James Gibbs Jr. is a financial advisor with Raymond James Financial in Hendersonville, TN, holding the ChFC® designation and Series 63 and 65 licenses. He has 35 years of industry experience and has worked with Raymond James since 2015, alongside a role at Lawrence Bank since 2020. Gibbs is also associated with F&M Wealth Management as an investment-related financial advisor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional entities. The firm uses risk profiling and analytical tools to tailor non-discretionary planning and consulting to client goals and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Stacy Novak is a financial advisor at Morgan Stanley with 21 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market scenario modeling in its service offerings.

Gordon Mellin is a financial advisor at Equitable Advisors in Nashville, TN, holding Series 65 and Series 63 licenses with 10 years of industry experience. He has been with Equitable Advisors and its predecessor AXA Advisors since 2016. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management services. The firm utilizes a range of advisory programs and third-party asset managers to tailor investment solutions.

Travis Skavlan is a Financial Consultant at Fidelity Investments, where he has been working since 2023. He specializes in comprehensive financial planning aimed at helping clients build, preserve, and transition wealth. Prior to his current role, Travis held several positions including Planning Consultant at Fidelity Investments from 2022 to 2023, Assistant Vice President and Product Manager at AllianceBernstein from 2020 to 2022, Senior ETF and Model Portfolio Specialist at Fidelity Investments from 2017 to 2020, and Regional Investment Consultant at Fidelity Investments from 2013 to 2017. Travis is a Certified Financial Planning Professional who focuses on partnering with clients and their families to understand their personal and financial priorities. His approach involves creating tailored plans designed to provide peace of mind over the long term. Outside of his professional work, Travis has interests in art, museums, painting, and traveling.

Eduardo Gumucio is a financial advisor at Merrill with 12 years of experience, including 4 years in the industry. He holds the Series 66 designation and is based in Nashville, TN. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kristen Beckstead is a CFP® and ChFC® credentialed advisor with 20 years of industry experience. She currently works at LPL Financial and previously held roles at First Horizon Bank, Ftb Advisors, Inc., First Tennessee Brokerage, and Ameriprise. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, and institutional platforms, combining advisory services with a range of non-advisory financial activities.

Robert Ramsey is a financial advisor with Robert W. Baird & Co. in Nashville, TN, holding Series 63 and Series 65 credentials and having 40 years of industry experience. He has been with Robert W. Baird since 2005. Outside of his advisory role, he serves as a board member for the 100 Club of Nashville, a charitable organization, and the Nashville Dolphins nonprofit. He is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, and charitable organizations. The group offers tailored financial planning and portfolio management services, utilizing both in-house and third-party managers across a variety of investment strategies.

Audrey Roell is a financial advisor with UBS Financial Services in Nashville, TN. She holds a Series 66 designation and has one year of experience in the financial industry. Her prior roles include positions at Aflac Incorporated and FirstBank, as well as self-employment. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management and offering proprietary research and model-based asset allocation strategies.

Bard Powell is a CERTIFIED FINANCIAL PLANNER™ professional with four years of industry experience, currently serving as a financial advisor at LPL Financial in Brentwood, TN. His prior roles include positions at First Horizon Bank and SA Stone Wealth Management Inc. Powell was also involved with Arthur Powell Group LLC for over two decades. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions through a large network of advisors and incorporates various model portfolios and third-party strategies.

Benjamin Bostic is a financial advisor at UBS Financial Services with five years of industry experience. He holds a Series 66 designation and has worked in various roles prior to his current position, including at Northpointe Staffing and WileyBros Aintree Capital LLC. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services such as fee-based financial planning and discretionary portfolio management. The firm integrates proprietary research and model-based asset allocations to tailor investment strategies and combines institutional trading capabilities with wealth management services.

Melissa Gallant is a CFP®-designated financial advisor with 18 years of industry experience. She is currently with Cetera and has held prior roles at Winchester Financial Group, Trilogy Capital, LPL Financial, and Ameriprise Financial Services. Outside of her advisory work, she is also licensed as an insurance agent, selling health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services and operates as a multi-manager platform with access to affiliated and unaffiliated third-party managers.

Sherri Overton is a financial advisor at Robert W. Baird & Co. in Nashville, TN, holding a Series 63 designation with 28 years of industry experience. She has been with Robert W. Baird & Co. since 2013. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers a range of consulting and portfolio services tailored to client goals and risk tolerances, utilizing both in-house and third-party managers across various investment strategies.

John Cusick is a Senior Financial Advisor at Merrill Lynch Wealth Management. He employs a holistic approach that seeks to streamline both sides of a client's balance sheet and resolve the complexities associated with significant wealth. John works with individuals and families to understand their financial situations, risk tolerance, time horizons, and liquidity needs, helping them articulate their short- and long-term goals and recommending financial strategies aligned with their objectives. His expertise includes retirement planning, income generation, options strategies, college planning, commercial and residential lending opportunities through Bank of America, life change management, wealth preservation, and tax-efficient estate planning services. Before joining Merrill Lynch, John earned a Juris Doctorate Degree from Saint Thomas University and a Bachelor's Degree from the California State University System. He has extensive experience as a litigation and appellate attorney, having handled dozens of contested trials including divorce, paternity, criminal, probate, foreclosure, eminent domain, and homeowners association disputes. John has argued before every district court of appeal in Florida. He is a Personal Investment Advisor (PIA) and a member of the Florida Bar and Texas Bar. While he does not provide legal advice in his role as a financial advisor, his legal background informs his comprehensive approach to wealth management. John is committed to delivering the highest level of service to his clients and genuinely cares about their financial well-being. He is involved in community service through Habitat for Humanity. Outside of work, John enjoys baseball, boating, fishing, racquetball, reading, tennis, traveling, and spending time with his family.

James Bell is a CFP®-certified financial advisor with seven years of industry experience, currently affiliated with Mass Mutual Investors Services in Brentwood, TN. His prior work includes roles at Park Avenue Securities and Guardian Life Insurance. He also operates James Bell Financial Services, LLC, a personal limited liability company, and sells life and health insurance through a separate broker role. Mass Mutual Investors Services, a subsidiary of MassMutual, offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing, collaborative financial planning engagements using firm-approved analytical tools and also offers specialized services such as divorce planning and employer-sponsored planning programs.

Ashley Huffines is a financial advisor with UBS Financial Services in Nashville, TN, holding a Series 66 designation and nine years of industry experience. Prior to joining UBS in 2017, she worked at Altria Group Distribution Company for three years. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor client strategies.

Austin Nephew is a financial advisor with UBS Financial Services, holding a Series 66 designation and beginning his advisory career in 2024. Prior to joining UBS, he worked in various roles including positions at FirstBank and Marco's Pizza, and has been involved with the business iMow since 2020. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary market research with model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services and offers a wide range of capital markets and advisory solutions.

Timothy Healy is a financial advisor with Cetera, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. He has worked at Cetera Investment Advisors LLC, Region Sbank, and Cetera Investment Services LLC since 2014. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform, supporting various program structures and custodial relationships.

Sydney Shepard is a financial advisor at Morgan Stanley in Nashville, TN, holding Series 63 and Series 66 designations. Shepard has been with Morgan Stanley since 2026 and has prior experience at Charles Schwab & Co., Inc. and Cross & Smith LLC. Shepard’s background also includes several years dedicated to full-time education and roles outside the financial industry. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, leveraging structured discovery processes, firm-approved tools, and scenarios modeled by its Global Investment Committee.

Jim Durham is a financial advisor at Cetera with 29 years of industry experience and holds a Series 63 designation. He operates Jim Durham CPA and is involved in accounting and tax preparation services through Winchell CPA & Advisory Services PLLC. Durham has a long career spanning various roles in advisory and insurance services since 1982. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a wide range of portfolio management and financial planning services, overseeing more than $256 billion in assets.

Sean Johnston is a financial advisor with Osaic Wealth, Inc. based in Nashville, TN, holding Series 63 and Series 66 licenses and having 20 years of industry experience. His prior roles include positions at Merrill Lynch, Bank of America, and Packerland Brokerage Services. Outside of his advisory work, he is the sole owner of a rental property business. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, offering a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools.