63 licenses and bringing 31 years of industry experience. He has worked at Raymond James and its affiliates since 2015, with prior experience at Wells Fargo Advisors and SSN Advisory, as well as running his own investment firms. Hake also serves as a Neutral Arbitrator for FINRA arbitration proceedings. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting, utilizing analytical tools and models to support client goals and supports municipal and public finance advisory work.

Scott Mohler is a financial advisor at LPL Financial with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Cantella and Co., Inc., Raymond James Financial, Raymond James Financial Services, Inc., and Ryan Beck & Co. Mohler has an investment-related business entity, SRM Financial Inc., established in 2022. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and a large network of advisors.

Michael Lopez is a financial advisor with Morgan Stanley in St. Petersburg, FL, holding Series 63 and Series 66 licenses and having 11 years of industry experience. His prior roles include positions at Infosys, FSC Securities, Bank of America, and E*TRADE Securities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools such as Monte Carlo simulations to inform its advisory services.

Laurie Page is a financial advisor with LPL Financial in Bradenton, FL, holding Series 63 and Series 65 credentials and bringing 13 years of industry experience. Her prior work includes roles at Mott & Associates, Inc. and J.W. Cole Financial, Inc. Outside of advising, she operates a freelance photography business and works as a freelance musician. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, utilizing various investment strategies with support from advanced research and operational tools.

Patrick Mackey is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been working in the financial advisory industry since 1992, bringing over 28 years of experience to his role. Prior to joining Merrill Lynch in 2009, Pat spent 17 years with Morgan Stanley Smith Barney. He holds a Bachelor's degree in Business Administration from Towson University. Pat's areas of focus include college education planning, divorce transition planning, employee financial health, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He is also a Personal Investment Advisor and has experience as a Portfolio Manager, managing personalized investment strategies on a discretionary basis. Originally from the Maryland/Washington, D.C. area, Pat and his wife moved to Manatee County in 1991. They have three daughters. Outside of his professional work, Pat enjoys studying financial market history, college football, traveling, and outdoor activities such as deep-sea fishing. He is involved in community initiatives including support for Take Stock In Children in Manatee County.