Karen Thompson is a financial advisor at UBS Financial Services with 43 years of industry experience. She has held her current position at UBS since 2005 and holds Series 63 and Series 65 designations. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing proprietary capital market assumptions and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including custody, underwriting, and securities-backed lending programs.

Keith Kozak is a financial advisor with Morgan Stanley in Farmington Hills, MI, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including comprehensive financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and corporate agreements.

Ashley Gerback is a Wealth Management Planning Consultant at Fidelity Investments. In this role, Ashley partners with clients and their Wealth Management Advisors to provide a team-based approach to holistic financial planning. Ashley collaborates with clients to understand their priorities and customize plans that address their evolving needs. Ashley has been with Fidelity Investments since 2016, progressing through several roles including Financial Representative from 2016 to 2018, Relationship Manager from 2018 to 2020, and Planning Consultant from 2020 to 2026 before assuming the current position. This experience has provided Ashley with a comprehensive understanding of wealth management and client relationship development. Outside of work, Ashley enjoys outdoor activities such as camping, hiking, kayaking, and playing soccer, as well as spending time with family and reading.

Samuel Orlando is a financial advisor with Raymond James Financial in Northville, MI, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has been with Raymond James Financial and its affiliated entities since 2010. Outside of his advisory role, he is the owner of Orlando Wealth Management and an associate at Center Street Wealth Strategies. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools and supports municipal and public-finance advisory work through a unique affiliation with a municipal advisor.

Andrew Misenko III is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 licenses and three years of industry experience. Prior to his current role, he held positions at Quicken Loans LLC and Packaging Corporation of America, among others. Outside of advising, he has been involved in entrepreneurial ventures including Misenko Properties LLC and M&T Vending LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG considerations where applicable.

Louis Perraut is a CFP®-designated financial advisor with eight years of industry experience, currently with Osaic. His prior roles include positions at Signator Investors Inc, Beaumont Health, and Wayne State University. He holds a Series 66 license and is based in Southfield, Michigan. Outside of Osaic, he serves as Director of Investment Management at Fathom Financial Partners and is involved with Dunleavy Wealth Management in both advisory and insurance sales capacities. Osaic Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, providing brokerage and advisory services across various financial programs. The firm’s investment approach features model-based asset allocation, portfolio optimization, and a multi-advisor platform with access to discretionary and third-party managed strategies.

Racheal Hardy is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various J.P. Morgan entities since 2011. Prior to her financial career, she spent a year at Jamberry Nails. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments with a focus on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates both quantitative screening and qualitative research, incorporating ESG criteria and advanced derivatives capabilities.

William Knudsen is a financial advisor with LPL Financial, holding Series 63, 65, and 66 credentials and 27 years of industry experience. Prior to joining LPL Financial in 2015, he worked at The Huntington Investment Company, Chase Investment Services Corp., and Fifth Third Securities, Inc. He also manages a private investment and tax-related business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by both discretionary and non-discretionary strategies.

Jon Vander Laan is a Financial Consultant currently working at Fidelity Investments since 2026. He has held various roles within Fidelity Investments including Financial Consultant, Investment Consultant, and Financial Representative since 2022. Prior to his current role, he worked as a Private Wealth Advisor at Stonebrook Private from 2024 to 2026. Jon focuses on providing a personalized and holistic approach to financial planning. He takes time to understand each client's unique situation, analyzing and stress testing their financial status to identify opportunities and risks. He collaborates with clients to develop strategies aligned with their financial goals, adjusting plans as life circumstances and market conditions change. Outside of his professional career, Jon enjoys family activities, football, golf, outdoor adventures, traveling, and volunteering.

Brian Sites is a CFP® professional with 20 years of experience in the financial advisory industry. He is currently with Edelman Financial Engines and has previously worked at Fidelity Personal and Workplace Advisors and Financial Engines Advisors L.L.C. Edelman Financial Engines provides technology-enabled investment advisory services primarily for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large client base through both advisor-led and online platforms.

Dylan Mc Evilly is a financial advisor at Raymond James & Associates with eight years of industry experience. He holds the Series 66 designation and has worked previously at Wells Fargo Clearing and Aerotek. He also spent five years at the University of Michigan - Dearborn. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Shawn Bumgardner is a financial advisor with Ameriprise, holding the ChFC® designation and Series 63 and 66 licenses, with 31 years of industry experience. He has been with Ameriprise and its predecessor entities since 1994. Outside of his advisory role, he is involved in business ownership related to payroll services and commercial real estate management. Ameriprise offers retirement-income planning primarily for clients with significant investable assets, delivering tailored Recommendation Reports that incorporate research, modeling, and tax-efficiency analysis. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Danielle Kerns is a financial advisor at Thrivent Investment Management with 10 years of industry experience. She holds the Series 63 and Series 65 designations and has been with Thrivent Financial and Thrivent Investment Management since 2015. She also serves as a Publicity Coordinator for the Hunter Family School Association, supporting event planning and volunteer coordination at her children's elementary school. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, focusing on holistic, goal-based financial analysis and planning without discretionary trading authority. The firm offers both one-time and ongoing planning engagements and integrates planning with managed-account programs under a consolidated billing option called “WealthPlan.”

John Bussa is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 65 and Series 66 licenses and previously worked for Lincoln Financial Advisors for 24 years. Outside of advisory services, he owns a consulting business operated through BFP Media, LLC. OSAIC serves a broad range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services including comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, supported by various tools and both discretionary and advisor-managed strategies.

Brian D'ziurman is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 2011. He holds Series 63 and Series 66 designations. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and offers broader derivatives and commodities capabilities compared to many institutional advisory programs.

Urban Hubert is a CFP® designated financial advisor with UBS Financial Services in Plymouth, MI, bringing 61 years of industry experience. He has been with UBS Financial Services since 1963. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Shelley Graunke is a financial advisor with Morgan Stanley in Farmington Hills, MI, holding Series 63 and Series 65 credentials and 25 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and provides services through structured planning processes supported by firm-approved tools.

Charles Dennis is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 licenses and bringing 20 years of industry experience. He has worked with JPMorgan Chase Bank since 2006 and with J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process integrates quantitative and qualitative research to develop model asset allocations, and includes capabilities in derivatives and commodities through affiliated entities.

Nicholas Patterson is a CFP® with eight years of experience in the financial services industry. He has worked at Mass Mutual Investors Services and Mass Mutual Life Insurance Company since 2020, following prior roles at Cambridge Investment Research, Transform Automotive, Metro Fluid Power, and CJ Barrymore's. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, emphasizing collaborative annual planning engagements that utilize firm-approved analytical tools.

Lauren Kosten is a financial advisor with Morgan Stanley in Belmont, MI, holding Series 63 and Series 66 designations and bringing 11 years of industry experience. She has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling to support client financial plans.