Sandeep Hamilton is the Vice President and Branch Leader at Fidelity Investments, a role he has held since 2022. In this position, he leads and coaches Wealth Management Financial Professionals who assist clients in planning their financial goals. Prior to his current role, Hamilton served as Vice President and Market Leader at Merrill Lynch from 2016 to 2022. His experience also includes positions as Regional Sales Director at Capital One Investing from 2013 to 2016 and Senior Vice President, District Investment Sales Leader at Key Investment Services from 2012 to 2013. Throughout his career, Hamilton has gained extensive experience in financial services, leadership, and wealth management. Outside of his professional responsibilities, he enjoys camping, family activities, hiking, outdoor adventures, and traveling.

Scott Sarnoff is a financial advisor with Ameriprise in Naples, FL, holding a Series 63 designation and 28 years of industry experience. He has worked at Ameriprise and its affiliate since 1997. Outside of his advisory role, Sarnoff serves as president on a nonprofit board in Bradenton, FL. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides retirement planning advice focused on dependable income and tax-aware withdrawal strategies.

Jennifer Waller is a financial advisor at Merrill with 14 years of industry experience. She holds Series 63 and Series 66 credentials and previously worked for UBS Financial Services Inc. from 2012 to 2020 before joining Merrill in 2020. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

William Rust is a financial advisor with Morgan Stanley in Naples, FL, holding the CFP® designation along with Series 66 and Series 63 licenses. He has 10 years of industry experience, having worked at firms including Strategic Financial Services, Pioneer Investment Management USA Inc., and Edward Jones prior to joining Morgan Stanley. Morgan Stanley Wealth Management provides a range of advisory programs for individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services broadly across retail and institutional markets.

Ethan Stern is a financial advisor at LPL Financial with eight years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Wealth Management prior to joining LPL. Ethan participates as a study participant providing feedback through user interviews. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and a broad non-advisory financial services network.

Andrew Winnick is a financial advisor at Morgan Stanley in Naples, FL, holding Series 66 and Series 63 licenses with six years of industry experience. His prior roles include positions at J.P. Morgan Securities LLC and JPMorgan Chase Bank N.A. before joining Morgan Stanley in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a broad range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and modeling techniques.

Juan Serrano Pineda is a financial advisor with Merrill in Naples, FL, holding a Series 66 designation and 14 years of experience with the firm. He manages a small car rental business through an application named TURO as a general partner of MAJ INVESTMENTS LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joshua Helton is a financial advisor with J.P. Morgan Securities in Naples, FL, holding Series 66 and Series 63 licenses and six years of industry experience. His career includes multiple roles at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2019, as well as prior positions at firms such as Freudenberg Medical LLC and Modern Woodmen of America. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary advice focused on asset allocation, investment manager searches, and customized performance reporting. The firm supports its advisory process with centralized due diligence and combines quantitative and qualitative research to build model asset allocations.

Brett Vance is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in September 2005 and brings experience from leading corporate business divisions, including serving as division President of a multi-billion dollar organization with both domestic and international responsibilities. Brett holds a bachelor's degree in Economics from the University of Western Ontario and an MBA from Miami University. He has earned the Chartered Retirement Planning Counselor™ designation and is recognized as a Personal Investment Advisor (PIA). He was previously the President of the Cincinnati Chapter of the Miami University Alumni Association and served as a Vestry member at Christ Church Glendale. Brett pursues a disciplined and customized approach to wealth management, focusing on understanding each client's full financial picture and what matters most to them. He regularly conducts reviews to monitor progress toward personalized financial goals. Additionally, he engages in community service through volunteer work with local organizations.

Benjamin Dreon is a CFP® professional with 21 years of experience, currently serving as a financial advisor at Ameriprise since 2020, and with prior tenure at Ameriprise Financial Services, Inc. from 2005 to 2020. He serves on the Board of Directors for the Johnson Manor Homeowner Association and is involved with the Angel Foundation’s FCC Program development. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement-income planning recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Bruce McConnell is a financial advisor with Merrill based in Naples, FL, holding Series 65 and Series 66 credentials. He has 29 years of industry experience and has worked at Merrill since 1997, concurrently affiliated with Bank of America, NA since 2009. Merrill, in partnership with Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Payne Speicher is a financial advisor at Morgan Stanley in Naples, FL, holding a Series 66 credential with less than one year of industry experience. Prior to joining Morgan Stanley, he held roles at Delta Sonic Car Wash, Rochester Institute of Technology, and Lockheed Martin. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning approach uses structured discovery conversations and approved planning tools without offering individual security recommendations as part of standalone plans.

Frederick Driscoll is a financial advisor with Cetera, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 48 years of experience in the financial services industry, with prior roles at VOYA Financial Advisors and ownership of Driscoll Financial Group. Driscoll also operates as an independent insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients, offering a multi-manager platform with access to various portfolio management strategies and third-party money managers.

Gregory Glyman is a financial advisor with UBS Financial Services in Naples, FL, holding Series 63 and Series 66 credentials and bringing 40 years of industry experience. He has been with UBS since 1995. Outside of his advisory role, he is involved in researching equity investments through his sole proprietorship, Green Dolphin LLC. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and discretionary portfolio management. The firm integrates institutional trading capabilities with wealth management services, leveraging proprietary research and capital market assumptions to tailor client solutions.

Paige Decker is a Senior Financial Advisor at Merrill Lynch Wealth Management headquartered in Poughkeepsie, New York. She joined the firm in 2018 and focuses on serving multi-generational families and organizations. Paige specializes in wealth transfer, wealth preservation, philanthropic planning, and services for endowments, foundations, and non-profits. She holds the CERTIFIED FINANCIAL PLANNER™ certification, is an Accredited Wealth Management Advisor™, and has the Personal Investment Advisor designation. Paige graduated Cum Laude from Southern Connecticut State University with a B.S. in Business Administration concentrating in Finance. While attending university, she was a four-year member of the Women's Basketball Team. Paige is on the Board of Directors for New Horizons Inc. and volunteers frequently for Angels of Light, a non-profit founded by her family. She also serves as a coach for St. Martin de Porres CYO. In her free time, Paige enjoys skiing, golfing, and spending time with her family.

Ashley Begley is a financial advisor at Edward Jones with three years of industry experience. Prior to joining Edward Jones, Begley worked at Dorcey Law Firm for three years. She holds a Series 66 designation and is based in Naples, FL. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Sandra Whitmer is a financial advisor with Primerica Advisors, holding Series 65, Series 66, and Series 63 licenses and three years of industry experience. She has worked at Primerica Advisors and Primerica Financial Services since 2023 and has prior experience outside the financial industry, including roles at Spica Up English School and WAC Tile & Marble Inc. Whitmer also receives compensation from affiliated companies for mortgage product sales and referrals related to home security and automation services. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm offers model-based investment strategies supported by third-party asset managers and custodian services, managing approximately $15.5 billion in assets through about 3,698 financial advisors.

Lance Fraser is a financial advisor with Merrill in Naples, Florida, holding Series 63 and Series 66 credentials and bringing 35 years of industry experience. He has been with Merrill since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Julie Maurizi is a financial advisor at Morgan Stanley in Naples, FL, with 11 years at the firm and two years of industry experience. She holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Anna Mckinnon is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and advisory programs, managing approximately $2.74 trillion in client assets.